BBVA Second Chance Bank Account/Wells Fargo Opportunity Acct.
Well... I hardly have any idea about the Chexsystems. However, y
Well... I hardly have any idea about the Chexsystems. However, you have mentioned that your only options now are Wells Fargo and BBVA Compass. I will suggest you go with them and try to open an account.
Ews
My guess (and this is only a guess) is that neither bank will open an account for you. Wells Fargo and Compass uses EWS. Bank of America and BB&T both report to EWS. Chances are they would have reported you. What is your zip code?
Submitted by Mary Adkins Matthews on Wed, 01/26/2011 - 05:48
Ok, how do i find out about the EWS reporting and when is someon
Ok, how do i find out about the EWS reporting and when is someone deleted from the EWS if both accounts closed in 2010? My zipcode is 30322
ews
There are 2 good options there for you.
1. Renasant Bank- as long as you do not owe Renasant Bank money they will open an account for you https://www.renasantbank.com/ if they are not local enough for you then try a second chance account at WoodForest Bank You have to apply for the second chance account in person
2427 Gresham Road SE
Atlanta, GA 30316
If you are reported to EWS, they will report for 7 years from the date of the last activity on the account. You will be able to get an account a Renasant or Woodforest regardless of what your chexsystems and EWS report says
Those wishing to obtain consumer report information should contact their Consumer Call Center at 800-325-7775.
Apparently they will email you a form that you can mail or fax back to them.
EWS is a credit reporting agency the same as chexsystems. Because of this, you are entitled to see a copy of your report.
What information should you give them:
1. name
2. address
3. social security number
4. drivers license number
5. previous address if you have moved in the last 5 years.
When you request a report from chexsystems, ews, or telecheck, avoid giving them any information that is not absolutely necessary.
Submitted by Mary Adkins Matthews on Wed, 01/26/2011 - 10:07
your welcome
Submitted by Mary Adkins Matthews on Wed, 01/26/2011 - 11:41
bbva / wells fargo
i recently opened a bbva compass account and after a week i chose to close it, they were impossible to deal with however, prior to closing the account i receive a visa debt card and checks..... it may be perfect for some not for me.
since then i have opened a Wells Fargo account, visa debit card and check and they really have gone out of there way to try to help, im very pleased with Wells Fargo and would highly recommend.
Have you tried USAA? I am in the Chexsystem and am currently ope
Have you tried USAA? I am in the Chexsystem and am currently opening an account with them, which seems to be going well.
They partner with UPS so that there's always a convenient location to make deposits and whatnot.
Worth a shot.
USAA is great
USAA is great yes as long as you are not reported to telecheck or ews
Submitted by Mary Adkins Matthews on Thu, 03/08/2012 - 02:15
2nd Chance Banking
Regions Bank and Best Bank also offer 2nd chance banking. I know because I have used them.
regionsbank.com
bestbank.com
best bank and regions
Best bank does offer second chance checking but not everyone will be able to get this account, they do seem to deny some depending on what the chexsystems report is actually showing. There is a monthly fee for the account.
Regions has never offered second chance checking, they are known to no longer run chexsystems for the most part now and only use EWS instead. Those that are not reported to EWS can generally get an account.
Submitted by Mary Adkins Matthews on Wed, 06/13/2012 - 08:38
bank accounts
I just opened an account at US Bank. They do not run you thru checkex