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AMO Recoveries - What allegations have people made against them?

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Has anyone heard of AMO Recoveries in Norcross, GA? According to the BBB they have an unsatisfactory record. I received an AMO debt collection notice for $32.02 on a credit card and all the letter states is that AMO Recoveries has been informed that the account is past due, and DO YOU INTEND ON PAYING THIS DEBT? Their address is 7067 W Broward Blvd. Suite C Plantation, Florida 33317. I think a debt validation letter is in order. If anyone has heard of AMO Recoveries, please let me know.




That is correct guest, always get agreements in writing and signed by some official within the agency.

Sub: #61 posted on Thu, 01/17/2008 - 11:34

JCEMT JCEMT
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:( Every month it's the same. I can't pay all of my bills. I pay the ones that are most important, rent, PGE, car and house insurance. It's hard when you can't get by paying those bills let alone any others. So to tell someone just pay your bills w/o knowing why they can't :oops: not a good thing. Pray and or have good thoughts and things will get better...they have to.

Sub: #62 posted on Mon, 01/28/2008 - 21:38

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[font=Impact][/font][color=DarkRed][/color][size=6][/si ze] So yesterday I was talking to an AMO agent and she started insulting me! I do have quite a bit of debt with them (aprox. $2,500) and this woman told me that I "know nothing about real life" and continued to insult my intelegence by lecturing me for 10 minutes about how I have to pay this off. At the beginning of the conversation I told her I could give her three checks over the phone in advance ( I had done this previously so I knew it was possible) she told me that that was not good enough and I needed to either start paying it imediately (monday) or pay the entire thing off in March. Can I go to her supervisor and request another representative?

Sub: #63 posted on Sat, 02/23/2008 - 11:29

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What state do you live in? Do you know if it is legal to record calls in your state without the other parties knowledge?

Sub: #64 posted on Sat, 02/23/2008 - 13:49

JCEMT JCEMT
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What a novel concept! None of us thought of that, I am sure!! Paying bills on time WAS the first thought, however things like hospitalization, job layoffs, family deaths, etc. do happen to some of us out here or maybe just a human mistake that rolled out of control. Maybe you have never experienced this? I used to collect local bad check debt and sometimes STUFF happens. When it finally happens to you ms commonsense you'll feel awfully sheepish!

Sub: #65 posted on Sun, 02/24/2008 - 08:08

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Hey my first post was for ms commonsense on page one, Not to the great guy suggesting phone recording!! Sorry!!However, I want to ask if you guys have ever considered a class action harrasment suite?( I'm sure it has been mentioned before, but it is good to always bring up..) I mean we got a lot of intelligent sounding folks out here with some real life issues and I see on other sites that this has been an ongoing policy with AMO to treat folks like this. There are several folks with issues from the University of Wisconsin selling out their collections to AMO, so Wisconsin alone could start one I bet. Also, if Nothing else, keep a journal of what has been said to you so if somebody can get a suite started you have something documented.

Sub: #66 posted on Sun, 02/24/2008 - 08:22

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Class action suits may bring heavy civil penalties to the agency being sued however the rewards to the individual victims are meager at best.

Also, no insult taken.

Sub: #67 posted on Sun, 02/24/2008 - 08:26

JCEMT JCEMT
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They called me at work, and offered me two solutions.

1. Pay $220 (that I can't afford) a month for 3 months. (I can afford $157 barely).

2. They will garnish my wages. She said it would be 25% which I cannot afford, even more.

So I called them back and arranged payments of $175 a month. Then when I told them I would be mailing a money order, the guy told me that I have to have my payment in by the end of the next day, because they have to close it by the end of the month. Doesn't make sense to me, since I only had 1 day to pay and get it to them by the end of the month.

My question is: I checked out western union, who charges an ungodly amount of $27 per transaction. I might as well be paying the $220. So I won't be sending it that way. I'm planning on mailing it, which means they won't get it until three days later. If they decide to be a pain in the butt about it, can they reject my payment and garnish my wages anyways?

Sub: #68 posted on Fri, 02/29/2008 - 13:57

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They can't threaten to garnish your wages, they have to have a court order to do that, which means they would have to sue you, win, and get a judgment. Just send the money order, overnight it if you really want to meet their deadline. Don't use a wire transfer or anything with your personal account information or they may take more than what is needed.

Sub: #69 posted on Fri, 02/29/2008 - 14:06

JCEMT JCEMT
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JCEMT- She did threaten me with garnishment. In your post, it sounded like you're saying they can't threaten garnishment at all, until they have a court order. Is that correct?

Sub: #70 posted on Fri, 02/29/2008 - 14:12

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