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Paying Lowery "law group" what I can...NEED ADVICE HERE!

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I am dealing with Lowery "law group". I am wondering if I send them say, $10.00 a month explaing the intent to pay off debt and they accept it...can they still come after me? If so, do I show the Judge that I am trying to pay down this debt with what I can afford?




If they are sending letters from the OK office, then does that office need to be bonded as well or does the CO bond include the OK office. I am looking for ANY and ALL "glitches" to nail thier hide to the barn door!

Molly

Sub: #11 posted on Mon, 12/22/2008 - 09:32

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Did I post the correct bond info? It is the Law offices of Scott Lowry that is dunning you? Are there mutilple offices listed on the dunning letter?

Sub: #12 posted on Mon, 12/22/2008 - 09:35

NASCAR_Devil NASCAR_Devil
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Yeah, it's Scott Lowery Law Office P.C. The envelope and letter has Tulsa, Ok. listed.

Molly

Sub: #13 posted on Mon, 12/22/2008 - 18:14

spud321 spud321

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They would have to be bonded/licensed in the state they are collecting in.

If they are in Oklahoma they have to abide by that states laws in addition to say,,,,my state,,,Massachusetts. Then they would need a debt collector license in order to accept and receive payments, directly or indirectly from consumers in my state. If they are a corporation, LLC, PC, etc,,,,,they would also need to register with the secretary of state in whatever state they want to do business in. otherwise, they cannot collect legally if you fight it.

Sub: #14 posted on Mon, 12/22/2008 - 18:53

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I think they have 2 offices..one is OK and the other is CO. I found bond info for the CO office, but not the OK office. In other words, you are saying they are not liscensed to collect in TX if they are sending me letters from the OK office?

Molly

Sub: #15 posted on Mon, 12/22/2008 - 21:00

spud321 spud321

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As long as they have the bond posted, it doesn't really matter. In TX, a consumer does not have a private right of action for a CA not having the proper bond. Only the SOS or AG could pursue action. When I DV a collector who does not have a bond posted, I copy the office of the TX SOS on my DV. :twisted:

Sub: #16 posted on Tue, 12/23/2008 - 04:05

NASCAR_Devil NASCAR_Devil
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You think once I send these clowns a DV letter, they'll back off? I am wondering what tricks they have up their sleeve...

Molly

Sub: #17 posted on Tue, 12/23/2008 - 06:56

spud321 spud321

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They have 30 days to respond to your DV letter by Texas law..I would also throw in a Notice according to Texas business and commerce code..that way if you do sue them, you can sue them for triple damages. You don't need to add 'all calls will be recorded' to the letter and in fact you shouldn't, because Texas is a one party state and so you can record them to your heart's content and they never have to know.

Sub: #18 posted on Tue, 12/23/2008 - 10:48

goldenbast goldenbast
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Hi, I just got my first phone call from Lowery Law Group. I have never dealt with them before. Can anyone give me any advice as to where I should start with them? I tried to make a payment today with them, as this was our first phone call, and they denied the payment because it wasn't "substantial enough". Help please. Are they really a law group or just a fancy debt collection group?

Sub: #19 posted on Wed, 10/06/2010 - 15:04

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hello, i also just received my first call from them trying to collect i told them sure i can make payments monthly of $....and they laughed at me and said it wasn't enough what can i do?

Sub: #20 posted on Wed, 11/03/2010 - 21:52

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