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Anyone heard of these guys? They are representing CACH, sending me a letter of collection.

I understand that if a person borrows one they should expect to pay it back with interest. However, my debt balloned from a balance of $12,000 to $20,000 with Collect America. I lost my job and made an honest effort to pay all of my bills. I sent the firm a letter for debt validation. The office sent a letter saying my request has been received. Furthermore, the firm has been unable to provide legal proof that the debt is valid and they are entitled to collect. If debt collectors cannot honor a request, then they should cry to Congress for a welfare check, just like the banks did.

Sub: #41 posted on Tue, 11/11/2008 - 00:46


These guys are crooks. They're collection agents that buy junk debt, and then try to collect the debt pretending to be attorneys.
They call you from a 716 or toll free area code that shows as Bronson Law on the caller id. Before you have a chance to call them back, they call every one of your family members.
They break every FTC rule there is.
I hear there is a civil action law suit pending against them for unfair collection practices.

Sub: #42 posted on Mon, 11/17/2008 - 18:12


Some how these guys are allowed to operate. They send out threatening letters, and make harrasing phone calls. They have called my family, yet, I have not idea how they got the number.

Sub: #43 posted on Mon, 12/08/2008 - 08:46

sarahrampacek sarahrampacek

(Posts: 1 | Credits: )

These Jokers put a levy on my Bank Account , in an attempt to Strangle Hold me Financialy and Force me to be at their Mercy and Succumb to Their Demands. I Hired a Lawyer and Fought back and in the End They Were Forced to Dismissed the Case and Have not Bothered me ever since

Sub: #44 posted on Sun, 07/12/2009 - 08:42


These companies can claim to be whoever they want to be, and do whatever they want to do. The truth is....No, they can't. If the company you owed the money to charged off your account, then what they did is just that! That means they collected money on the account by collecting taxes on it and the account cannot be collected on twice.
You need to send the company a validation or discovery letter and tell them you want in detail everything they have on the account, including where the original company hired them to collect on the account. I promise, they will eventually go away. Even if they file something in court. You can do the same and you need too. Once they figure out that you know what you are talking about, they will not bother you anymore. You also need to put in writing that they cannot contact or file anything with any credit agency either. These asswipes need to be put in their place and put outta business!

Sub: #45 posted on Tue, 08/04/2009 - 15:29


they contacted me yesterday informing me that they were trying to stop me from getting my wages garnished. They lowered my total credit card debt by 800 and gave me one month to pay it off...does this seem legit? are they lawyers or just a debt agency trying to get my money, and am I safe in paying them?

Sub: #46 posted on Fri, 08/21/2009 - 08:53


They are a debt collections agency trying to get your money. They cannot garnish your wages until they take you to court, and you loose, and they enter a judgment against you. If you haven't been served with a summons & complaint yet, you're a good year away from the possibility of them being able to garnish your wages (depending on your jurisdiction).

Sub: #47 posted on Fri, 08/21/2009 - 11:03

mmurtha mmurtha

(Posts: 10 | Credits: )

They are calling me of behalf of Bank of America. Stating if I don't return call litigation will begin.

Sub: #48 posted on Mon, 09/14/2009 - 10:28


Sounds very professional. Bet you get a raise for that speech.

Sub: #49 posted on Mon, 09/14/2009 - 10:48


This Law firm keeps calling me looking for Lisa and Larry Johnson. They have the wrong number and i have told them numerous times. I will be contacting the attorney general's office tomorrow. They call my home 4 times a day. They are using old phone records from a rent house we lived in at one time.

Sub: #50 posted on Mon, 12/28/2009 - 17:12


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