Takhar Group - Does this collection agency collect valid debts from you?

Well, I made an arrangement with this group that they should CALL me on a certain date to confirm final payment of a debt. They asked would I be using the same credit card number as before and would I be paying on that date. I said that I intended to, but they needed to call to be sure. They didn't call, they instead processed the payment without permission. Then when I complained about this, they said they are going to charge me (without permission) $25 for having to go over the old phone recordings.

I have since looked up several things online. They have been in violation of the Fair Collections Act in 2 countries. Make sure you report them not only to the Buffalo, NY BBB, but also to the BBB Ontario. Phone numbers for them are 905-526-1111 and -1112. They have made a habit of finding old (paid or settled) debts and harassing the alleged debtor until they cave and make payment. Now I'm not angel, I have owed money and figured it was a small amount, I'd just pay it. But upon further reflection, I've begun to wonder if I even OWE this amount. I have since contacted Columbia House about this, seeing if I'm current with them or not. I don't think they'd have been sending me "come back to us" offers if I hadn't been current previous to these collections calls.

This company has called and hung up on almost daily. I get the Iranian guy repeatedly harassing me telling me I have to pay now or they will go to legal action. Including report on my credit record. I get ACTUAL calls about 3 or 4 times a week with the Iranian guy browbeating me verbally trying to force payment.

Now that I've decided to take the fight to them about this, and requested transcripts of EVERY call ever made from them to me, as I am entitled to have, they have refused this request. I will be making it again in writing. You have the right to all records pertaining to anyone attempting to collect a debt from you. If they can use those records to go after YOU legally, you can use them for the same.

Current result? I've filed with 2 BBB. I've complained to Canada Corporations about them and been asked to send a letter about them and all the complaints that can be found on the internet about them. I will be filing a complaint with my bank. I will also be canceling the card that was used to make the previous payment and that they charged a second time without permission.

I will also be contacting all the credit reporting agencies with whom this company has the right to file and complaining about their harassing and illegal attempts to collect debts from people. I suggest that you all do the same.

This is a bad company. There are plenty of collection agencies out there who follow the law, are polite and considerate of the fact that people have problems and should be treated with respect. Make sure whenever anyone solicits you for payment of a bill that you 1. confirm with the original creditor that the debt is actually owed. 2. confirm the AMOUNT of the debt that is actually owed. 3. Confirm that they actually submitted your debt to the collection agency in question for collections.

These are important steps to protecting yourself. Silly me, I didn't follow those rules and now have a problem on my hands that is more annoying than anything else. But, I might be one of the lucky ones. Someone here hinted that they might have gotten their entire bank account emptied by this company.

NEVER take fraud from someone lying down. If you don't fight back, nobody will. I'm hoping someone has initiative to start a class action suit against these people.

I will not be popular here but I have to say my piece.
First Takhar will give you all the information you need to verify
any amount owed if you ask. Usually by the time it gets to the
collection stage the company that is owed the money..i.e
Columbia House, Book Of The Month etc etc numerous letters
have been sent to the customer. Payment reminders late
payment letters final notice then will be sent to collection.
If you are honest with yourself you know if you ordered and
if you did or did not pay. You also received the letters as I don't believe that you recieved the products but not the 6 invoices. Plus you did recieve the product so you know you owe for it. (nothing in life is free) If I get stuff in the mail that I did not order (which never happens) I don't asume it is free
I would call to find out what the amount owed is if I did not get a bill. I do not live in India do not have an accent but
I would like to know how that makes it a legitmate call or not?
Why do Americans base everything on race. Do I love my job no because I deal with people who think it is ok to not pay for what they ordered because it is a small amount so who cares.
Some collectors are dishonest but that is like saying all used
car salemen are slime or all lawyers and scum, I take pride in
my job and have never collected a debt I felt was not owed.

nice ramble.you still work for a sham company humanoid.

LMAO

well that is fine Paul I might be a humanoid but I pay my bills.
What you think it is a scam fine that is your opinion, but if
it was they would been shut down a long time ago. It is
considered fraud to order items and not pay for them.
But who cares right it's not your money. Funny though how
most Americans are lawsuit happy. Always wanting something
for free. God I'm proud to be Canadian. And Paul you devalued
your thought at the end by insulting me by the way it just
cheapens it.

Quote:

Glad you're Canadian too!

at 1-7-13 11:00am i received a phone call from one of your reps attempting to reach my wife refused to talk to me i knew it was a collection call but your rep did not say that but know days scammer's are trying different ways to get it so this is what i got to say if they refuse to talk then don't call or get another job DO I MAKE MY SELF CLEAR i have checked you out and you don't even have a bbb seal

another humanoid idiotic beauty.be still my heart.you had your say now get lost!!!!!!!!!!!!

this company is a legit company someone I know works there lol

My 13 year old son keeps getting a phone call from them starting at 0500. He had aswered it once and could not understand what this guy was saying except the part the guy said "I want to "F_ _ _ _" you. My son hung up and he called again. I answered it and I can not make out what he was saying. I told him to never call again. The constant calls at 0500 is very annoying! This is so stupid!

They have started calling me on my cell phone and leaving message to call them back. I don't know whether to call or not. I cannot think of any debt I haven't paid. 800-620-0371 is the number they are calling from. Should I call them or not???