Cohen and slamowitz

No AnthonyLemons

I dont work for CnS, Quite the opposite, I have had an account in their office for quite a long time and recently had my bank account frozen and assets seized by them,

However, I used to work for another collection agency a few years ago and learned this stuff by watching what went on in the agency. Notice nothing I said encourages people to give up private info or catipulate to high pressure tactics that are designed for maximum payment in minimum time.

I DO and always will encourage people to keep proof of payment that keeps debt hunters from trying to double dip. If you can prove the bill was paid once, you wont be forced to pay it again.

Just plain common sense

and if you had read the thread I started asking for help... you would have known that >.<

If you cant tell yet, I seriously dislike being accused of things when all I did was offer sound advice.

Oh I do like the resources you keep available to everyone, and last I checked being paranoid dosent mean they arent out to get you.

C&S is the bane of my existance. I Started the thread because I got a collection letter from them for a debt from 2003. After googling them I saw what theis company does. I am now waiting over a month for a debt to be validated.It is good to hear the experience that others have had with them. It scares the hell out of me, but as Cajun abnd Anthony point out, I wil use the law to work for me. You guys know I will keep you all updated.

Kim I am not gonna accuse you of anything,but when they seized your account you could have sued them.That judgment is improper because you were never legally served.

Cajun

At this point I have paid over 1000$ dollars on this debt, and it is more than half way to being paid off. The only reason it hadn't been paid was because I couldnt get the original debtor or the crazy C/A to work with me to establish a fair payment arrangement.

This may sound silly but I want to pay the debt... and I also want to nail Cohen and Slamowitz to the wall for their garbage tactics. Is there a way to do both?

(Actually I found this place looking for a way to do that.)

Read the fdcpa and the Fcra in the links in my signature at bottom of my post. Once you are familiar with the laws,I am sure you will get them on violations. Once they have enough violations and a clear paper trail then a consumer attorney should be able to nail their hide to the wall.

Thanks...

Gods you would think after (and I hate to admit this but its true) Working for some of these people I would know the law forward and backward, but I just dont.

They did levy my account! I had an outstanding credit card debt that went to a collection agency and then they filed a judgement against me in county court and then it went to Cohen & Slamowitz and they did LEVY my checking account!

It was a nightmare. I am currently on a monthly payment plan with them. UGH

After judgment they had the legal authority to levy your bank account or garnish your wages.

Isnt it strange that a company who refuses to make arrangements before the judgement is filed has no choice but to accept them after?

Just a random thought

I have and am dealing with them right now they are being diffcult and badgering they say i owe money and i told them i dont so know they can not come after me if they do they will be in trouble if any out there has had dealing with them let me know

I had a cc account that went to 2 different ca's.I sent dv letters to both of them and never heard back from either one.a couple of days ago I got a dunning letter from c&s.I plan to send them a dv letter too.
I expect them to probably file suit so I will be watching carefully that they don't pull sewer service in the hope of getting a default judgment.

Sewer service? I like that one, I'm guessing you mean they just flush the summons and civil complaint.

No.They do file suit and enter proof of service at the courthouse but never give you a copy of the summons and complaint.a sleazy tactic.

That's what I was thinking. It's really easy to get those vacated for improper service though.

slamowitz and cohen; they will find you where ever u r they have found me all over; every number; every account; every address. Beware of them. They do have a judgement against me. I do not leave money in the bank. They call 24/7 they will never quit. They r my nightmare in real life. Over $1,700 that I simply do not have right now. Do not put credit card info on the internet. Just trying to help you all.

DO NOT ADMIT THAT THE DEBT IS VALID. You do not know what makes a debt lawful so do not make this legal determination. Even if you spent the money, this does not mean the debt is valid. If you think that the debt might be valid ask for validation of debt before you settle anything. If it is valid, the lender will be able to verify the validity.

Be careful that you are not reading posts by C&S thinking it is a consumer.

To those who wonder how the law firms get your account info, they look at your address/s and send out court ordered information subpeonas to any banks within a certain distance from your address. The banks are required to send to them any information they have regarding you and your accounts. The law firm then sends a court ordered restraining notice to any bank you have an account with stating that they have won a judgement against you for said amount of money and the levy is placed on your account. The bank can also usually charge you a legal processing fee over over $100.00. Wonderful!

or these wonderful pdl's sell the info you gave them when you were a victim..er customer of there's.most of these places are not in this country and would have a hard time getting that info.unless there illegal tactics work and the victim,uh customer gives it to them.the last place that called me had my old NATIONAL CITY account not my current one.so i some cases not all of there info is legit.

These idiots are leaving prerecorded computer generated messages on my answering machine for someone I do not even know!
These morons are so inept that the message states to hangup if I am NOT that person and if I continue to listen I am admitting that I AM that person.
Well, how the heck can I do that if I am not even there and the completed message is already on my machine.

Those calls are annoying. The best you can do is call them and tell them to delete your number from their list as you are not the person they are looking for. Tell them you don't even know that person.

I had cell phones that other people had the number before me and my family. I would get the same calls 7 times a day from Nelson, Watson and associates. I finally called them and told them. We never got another call again from them.

I have a joined bank account and they locked the account that is not even mine just because my ss# shows in there.
They have made my life so misserable even after I paid them.

Hey I also have something happening to me Cohen and slamowitz related... and I don't know where else to look for help. I am just a 17 year old teenager who just received an automated message about a debt collector who is collecting a debt and it tells me to call back at 1866 540 8950. So I call them... and they have no cases with my name on it. What scares me is they asked for my social security number. I only gave my last 4 numbers and that was it. They told me they can't find anything unless I give the full number so I hung up. I started looking it up online and 1866 540 8950 isn't even their number. I also see there are lots of complaints and harassments about this company and I'm starting to get worried. Please help

They have been known to falsify court documents in order to freeze accounts, banks have no idea they just see a court order and do it. How they get your information I have no clue. My husband has since closed his account because of fear of them freezing it.