Miracle Debt Solutions is an Orange County based Unsecured Debt Settlement company. MDS is currently offering debt assistance in 42 states and is one of the few debt settlement companies that do not collect all fees until the program has been completed. Miracle Debt Solutions is also a registered member of the United States Organization of Bankruptcy Alternative (USOBA). MDS offers an aray of different debt solutions including Debt Relief (debt principal reduction), Debt Management (credit card APR reduction), and Business Debt Solutions (business debt restructuring). Miracle Debt Solutions currently has a portfolio of almost $20,000,000 with a retention rate in the 90% range.