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ex employee of cash today ltd revealing key information

Date: Sun, 10/16/2005 - 08:43
Submitted by on Sun, 10/16/2005 - 08:43
Posts: 202330
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Hi CASHTODAY CUSTOMERS,

It will be of great use to read the below lengthy paragraph's if u have taken a loan from cash today or planning to take one.
I am typing this from london, uk. i used to work for this bloody company called Cashtoday ltd. Thank god, now i am working in a different company. The working condition in collections department is pathetic and all the employees who work here are either students or illegal immigrants and the company doesn't pay taxes or anything of such sort.
In the united kingdom this company is registered as heathmill.com.

Cashtoday ltd aims at collecting USD358 from each and every customer. So, for all the people whose outstanding is above $358 dont panic just tell them that u will only pay $358 to get the account closed(Also mind how much have u paid already).Keep on negotiating for an even lesser amount if u intend to close the loan.

Let me explain u what precautions are to be taken inorder to avoid future harrasment and to evade the this payment.
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  • Once u take this loan its better to change the bank account as the company's software is designed to hit the bank account on the next payday or the best thing to do is u can put a stop on all the debits by cash today
  • If u have filed for bankruptcy, just fax the papers to 18006909925.
  • Inorder to get the calls stopped at work place, tell that this person(customer) is no longer working in this company and owe money to many companies and other stuff. We can even block calling up a particular number but most of the guys dont do that unless it is told by a manger. so talk to manger and get the number blocked.(DAN CRADDOK or for Manager-- Darren)

  • When u default a payment, collection agents call up at all the numbers which are in our records. when they call, u ask for Director --DAN CRADDOK or for Manager-- Darren and tell them not to call at ur work place. They r the key persons of the company. Harass them, they are worse than uncultured bastards.
    Also keep calling the collections number--18006704075 and as this is a toll free number this costs a lot more than making outbound calls for the company.


    HOW TO ENSURE THAT U GET THE LOAN:(
    This is useful if u r a first time payday loan taker with cashtoday)
    The sales agents who works here make GBP 4.00 per sale. Once the sale is done verification dept verifies if the customer is employed full time and check if the work tel ph number is a land line number
    and then they release the $200.
    This work number must be a landline phone number else the sale will get rejected.
    ---so to ensure that u get the money u can give ur home number and someone should tell that u r working full time at the moment and that is the work place.

    Let me inform u few key reasons why the sale gets rejected.
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  • If the work ph is not a landline number(inorder to play safe u can give ur home land line number and tell that the person is working there)
  • If the net income is less than USD220 per week.(its better to tell that u get atleast usd 500 irrespective of payfrequency)
  • If u dont get paid by direct deposit
  • If u r working at ur work place for less than 3 months.



    Dealing with COLLECTION agents(useful for people who already defaulted pymt)
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  • Firstly the loan itself is an illegal loan and u must expect the agents to be beast. they are being fired if they dont collect the money. so they r behaving like that with customers, it not actually for bonuses, but rather for survival.
  • If u dont have the money tell them that ur bank account is frozen and u will be able to pay only thru money order. ( if u choose money order option collection agents will not call u until 10days after the MO due date.
  • Always talk to DAN CRADDOK(director)or Darren(manager) or Binu Fernandez(manager) or stuart(training manager) or to any team leader.

    I have typed a lot for now...
    I HAVE A PLEA...THE ABOVE INFO MIGHT NOT HELP U BUT IT CAN HELP A PERSON WHOM U DONT KNOW. SO,PLEASE PASS THIS INFORMATION TO ALL THE AMERICANS.
    Currently there are more than 50000 customer for cash today ltd.
    America is a very rich nation, but after working in this company i feel pity on all the people who take a loan for $200.

    IF U HAVE ANY QUERIES MAIL ME ON cashtodaycollections(at)yahoo.co.uk
    I will defenitely help u out.


    • i borrowed 200 form them amd am now getting told by their "legal" rude foreign person that i owe 10000!!
    because he said they have been charging 17 dollars a payday help


    Submitted by on Thu, 04/27/2006 - 12:25

    ( Posts: 202330 | Credits: )


    Cathy

    You are not alone on this. Read this forum and you will find many others going through similar problems with Cash Today. You won't be able to tackle things with them so easily unless you make your moves legally.

    Review your bank statement and see how much you have paid on this loan account. Ask the company to send you the detailed statement with all the calculation of interests. After you have reviewed it properly, you will come to know if you are likely to get a refund.


    Submitted by john on Thu, 04/27/2006 - 14:59

    john

    ( Posts: 1231 | Credits: )


    To Help,

    You can reach Cash Today Ltd by calling this phone #
    ( 800 ) 435-9660 and they have an email address of
    returns(at)cash2day4u.com


    Submitted by happner on Thu, 04/27/2006 - 18:01

    happner

    ( Posts: 2 | Credits: )


    ive borrowed 200. from these people and have been paying79 every 2 wks. for over a yr. isn't there some law saying you shouldn't owe anymore after this long of period


    Submitted by olive1276 on Thu, 04/27/2006 - 18:18

    olive1276

    ( Posts: 54 | Credits: )


    angel can you help me out in paying my loan to cash today i have a balance of 1658$ at the moment. please amil me on ..
    i will be verygreatful to you if you could help me in this...

    Thanks,

    DAWN

    email address removed as per forum rules - Mike


    Submitted by on Thu, 05/04/2006 - 19:52

    ( Posts: 202330 | Credits: )


    Jones,

    Do not send any money without documentation to Cash Today. Many people here have been scammed and they have put their experiences for other's knowledge. If you send money without any paper trail, you might lose your hard earned money.

    Send a letter to Cash Today to give you an itemized statement of the loan account. They must furnish all the payments made by you in the past. Do not make any arrangements until you have the legitimate info about your account.


    Submitted by david on Fri, 05/05/2006 - 14:15

    david

    ( Posts: 1229 | Credits: )


    I got an email from their legal department saying i took the loan without intentions of paying back but yet i paid over 300 bucks on refinance fees... Is this letter a real legal letter and if so why am i getting it EMAILED TO ME?


    Submitted by on Tue, 05/09/2006 - 12:25

    ( Posts: 202330 | Credits: )


    Katie,

    Don't come under the false tactics used by Cash Today. Lots of threads in this forum are discussing about their practices. Read them and plan your future moves with them.

    Send a letter requesting for the itemized statement of the loan account. You must review the account details before making any commitment to pay further. Send your letter through certified mail with return receipt requested.


    Submitted by john on Tue, 05/09/2006 - 15:25

    john

    ( Posts: 1231 | Credits: )


    I am currently waiting on my loan from GFS, Global Financial Services at 877-280-2343 and 877-280-2353 fax num is 877-280-2330...someone please let me know what trouble I just got myself into...I NEED A QUICK LOAN


    Submitted by on Mon, 07/17/2006 - 11:52

    ( Posts: 202330 | Credits: )


    Many people here have faced some problems with GFSIL regarding the accounts with opened with them. Most of the complaints are about unauthorized debits and charging excessive interest rates. You also need to check if the company is licensed to do business in your state. At this point of time, I will suggest you to look for some other company, perhaps a storefront lender in your area. Don't do business with internet loan companies because many of them have been violating the laws. If this sounds right, send a cancellation letter to GFSIL and get their acknowledgement in writing.


    Submitted by andyyoung on Mon, 07/17/2006 - 12:06

    andyyoung

    ( Posts: 451 | Credits: )


    Dear Ms. or Sir,I recently discovered this site and wonder if you could contact the ex-employee of cash today,ltd.I live in the U.S.A. and have additional information to share,but I have not received a response from the e-mail address from the ex-employee.My e-mail is email address removed as per forum rules - Mike


    Submitted by on Mon, 09/25/2006 - 07:06

    ( Posts: 202330 | Credits: )


    Hi angel...i'm really happy therez someone there to screw up these bloody cash today ppl..specially Ajay,Sandeep Chauhan,YOGESH,DARRON...gosh..i too worked with these thankless bas****s for a long time...Heathmill,Cash Today Limited,Interim Cash Limited - all are the same companies fooling around with innocent american ppl...i wish there was a way to notify the government authorities about this fraud going on...i once tried to lodge a complaint to the Inland Revenue Dpartment about these ppl deducting NI Contributions from employee's salaries but not depositing the same to the govt...don't know wht happened..Anyways..keep up with the gud spirit..u r doing a gr8 job!!!


    Submitted by on Wed, 10/11/2006 - 15:50

    ( Posts: 202330 | Credits: )


    Hello Everyone,
    I just received a phone call from someone at Cash Today Ltd...She said that I got a loan from them back in 2005, which I dont remember. She's telling me that I now owe them $3,676 from a $200 loan. I'm really confused because this is the phone call that I've ever received from them. I asked her to fax me the documents from when I got the initial loan, of course she's saying she dont have any documents, but they do have phone conversations. Can anyone advise what I should do??


    Submitted by on Mon, 08/27/2007 - 08:14

    ( Posts: 202330 | Credits: )


    i am current employee of cash2day in collections department , if anybody need help then reply me at xxxxxxxxxxxxxxx

    email address removed per forum rules. - Uncle Wulf


    Submitted by cool_shot99 on Wed, 11/28/2007 - 22:04

    cool_shot99

    ( Posts: 2 | Credits: )