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MCYDSNB listing - How do I take it off my credit report?

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Do you know what MCYDSNB stands for? This company account appeared on my credit report; however, I paid this account in full some time ago, and I would like to write to this company to ask them to close this account so it reflects as such on my report. Thank you!




Pretty sure that's Macy's. You can get their credit information number on the Macys website.

Sub: #1 posted on Wed, 03/08/2006 - 11:52

Jessi Jessi

(Posts: 3361 | Credits: )

Im confused,MCYDSNB shows up in my credit report I wonder if it has something to do whith my Burdines card I closed almost 2 years ago.

Sub: #2 posted on Wed, 04/05/2006 - 19:18

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You can dispute any incorrect item (like MCYDSNB) on your credit report. Please visit the Credit Repair forum for more information.

Sub: #3 posted on Thu, 04/06/2006 - 11:54

stanley stanley

(Posts: 1640 | Credits: )

MCYDSNB / VISDSNB also appeared on my credit report. I have no idea who this is. Also, no phone number listed either. My supposed account hasn't had a balance since 10/01, but appears to still be open and and current. I am disputing it.

Sub: #4 posted on Wed, 04/12/2006 - 07:55

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Macys has bought a few other deparment stores, so it may be showing as MCYDSNB for macy's if you've had an account with Kauffmans, or some other stores.

Sub: #5 posted on Wed, 04/12/2006 - 08:13

Jessi Jessi

(Posts: 3361 | Credits: )

Reason for MCYDSNB in your report - It's a Macy's (Federated Dept. Stores) credit card and could be from any one of the stores Federated owns.

Sub: #6 posted on Sun, 06/04/2006 - 18:50

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Who and where is this company located? I want to remove MCYDSNB. Surely if Experian Credit Agency can verify the account as accurate- Someone please tell me their phone number.

Sub: #7 posted on Sun, 06/18/2006 - 11:37

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Financial Administrative and Credit serrvices Group
9111 Duke Blvd
Mason Ohio
513-398-5221

Call above. I just spoke to them regarding what I discovered was a stand alone visa card issued by them which made MCYDSNB appear on my credit report .
Apparantly when Stern's went bankrupt and I turned down Macy's, they gave me a stand alone visa and transferred my credit history to that card. Seems to be very strange business practice by Macy's. My card was inactive for 5 yrs and they closed it, Fortunately it was with a good credit.

hth,
Debby

Sub: #8 posted on Mon, 06/26/2006 - 12:56

Unregistered


MCYDSNB - this is only blemish on my credit report. The card has been closed for a couple years and I even requested further investigation that was overruled. My advice, warn your friends not to use Macy's credit cards.

Sub: #9 posted on Wed, 07/19/2006 - 15:25

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Why we should all AVOID these cards in the future to avoid MCYDSNB on report...here's a good article on the subject:

finance.yahoo.com/columnist/article/millionaire/1730

Sub: #10 posted on Wed, 07/19/2006 - 16:10

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