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i have 10 payday loans out. Yes! I know that was stupid. I put a block on my checking account so in 2 days none of my money will be taken from me and I will have my whole paycheck. Anyways. Should I call my lenders and tell them I can't pay? If I talk to them, can / will they call my references and boss? I can't afford that to happen and I don't want this to cost my job.

I hired pdl assistance to handle my loans but they don't start negotiations until I have some money saved so I fear that I will get my wages garnished and my references and boss will get harrassing calls on me. Someone please help me.

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