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Collection Company of America: Are consumers complaining?

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Why am I still getting fraudulent information on my credit reports from Collection Company of America for an account that has been deemed fraudulent in 2003 by Cingular Wireless? I have just spoken with a representative from that company and they said that they are not responsible for removing this mar from my report, that the original creditor has to do it! However, I was redirected back to the Collection Company of America after verifying that this account was indeed deemed fraudulent and closed!




Quote:
Originally Posted by Anonymous
Has anyone on here who had problems with Collection Company of America get anything resolved? I got a letter a week ago telling me i owe this outrageous amount on my AT&T bill


Same! plus several phone calls and a person yelling at me to say "NO NO! YOU CAN"T SETTLE WITH ATT! YOU MUST SETTLE WITH ME!"

THe reality is that they were claiming I owed ATT 50% more than I did... which psychologically put me into avoidance mode. I finally called ATT and found out my actual "past due" amount is manageable.

I am now researching the best way to lodge a compliant.

Sub: #31 posted on Wed, 06/23/2010 - 11:16

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Quote:
Originally Posted by Anonymous
Same! plus several phone calls and a person yelling at me to say "NO NO! YOU CAN"T SETTLE WITH ATT! YOU MUST SETTLE WITH ME!"

THe reality is that they were claiming I owed ATT 50% more than I did... which psychologically put me into avoidance mode. I finally called ATT and found out my actual "past due" amount is manageable.

I am now researching the best way to lodge a compliant.

You need to send them a debt validation letter through the mail, certified, return receipt requested, you only have a thirty day window to dispute the debt and request validation so make sure you get that letter out!

Sub: #32 posted on Wed, 06/23/2010 - 11:28

Shazzers Shazzers
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(Posts: 17345 | Credits: )

[Im interested they are on my credit report i called and called was transferred maybe 12 times nobody helped everybody was rude i waisted my only phone card that i will have for awhile on them im overseas that really sucked.

Sub: #33 posted on Fri, 09/03/2010 - 14:57

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[QUOTE=Anonymous;417592]collection company of america sent me a letter/bill about a mobile phone with at&t, saying that owe a bill of $168.13, at&t mobility, client ref *** agency acct *** i want this matter taken care of asap, i do not have mobile service with at&t nor have i ever, my cell phone is through cricket, my name is samuel personal info removed - Jason , please take care of this in a timely fashion, i do not like to receive bills that i do not owe, thank you.[/QUOTE]
I received a collection on my credit report right at the time I was applying for a morgage; for an outstanding AT & T Mobility bill. I contacted AT&T because I do use them, and was told they did not show any outstanding bill since the time I started with them, nor did they report me to a colleciton agency. I paid the 105.00 to clear my credit, but did report this collection agency to the BBB, and filed a dispute on my credit ratings. Please report them to the BBB, so that they will be investigated!

Sub: #34 posted on Wed, 09/29/2010 - 04:02

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I just called CCA today to pay a debt that showed up on my credit report and they were pretty friendly and helpful, even supplied with me with the account numbers of the old AT&T account that I did owe. Paid it in full and they were polite the whole time. no complaints

Sub: #35 posted on Wed, 02/16/2011 - 09:44

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Dolen, I am glad you had a pleasant experience -- but I'll BET a CCA was polite, when you were giving them exactly what they wanted!

Sub: #36 posted on Wed, 02/16/2011 - 15:39

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poster #37 works for them, thats why they posted that "feel good" BS

Sub: #37 posted on Wed, 02/16/2011 - 16:19

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contact me, I am not an [EMAIL="atty...mpdenterprises2 010@yahoo.com"]atty...mpdenterprises2 010@yahoo.com[/EMAIL]

I sue them all the time...

Sub: #38 posted on Tue, 03/29/2011 - 15:51

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Sub: #39 posted on Tue, 03/29/2011 - 15:52

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Judge Wapner's admonition: Don't take the law into your own hands, take them to court. That is what I am doing. If the slightest thing is wrong with the informaiton on your credit report, the courts says the FCRA has been violated and you are entitled to damages under both Federal and State laws. You can sue CCA under the "furnishers' provisions of the FCRA and the Credit Reporting Agencies under the "reporting agencies" provisions of the FCRA. This is sweet vengeance. The COO for TransUnion called me and lied to me. Now I am suing his butt. He is not happy. He was unaware I had already filed a lawsuit. He stepped right into it!

Sub: #40 posted on Fri, 05/13/2011 - 09:58

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