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Lalibco and CRB - Are they scamming people?

Submitted by on Wed, 12/17/2008 - 13:47
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They say there charging me with checking fraud because they say they have me on tape saying a check number and some other info but the names differnent, soc. is differnent, and addresses was wrong. They threaten to call the police. and that its a felony. I havnt even recieved a letter cause they sent it to some other address. They say i have till friday to call and tell them weather im paying or not before they turn it over.What should i do?


First off, who told you this? was it a debt collector? What is the name and phone number of the company? What are they asking you to pay for, a debt, pay day loan?

If they are threatening to put you in jail just for not paying a bill, ignore them, do not call them and do not answer the phone. You cannot go to jail for not paying a bill. Most likely if it was a debt collector calling they are probably from India.


Submitted by on Wed, 12/17/2008 - 16:19

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Yeah this sounds life some type of scare tactic. And furthermore, they need to send official letters to your address if they really have something on you. Also you have a right to demand that they stop calling and correspond with you only by mail if they keep harassing you.


Submitted by Richard Brooks on Wed, 12/17/2008 - 21:56

Richard Brooks

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Thanks for the help they said there name was "collection recovery buearu of sylvania, OH" and the number was 419-517-0061 no company name or anything, I live in Mi thou. They said it was debt paid for by check but i dont even have a checking account.


Submitted by on Thu, 12/18/2008 - 11:57

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I contacted the Federal Trade Commission (FTC) 1-877-382-4357 today re: a letter I received a few days ago from CRB. I also reported the telephone conversations with their collector. I was told by FTC that because of the nature of my complaint, they have violated 3 areas of the Third Party Debt Collection Act. FTC has investigators that will look to see if CRB has a pattern for this type of 'harassment', will fine them if they are guilty, and if there are enough individuals with the same type of complaints, there could be a Class Civil lawsuit. This is what happened to me:

I was sent a letter by CRB re: a debt I owed. I had no idea who DATECH Limited, the original creditor, was. It was for Singlescrowd, an internet dating site that I had subscribed to last year for 1 month for $29.95. I had canceled after 2 weeks via an email to their 'unsubscribe' dept. The company continued to charge my card for 4 months after my cancellation. I reported this to MasterCard, and they made the necessary adjustments. Now, almost 1 yr. later, I receive the letter from CRB. I was told that I had comitted check fraud, and if I did not send in the money, they would start their legal proceedings. The total amount due was incorrect even if I had used the service for 4 months: 29.95 x 4 = 119.80 NOT $209.65 as they claimed.


Submitted by on Thu, 02/05/2009 - 14:53

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CRB has sent numerous people notices that they are in default. Most recently from company called lalibco.com portugal. These are fraudulent charges. CRB has made claims that not paying the debt will harm your credit raying. I had fraudulent charges on my credit card. The card company took appropriate action and it was not paid. Then I a notice from CRB. CRB appears to be a participant in a socficated scam. I will also contact the FTC. I suggest that evertone else who has similar experiences also contact FTC and file a complaint.


Submitted by on Sat, 04/04/2009 - 09:26

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I've been scammed by Lalibco also. I called FTC, thank you for posting their informations. Lalibco had used CRB after they couldn't prove the charges they had made with my cradit card which I disputed 1,6000. Is that redicoulous or what? The charges went from 1,000 from my credit card to 1,600 after disputing their charges within a month with CRB. I called BBB and now getting them involved and hopefully this doesn't affect my credit reports which I'll have to deal with. BBB said to also dispute CRB through all of your credit reports. Once Lalibco has your credit card and computer IPS address, that's it! They'll make your life miserable. What shold I do if all of this doesn't work? Take all of them to court, or I shouldn't worry too much? Help?


Submitted by on Tue, 06/02/2009 - 12:28

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hi , i have also find 2 debt charges on my statement from lalibco .. who the f is lalibco .. they tooke me 60 euros .how come lalibco charges money? i don't know what to do ... for 60 euros is not a big amount ..i thisk i'll go to renew my credti card.. fuk lalibco


Submitted by on Tue, 06/23/2009 - 14:38

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Lalibco fleeced ??3000 from my account via several card transactions, never received an e-mail from them or anything. My wife found the details on my statements. Needless to say I slightly upset. Reported it to the bank, not sure if someone hacked into me or something. But report them nevertheless, regardless of the amount!


Submitted by on Thu, 07/23/2009 - 07:47

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lalibco tried to collect 100.00 from my checking account. i have never heard of them before and never used their services. Is lalibco legitimate company?


Submitted by on Thu, 08/20/2009 - 18:25

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I have also been scammed by Mrs. Cline, Phone # 419-517-0061, and threatened with law enforcement getting involved. Luckily, I happened to be channel surfing one night and came across an episode of Dateline NBC called Debt Trap. I watched the show, and it was very informative. They actually tracked down a few of these Debt Collectors. They revealed that these people use ILLEGAL scare tactics to get people to pay them. When the Dateline crew went to one place and asked for the CEO, the guy took off out the back door! At another place, when they asked for people by name, the employees said no one by that name worked there, and it was none of Dateline's business. Unfortunately, I did not see the episode before my threatening phone call, and I stupidly gave my Visa debit card number to my checking account to pay the $650 they said I owed. If you need advice or information, you can either call the FTC or go to Dateline's website and look up the Third Party Debt Collection Act. That Act is a LEGAL Federal document stating what these collectors can and can't do. One last thing. It is HIGHLY ILLEGAL to threaten someone for an unpaid credit card bill with getting law enforcement involved. I hope this helps some of you that may be worried over a matter of similar nature.


Submitted by on Tue, 09/08/2009 - 10:38

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Apparently they are merely a billing service for other companies (mainly adult oriented websites). If you have a dispute of charges, you need to take that up with the original website. If you don't know, Lalibco does have a customer service Contact form on their website.

It is such a scam that NO ONE has filed a complaint with the BBB so there isn't even a report existing for them, despite apparently being a global firm.
It is such a scam that NO ONE has sued them.

If you have a legitimate complaint, you need to file it properly with the BBB, the FTC, your state Attorney General, the Bureau of Consumer Affairs, etc.


Submitted by Chrys Henderson on Wed, 09/09/2009 - 04:13

Chrys Henderson

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Exactly. I've been charged by lalibco a few weeks ago, but contacted them immediately and realized what happened - someone in my family used my credit card on a website they do the billing for...

This is the form I used: link deleted.

Sometimes you don't have to go far to find out the truth...



Submitted by on Fri, 09/11/2009 - 04:18

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jon doe? guest profile? linking to a form requesting CC details? not dodgy at all


Submitted by on Tue, 10/27/2009 - 16:20

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I just got a notice in the mail from lalibco and my husband and I have never been sent to collection and I'm sure it is a scam. The phone number 419-517-0064 they said to call is not even a working number.


Submitted by on Tue, 11/24/2009 - 06:21

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hey guys i have a ? for every one here the lady ms kline/cline is calling me every day ask for money and she tells me she will call police on me she want me to pay some bill is these a scam? from the #


Submitted by on Wed, 12/16/2009 - 08:45

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I just found 4 $159.99 transactions on my capital one card. I have never used this card or activated any of the cards cap one has sent me. I have only used this account to pay down transferred debt. How in the world did Lalibo Co from Portugal get my account number? I can only assume someone from their company hacked into capital one's accounts and proceeded to make charges against probably many of cap one's customers. I have opened a "fraud case" with cap one just today. Cap one stated they have credited my account. I think it is a good idea to file a class action suit against this company and its' associated Ohio company that participates with them. Any attorney's out there reading this? I can contact a local atty, and the Attorney General to see if they wish to investigate this.


Submitted by on Thu, 01/14/2010 - 11:07

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Same scam, new number. The latest number from CRB for this scam is 419-517-0029. They probably moved to that number after the 419-519-0064 number was disconnected. Someone named "Miss Adams" called us with a very similar story of imminent felony prosecution. Thanks everybody for sharing your experience!


Submitted by on Thu, 01/28/2010 - 12:39

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Quote:

Originally Posted by Chrys Henderson
Apparently they are merely a billing service for other companies (mainly adult oriented websites). If you have a dispute of charges, you need to take that up with the original website. If you don't know, Lalibco does have a customer service Contact form on their website.

It is such a scam that NO ONE has filed a complaint with the BBB so there isn't even a report existing for them, despite apparently being a global firm.
It is such a scam that NO ONE has sued them.

If you have a legitimate complaint, you need to file it properly with the BBB, the FTC, your state Attorney General, the Bureau of Consumer Affairs, etc.

Thank you very very much for these links!


Submitted by on Tue, 03/02/2010 - 20:13

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CRB COLLECTION RECOVERY BUREAU
5834 MONROE ST STE A-142, SYLVANIA, OH, 43560-2267
4195170016 (Daytime),4195170019 (Fax),4195170034 (Daytime)

Go to http://www.ohioattorneygeneral.gov/ConsumerComplaint and log a complaint. I got a call today from "Mrs. Klein" whose direct is 419.517.0061. Same thing...I owe from some porn site that I never visited and now the charges are over $150. Lol!

I am letting the AG of Ohio take care of that while I continue to enjoy my life. :)


Submitted by on Mon, 03/29/2010 - 14:38

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First of all this needs to be reported, regardless of what their preachers tell you. The company charged me immediately after I received my debit card which in fact is proof enough that they are stealing credit information as the card itself only got used on Gamefly. Also on a second note Lalibco seems to also be using key tracker Trojans to do their data mining. I know this because I tracked the Trojan to malicious coding embedded in their website IP address. CRB did not contact me with threats and this "Mrs. Cline" never contacted me with threats either, so I myself cannot say whether or not CRB is involved. I am not saying they are innocent but I cannot say what I do not know.


Submitted by on Fri, 10/08/2010 - 18:53

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I know this is old but I thought I'd add something in case somebody else stumbles on to this. Lalibco domain is NETWORK SOLUTIONS, LLC.
and they have been hacking into peoples' credit cards and charging people for software they never bought, never heard of, etc. They are thieves.


Submitted by on Mon, 11/08/2010 - 17:11

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My credit card company found this to be a fraud and also reversed charges and gave me a new card, now i received a collection notice by crb from ohio saying they will report me to the credit bureau if i don't pay, so i called them and explained it was a fraud, they didnt want to hear that so i told them to send me dates my card was used, ip address where it was used and how they came to the amount of 161.96, and the email that it was sent to as lalib claim on there website they send a code to your email to activate your order, again they had no information and said they will send it, im still waiting, so i looked up crb on the bbb website (better business bureau) according to the bbb crb has a history of not being able to prove charges and than cancel the debt, so don't be intimidated by them just make sure they send you all information to prove it came from you, also i suggest in a few months check you credit report and if there is a negative, write the credit card bureau and they will investigate and find it to be fraud


Submitted by on Mon, 11/08/2010 - 17:19

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Its simple the are scam artist and fing frausters


Submitted by on Tue, 11/30/2010 - 12:07

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you can't go to jail for not paying a bill.I went through the the same thing with that company.
It's aginst the law for them to theaten you. Record all call with them, and call 877 382 4357
that is the number to the federal trade commision or you can call fdcpa


Submitted by on Wed, 12/15/2010 - 22:47

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I just found a charge for $59.99 on my credit card bill. Couldn'at find a phone # on them. I called my credit card company and they immediately closed my credit card and are in the process of issuing a new card #. I know I have absolutely NO DEBT to be paid. I use 1 credit card and send a check as soon as I can get to my check book. I use the card because I do alot of internet ordering and I like to rack up the miles. This is one company I know I have never done business with, and if they are debt collectors, they are knocking on the wrong door.


Submitted by on Tue, 02/22/2011 - 07:41

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So I also had an issue with Lalib CO and CRB, i had a issue where a bank card and a credit card were compromised .. the back and credit card company said i was cleared .. i later got phone calls from crb about every other day .. noting was sent to my house, i told them to send something a few weeks later i got a letter ...

so me thinking it was a legit company i just paid them ... but as soon as i paid them i had 2nd thoughts because the website was very "low key"


apon googling this company i see all these problems now .. now i dunno what to do


Submitted by on Thu, 03/10/2011 - 13:57

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They were just successful in making three unauthorized charges to my credit card. My CC's security system blocked SIX MORE attempts.
Does not sound like a scam -- sounds like THEFT!


Submitted by on Tue, 03/15/2011 - 07:38

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CRB contacted my husband in 2009 alleging a debt that was not ours. We paid it in May of 2009 just to get rid of it ,and then again last week, two years later, we got a letter from CRB alleging we owed the very same debt! In spite of my attempts to get them to acknowledge receipt of our money order in 2009, we never received it. I am going to lodge a complaint with the FTC, which I already did in 2009 but will do again. These are obvious scams.


Submitted by on Mon, 05/02/2011 - 21:26

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to be quite honest with you,i recieved a letter last year sometime regaurding lalibco, etc etc... ignored it and did nothing... i then about 2 months later was trying to refinance my home when i saw the same charge on my credit report!! i called crb absolutely livid. they did whatever they had to do tracing all the information i thought was "fraud" back to my son...he then admitted it!!! crb is not a scam, once this was resolved it was then removed from my credit.


Submitted by on Tue, 05/17/2011 - 21:41

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CRB is not a scam Company but has been in business over 8 years.
Check out our BBB Report. We have a B Rating and have responded to all BBB Inquiries.
We collect on a very large number of accounts, thus we have a very small number of BBB inquiries as a % of total accounts.
99.3% of BBB inquiries have been resolved or CRB made a good faith effort to resolve.
We also work with Law Enforcement in identifying true internet based fraud.


Submitted by on Thu, 06/30/2011 - 10:40

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CRB is not a scam Company. We've been in business over 8 years.
Check out our BBB Report. We have a B Rating and have responded to all BBB inquiries.
99.3% of BBB inquiries have been resolved or CRB made a good faith effort to resolve.
We also work with law enforcement in identifying true Internet based fraud.


Submitted by on Thu, 06/30/2011 - 10:45

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READ MY COMMENT IF YOU WANT TO FLAT OUT BEAT CRB AND HAVE THEM CLOSE THE ACCOUNT WITH NO ARGUMENTS AND NO CREDIT REPORTING
http://www.creditinfocenter.com/rebuild/debt_validation.shtml
^^^^^^ SAVE THAT SITE AND REFER TO OFTEN FOR USE WITH CRB... dont refer to it as in tell them about it...but read through it carefully and see what you can use against crb... especially the validation part. Before you request validation however, request verifcation either verbally or through writing. I would immediately ask that you no longer be contacted through the phone or in writing unless you request so. Then when they give you the letter giving you the original 30 day time period, request verification through UPS Priority mail, not US registered Mail (registered not as reliable as UPS priority mail), and keep receipt that you get emailed that they received your letters (use sample letters on the website I gave you and just fill in the info that will make it work for CRB and yourself. They will probably forget to reply or lose the letter hence invalidating the debt, say they've already reported it and invalidate it again, send you either verification and claim that its a validation as you requested, either way, if they don't provide the mailing address of the original creditor aka the company they say you owe money to then they have invalidated the debt, call and ask about the letter and if whoever you've been dealing with and addressed it to says they don't have it or that their manager keeps all letters then they have tampered with mail because the letter was addressed to them and it was supposed to be signed by them (they may ask you fax a copy because they never got it...tell them you will not do so because you have the receipt that they did get it and its not your problem they lost it...also this could mean that you were trying to send payment with a check, debit card, or credit card info in the envelope and they have lost sensitive info as well as they are supposed to keep every letter sent to them especially those coming from debtors such as yourselves for documentation and compliance purposes and if they don't have it and they signed for it then they have invalidated the debt, just keep reading through this site and also read through the fdcpa site (the link is available on site I provided) and read through any other relevant links for debt collection. Keep contacting them through legitimate letters signed by you and keep scanned copies after you sign with a date on top, keep a saved copy of letter, keep a copy machine version of letter, and send the original signed by you letter to CRB, also use UPS and request signed receipt when they receive it and if they contact you again after you know they have received this letter or after you requested no contact then they have violated the law and ruined the whole collection...then constantly call and ask for more info and ask about receiving things you've requested also pick apart what they have sent you and ask about parts of the law and if they have met these terms of law and ask where you can find on their letters and such how they fulfilled these terms...then use words like fdcpa, lawsuit, suit, attorney, summons, affidavit...keep at it and keep documenting everythign they do...they are not smart, they will screw up and when they do make note of it...after you have a good amount of these screw ups or as many as you can get...call them and ask about where your attorney can send a cease and desist letter or where he can send his summons for a civil suit to and list all the legal mistakes they made so they can see youre being honest (be sure to be as respectful as possible through all this so as to keep your cool and let them get mad, let them make the mistakes, this also shows intelligence and that you are serious)...Most likely they will back down and close the account as they did with me...took me about 30-60 days to do this but I have gotten them scared and they have backed down from a $549.00 from Lalib Co...they are really dumb folks... Toni Owens at one point tried to tell me it was too late for my attorney because she had already reported it (although this was only 20 days about since I received first letter) I told her she was lying I had checked my credit reports in past 24 hours and there were no negatives on any of the bureaus and she says to me, "Did you check all four?" LMFAO Toni you con artist, there are only 3 credit bureaus you idiot...thats harassment right there, illegal!!! ANyway do this and your good! Read the website I posted at top very very carefully and compare the info it provides about collections to your letters, calls, actions, conversations, and all in all every little detail of your interactions with CRB and their employees and their collection methods. DOCUMENT EVERYTHING AND COMPARE INFO FROM THE WEBSITE AND ANY LINKS THEY PROVIDE ON THE WEBSITE SUCH AS FDCPA LAW WEBSITE FROM US GOV AND ALL OTHER IMPORTANT AND EVEN WHAT MAY SEEM UNIMPORTANT TO YOU LINKS AND INFORMATION; COMPARE ALL THIS IMMEDIATELY AFTER EACH INTERACTION AND OCCASSIONALLY A FEW MORE TIMES TO YOUR CRB INTERACTIONS. TRUST ME IN THAT IF YOU REMAIN CALM, COOL, AND COLLECTIVE AS WELL AS INFORMED DURING THIS WHOLE PROCCESS WHILE CONFRONTING THEM AND QUESTIONING THEM THEY WILL ROLL OVER LIKE HURT PUPPIES AND STOP TRYING OR PRETENDING THAT THEY ARE COLLECTING FROM YOU AND THEY'LL CLOSE ACCOUNT. THEY WON'T TELL YOU THEY ARE THOUGH YOU HAVE TO KEEP QUESTIONING THEIR METHODS AND THEN CALL 24 TO 48 HRS LATER TO INQUIRE ABOUT STATUS OF ACCOUNT.
REMEMBER: BE CALM, AND RESPECTFUL! BE FIRM AND EVEN DEMANDING IN YOUR QUESTIONING AND IN POINTING OUT THEIR ERRORS AND YOUR COUNTERTHREATS OF LAWSUITS AND REPORTING THEM TO AUTHORITIES AND ALL. TELL THEM YOU HAVE AN ATTORNEY ADVISING YOU TO DO ALL THESE THINGS LIKE SENDING LETTERS AND ALL (remember a lawsuit is not worth your debt to them or fake debt in most cases, a lawyer is too costly for em and this may expose their practices to authorities too much!) BY BEING CALM AND RESPECTFUL THEY WILL BE MORE COOPERATIVE HENCE ALLOWING FOR MORE TIME AND GUARANTEED OPPORTUNITIES TO CATCH THEIR MISTAKES, EMOTION WILL NOT HELP YOU IN LEGAL BATTLES BUT THE FACTS AND INFORMATION WILL, THEY KNOW THIS THAT'S WHY THEY THREATEN US TO GET US EMOTIONAL AND SCARED GETTING US TO PAY OR GIVE UP INFO THEY CAN USE AGAINST YOU! ABSOLUTELY IGNORE ALL THREATS OF THEIRS OR YOU WILL NOT HAVE UPPER HAND ON THEM EVER, THAT AND BE EDUCATED, FIRM VERY FIRM AND CALM SO THAT THEY KNOW YOU ARE SERIOUS. CONTACT THEM MORE THAN THEY CONTACTING YOU ALWAYS INFERRING YOU'RE FOLLOWING AN ATTORNEYS ADVICE AND YOU THAT WANT YOUR ACCOUNT CLOSED AND WHY. IF THEY REFUSE SAY OK. AND REQUEST MORE INFORMATION THROUGH LETTERS AND OTHER MEANS I RECOMMENDED. SOREY FOR LONG POST BUT I WANT TO HELP AS MUCH AS I CAN I KNOW HOW STRESSFUL THIS SHIT IS POTENTIALLY RUINING CREDIT AND ALL, YOU'LL BE FINE THOUGH BECAUSE NOW YOU ONE STEP AHEAD GOOD LUCK EVERYONE AND I HOPE I HELPED!


Submitted by on Wed, 04/18/2012 - 07:25

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Got a letter from them saying the same thing as others are getting...got on some party line and charged $80.

Woman on phone was very defensive when I questioned their legitimacy.

So I called the police in that city in Ohio. The police knew what I was talking about right from the start and said they arent actually based there. They have a MAILBOX IN A STRIPMALL!

That right there says a lot.

The police told me to ignore and throw it out.

They are not a real office...they operate out of their home and prey on the weak. DO NOT PAY THEM


Submitted by on Sun, 09/09/2012 - 08:54

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