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First IRS Legal Department What do consumers say about them?

Submitted by on Wed, 02/03/2010 - 13:53
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These guys are a bunch of ass clowns. First they called me on Tues and told me my outstanding payday loans (Both of them are illegal in California by the way) are a class C felony. Then he says he sent notice to my house on 1/25. That was last week. I tried to call them back and get an address where I can send a debt validation letter and the I kept getting hung up on and answering machines with no calls back. Then when I did get a live person the guy didnt even know what a debt validation letter was. LOL I asked how he could be in the debt collection business and not know. He refused to give me their address until I gave him my name. WTF should I do?


These people are idiots they'll keep calling you now matter and then if they can't reach you they'll call you're family they started calling me two months ago saying I could go to jail if I didn't pay them by 3pm that day. I foolishly made arrangements and immediately realized my mistake and canceled my debit card and had a new one ordered after I found out some more info on the company. These people lie don't give them any information until they're willing to send you something via mail. Not e-mail or even fax but mail. I still have yet to get anything from. I told them I'd be glad to get there address and send them a money order and was told they would send it back to me. Their favorite thing to do is hang up on you when you start asking questions then they won't answer if you try calling them back. The key to dealing with them is ASK QUESTIONS, record your conversations and be skeptical never trust anyone making legal threats like that over the phone. The DA's office is the one who will contact you if they have a bad check not a collection agencey.


Submitted by on Mon, 08/09/2010 - 16:43

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Wow you guys really feel my pain and what i have been going through. I really could use some advice cause see i have fallen for these lies and am paying on some at this time. Can you tell me how to figure out who is who and what is what so i can stop giving them my money and not have to worry about going to jail and warrents against me for felonies. I would really appricate that information.


Submitted by on Tue, 08/10/2010 - 17:30

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Quote:

Originally Posted by Anonymous
Wow you guys really feel my pain and what i have been going through. I really could use some advice cause see i have fallen for these lies and am paying on some at this time. Can you tell me how to figure out who is who and what is what so i can stop giving them my money and not have to worry about going to jail and warrents against me for felonies. I would really appricate that information.


mslove just remember,you can't go to jail for owing a debt especially a pdl,and that goes double for an internet pdl.also demand something in writing,and never give bank,or cc info over the phone.a legit collector will send at least a dunning letter.anybody else can piss on a spark plug.they have to scare people with fancy terms because they have no legal recourse.


Submitted by paulmergel on Tue, 08/10/2010 - 17:36

paulmergel

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hello - first irs has been calling me claiming that i owe for a payday loan. i did get a payday loan last year but i have already set up arrangements to pay it off with another collection agency and so i ask first irs to send me something in writing so i could compare and figure out who i really needed to pay. they said they are already sent me something in the mail, but i dont recall receiving anything from them. i asked that they resend it but they refused. then i asked for address so i can send debt validation letter and they said no, that i can email or fax it. the guy who called today, just 10 minutes ago, said if i dont pay them $700 by 4pm today they will issue a claim with harris county and come after me. what does that mean? i dont see why they cant just mail me something or let me send them a debt validation letter. and everytime they call i try to talk and explain that i will pay if i can see what the debt is but they talk over me and interupt me and raise their voices. i cant even finish 2 sentences. help!!!! what should i do?


Submitted by on Mon, 08/16/2010 - 12:07

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Quote:

Originally Posted by Anonymous
Thank you for the information, I would like to be a part of this!!! They are threatening me as well.

They are threating me also for a loan I took out last year. I told my bankruptcy attorneys about them so I am counter sueing these assholes.


Submitted by on Tue, 08/17/2010 - 12:33

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These are the same exact tactics used by an overseas extortion ring. They got a hold of a client list from a defunct payday loan company and they call everyone on it several times every six months or so trying to extort money. They have NO VALID DEBTS to collect. They are scam artists pure and simple. Report any calls to local law enforcement and the FBI.


Submitted by on Mon, 08/23/2010 - 13:57

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I recieved a call at work yesterday from Michael Tate, my supervisor took the call and forwarded me the info. Mr. Tate called at 4:40 pm, but said I needed to call him by 4:00 pm. I have been down this road before about six months ago, Just don't even acknowledge them, file a report and call the AG, BBB, and get on with your life, as far as I know now it is civil matter not criminal. Take care all


Submitted by on Wed, 08/25/2010 - 10:55

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I have been receiving calls from a Ms Brown and played dumb a couple of times and had my daughter answer my phone and say I was not home. Well playing it smart I called her back and she repeatedly asked for my name and I said you must have that information you keep calling my phone. She started yelling back at me so I hung up on her as well. About 5-6 months ago I got a call from Det. Michael Tate he had me so scared I called my local police department and asked what do I do and they told me it is a scam and not to release any information on myself and ask for the affidavit they supposedly had on my case blah blah. So as soon as I got off the phone with the police dept he called and I told him I want the affidavit he said it was against their companies policy to release that information so I hung up. Well this week and its Monday only 3 calls have come through. Dont let them scare you it is a scam for money.


Submitted by on Mon, 08/30/2010 - 16:49

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A Brian Foley keeps calling me and saying i could spend 2 years in jail if i dont pay. said they would get me for internet fraud as well.? He didnt tell me how much the loan was for jsut that i owed. Missed the first payment so now it has gone up over $200. what can i do? i faxed over a letter to them and of course the email on the site for them keeps coming back undeliverable.. Has already called 2 times today (at work this is the only number they have for me). i want it to stop


Submitted by on Tue, 08/31/2010 - 10:34

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OK so this clown leaves a message with my mom that I have to call before 1 pm today ....so glad i got on the net to check them out.....do they just deal with payday loans? i don't have one so what the crap are they calling me for...I work for an atty so they can just stop this nonsense!


Submitted by on Wed, 09/01/2010 - 14:46

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They keep calling my job and my cell phone but they can not leave a message on my cell because the vm is not set up so they call back to back but they leave messages all day long on my job phone harasing me saying I need to call in today and today is the last day but then they call again the next day but I have never received a letter in the mail from them so I never call back they are very unprofessional I'm so glad I came to this site because I'm not the only one that these people do this to they call back to back to back they are idiots and I'm still waiting to see if I get a letter in the mail and I have never seen anything from them


Submitted by on Tue, 09/21/2010 - 20:02

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This place is unbelievable. I get a different message every time they have called. Telling me that my account came across their legal department and I was going to be investigated for criminal activity. Then another time left a message that I needed to call or they would persue further action without my knowledge or consent and without knowing what the call was in regaurds to. You know what, fine, go ahead.


Submitted by on Thu, 10/07/2010 - 13:21

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i got phone call from Houston stating that i was being sued in Davidson county for a payday loan in the amt of 300. a hot check. they threatened me and I gave them a card number Do I need to call the banktos stop it? can thye do anything to me?


Submitted by on Mon, 10/11/2010 - 19:06

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I HAVE BEEN GETTING THE SAME PHONE CALL FROM A GUY NAME MR. MINOR. HE SAY'S HE IS A LEGAL REPRESENTIVE THAT HAS MY CASE AND IS TRYING TO COLLECT ON A DEBT FROM A PAYDAY LOAN I HAD TAKEN OUT A YEAR OR SO AGO. I HAVE BEEN THREATEN TO BE CHARGE WITH A ENORMOUS AMOUNT OF FINES WHEN HE SEND MY CASE OF TO MY COUNTY AND WILL LOSE MY JOB AND POSSIBLE FACE A YEAR IN PRISON. IS THIS TRUE OR NOT? I OFFERED TO SETTLE THIS DEBT WITH PAYMENTS BECAUSE I DID OWE THE DEBT. I PAID THEM 300.00 A COUPLE OF WEEKS AGO DUE TO WHAT HE SAID ABOUT ME LOSING MY JOB AND GOING TO JAIL. HE CALL AGAIN WANTING THE NEXT PAYMENT WHEN I TOLD HIM I DIDN'T HAVE IT HE SAID OK AND SAID MY FILE WAS BEEN TURNED OF THE TO COUNTY FOR PASSING BAD CHECKS AND SO FORTH. I HAVE BECOME SCARED OF LOSING MY JOB AND POSSIBLE JAIL TIME CAN THIS HAPPEN TO ME? SOMEONE PLEASE RESPOND TO THIS SITUATION. i REFUSE TO GIVE THEM ANOTHER DIME UNTIL I GET SOMETHING IN WRITING SAYING I OWE THESE PEOPLE.


Submitted by on Fri, 10/15/2010 - 12:30

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Quote:

Originally Posted by Anonymous
I HAVE BEEN GETTING THE SAME PHONE CALL FROM A GUY NAME MR. MINOR. HE SAY'S HE IS A LEGAL REPRESENTIVE THAT HAS MY CASE AND IS TRYING TO COLLECT ON A DEBT FROM A PAYDAY LOAN I HAD TAKEN OUT A YEAR OR SO AGO. I HAVE BEEN THREATEN TO BE CHARGE WITH A ENORMOUS AMOUNT OF FINES WHEN HE SEND MY CASE OF TO MY COUNTY AND WILL LOSE MY JOB AND POSSIBLE FACE A YEAR IN PRISON. IS THIS TRUE OR NOT? I OFFERED TO SETTLE THIS DEBT WITH PAYMENTS BECAUSE I DID OWE THE DEBT. I PAID THEM 300.00 A COUPLE OF WEEKS AGO DUE TO WHAT HE SAID ABOUT ME LOSING MY JOB AND GOING TO JAIL. HE CALL AGAIN WANTING THE NEXT PAYMENT WHEN I TOLD HIM I DIDN'T HAVE IT HE SAID OK AND SAID MY FILE WAS BEEN TURNED OF THE TO COUNTY FOR PASSING BAD CHECKS AND SO FORTH. I HAVE BECOME SCARED OF LOSING MY JOB AND POSSIBLE JAIL TIME CAN THIS HAPPEN TO ME? SOMEONE PLEASE RESPOND TO THIS SITUATION. i REFUSE TO GIVE THEM ANOTHER DIME UNTIL I GET SOMETHING IN WRITING SAYING I OWE THESE PEOPLE.


first off they scammed you out of 300.00 as threatening jail is illegal.chances are they have no legal right to contact much less collect.i would not pay them another dime.in fact file a police report for the call as this person broke the law in threatening like that.then file AG,and FTC complaints against this bottomfeeder.then do not talk to them further.again they are a scamming bottomfeeder that bought your info on this and broke the law in threaning jail.file the the report and complaints then try to ignore them.you won't go to jail,or lose your job because of them.trust me on that.in fact i'm sure this was an internet loan so you not only owe the principle borrowed,but anythig debited prior to default goes toward the loan so you might not even have owed 300.00.here are some tips for if you get called by another piece of garbage.

1)ask questions.if a place is legit then they no problem answering them.
2)don't just accept the old"it's a pdl"answer.get specifics.
3)threatening jail is illegal and anyone that does that isn't legit and deserves nothing.

hope this helped.


Submitted by paulmergel on Sat, 10/16/2010 - 15:04

paulmergel

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I AM SUING THIS COMPANY!!! If you want to join me, please email me at They have violet 9 of the FDCPA rules. They are rude and very careless in collecting. I will be on the news here soon in San Antonio, TX trying to get a class action lawsuit against this company to SHUT THEM DOWN!!! They are not accredited with the BBB, and DON'T give them anything of yours! They threaten a lot of things regarding criminal offenses, when THEY are the ones that is doing the CRIMINAL THING!!! Please email me and LET'S STOP THIS HARRASMENT TOGETHER!!
San Antonio TX
All person info and email address removed per the TOS. Shazzers


Submitted by on Wed, 10/20/2010 - 06:58

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I got a call today from First IRS and was told that they were going to file the payday loan that I got off the internet as a bad check, as they had my bank information. They said that I would be charged with some criminal charge of theft by default. I then looked up the laws in the state of California for this type of thing, and found out that they cannot prosecute you for a payday loan. I then called back and asked for the address and the lady told me she will not give me the address cause I might be a terrorist.

These people were so rude as to actually try to intimidate me into paying them. I thought that is was illegal for a collection agency to threaten you.

I had one previous agency call me on the other payday loan that I did not pay, since I got laid off and they said that they were federal agents, from an agency called federal department of investigation. I called the FBI and reported that they were impersonating federal agents and the agent laughed and said that he was contacting them personally and wanted to see what they would say when the FBI really came up on their phone. I have not heard from them again, and the warrant they issued never showed up.


Submitted by on Tue, 11/02/2010 - 18:00

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I am Sooo glad i found this! I rcvd a call from nina goldstein @ first IRS yesterday. she threatened me with arrest here in California also. Scared me enough that i was going to give them $200 tomorrow on a $300 online loan that they now claim is $900! she even pretended to be giving my work address, which was correct, to a county dispatcher to arrest me next week if i didn't pay. i am NOT giving them a dime now!


Submitted by on Thu, 11/04/2010 - 16:31

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Just received my first phone call from these jerks. Threatening to take me to court, filing with the sheriffs department.... over a "bounced check". I had some issues in the past with payday loans, however when my account closed, we paid off all of the balances owed.... I don't show ANYWHERE... where they tried to take out their money. And why?? May I ask... Did it take them TWO YEARS to get to me??? If I do owe them money? I have spoken with my boss to let her know what is going on, and she will be handling them for now on. They asked me for my credit card information so they would be able to pull the full $839.52 from my card when I get paid. I don't believe I will be putting the money on that card. DUE TO THE FACT THAT I DON'T KNOW WHO THESE PEOPLE ARE?!?!? I was called a few weeks ago on another so called "Unpaid" payday loan... I paid the first part ($179.00) and then two weeks later, they didn't try to pull out the balance again??!@??!! Did I just pay some random people??? I guess I was fooled? Thank you guys!! You have really helped me!


Submitted by on Mon, 11/08/2010 - 08:50

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I too just had my very first call from First Irs, Michael Tate. He stated that i needed to call him back at 1-877-777-2551 x106 and that i needed to call him back before 3pm today and that he was with an attorney's office trying to collect a debt. I have gotten use to checking on the web for information on such phone calls when i have never heard of them and i am glad i check this time.
YES they are scams and i hope someone will sue them and shut them down for good!!!!


Submitted by on Tue, 11/09/2010 - 11:51

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Has anyone received a call from these people and when you answer its just a recording with a file number and phone number saying call right away. I will be sending them a validation of debt letter and see if it comes back in the mail like my other one...should I even bother with the letter?


Submitted by on Tue, 11/16/2010 - 10:36

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i received a phone call at my work about amonth ago that i had a debt for 900 dollars and i needed to pay asap or they would get me for writting hot checks . as of today they still call my work can someone help me they are harrassing me and it is very embarassing to have to deal with it every day of the week.


Submitted by on Fri, 11/26/2010 - 12:39

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i just got a phone call from these same mf telling me they was going to have me arrested for fraud and they was coming to my house to pick me up also they also scared the shit out of me because all im thinking is that im going to jail for a paydayloan i took out months ago im saying to myself damn this company is going hard for thier money but something she said to me tipped me offf that i just received a call from this same company yesterday and they told me to disreguard the call she wanted me to give her my social and i told her no i refuse this bi---ch had the nerve to tell me well borrow the money i said well lend it to me then.just got off the phone with the attorney general and he told me not to worry they cant come put me in jail for that i am so mad right now i was getting ready to call these mf back and curse their asses out but he told me dont call them dont even answer their calls any more he said the only thing they can do is sue me to get their money im wondering how they got all my information has to what company i owe this money to and the amount that i owe them (scary) so all the people out their who is getting phone calls from this company next time they call tell them to kiss where the sun don shine


Submitted by on Thu, 12/30/2010 - 12:08

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This is for everyone,

The better Business Bureau has tried to contact this company and has not been able to get ahold of them. They have had every bit of mail correspondence returned to them. They give them an F rating and on their site inform you to contact the FTC & the attorney General in your state. But, you should also contact the Attorney General in Texas as well. Also, it is ILLEGAL for them to threaten you, that null & voids the debt (if it is a real debt). If you can try to record the phone calls. When they leave a message on your voicemail get a voice recorder and record every message and make sure that there is a time & date stamp when the message plays back so that way you can prove that you are recording more than one message. Don't stoop to their level & threaten them, & don't tell them that you are recording them, (even though I know by law you have to tell them) they don't tell us if they are recording what we say to them. As much as I know you would want to ream them a new one, donn't. Just be nice & polite with them, it throws them for a loop & pisses them off because you are not doing what they want you to do. It's fun trust me. I had a call like this before but they were calling from New York. I contacted the Attorney General there and come to find out they had a law suit filed against the company. This sounds like the same ones they just changed their name & location. DON'T BE AFRAID OF THESE JERK OFFS!!!! You can always contact the Attorney General in your state and also goto your local police station and see if there is any legal action against you including a warrent. They can't refuse to look espically when you inform them of what is going on and also file a police report against this company because they are calling and harrassing you.


Submitted by on Mon, 01/31/2011 - 12:18

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I received a call from these people a little while ago as well. They called me last week and told me that I had to pay by 3 pm on Thursday or they were going to turn my file over to the authorities. They called me yesterday and I was out for lunch but did not leave a message. They called today when I was out for lunch and did not leave a message. They called a few minutes ago and told my office manager of the company that I work for that I had to 2:30 pm to call them back or they will call my office manager back and sue my company that I work for. I know that this is illegal. i called Mr. Johnson and asked for their address to send a debt validation letter and he told me that I did not have time because he has to turn over my information today to the authorities.


Submitted by on Tue, 04/05/2011 - 13:01

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hi my name is michelle allen they have been callin me like crazy.and been rude.i dont have any paperwork from them they just tell me i owe some bank.i did pay them a settlement of 400.00 dollars tell me wat can i do.i dnt wnt 2 go 2 jail


Submitted by on Fri, 04/08/2011 - 08:47

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Although these post are disappointing, I feel a sense of relief.. I thought I had brought the non-sense on myself. Just today I received a phone call at work and luckly looked at caller ID before answering. I told those @$$ wipes not to call my job before hanging up on them the last time they called....
I was threatened as well to have criminal charges pressed against me. And they even gave me a time that were going to the Harris County courthouse. In addition, they were sooooo rude. This biscut told me, "If you are looking for good customer service you're mistaking honey!" and refused to give me any of the info I asked for.
Now that I see that they in fact have a rap sheet I am going send their @$$ a "HOT" letter, and contact the AG office. They are totally out of line and must be stopped.


Submitted by on Wed, 04/13/2011 - 13:21

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