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Testimonials to Internet's first get out of debt community

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Community Testimonials
On the basis of community suggestion I am adding a page for community testimonials. Please use the following format for testimonials (please attach a photo of yours with the post).

Copy paste the format

Community Name:

As a community member I too have a testimonial to share. Here I go,
Community Name: Vikas
Location: 309 Cedar Street, Santa Cruz, CA.
Testimonials: I was in debt but later recovered from it. I thought recovering from debt for one time is enough to enjoy healthy financial status for ever, but I was wrong. Managing personal finance is as important as handling old accumulated debts and DebtCC community helped me learn those simple tricks. I am very thankful to all the community members for teaching me so many things by sharing their experiences. As a community member I feel proud to recommend debt consolidation care community help for your financial need. Best wishes to DebtCC community.


Note: You can browse other experiences by our community members at .

Community Name:Funnydiva2002 aka Diva
Location:Washington State
Testimonials: In mid-November I started getting pre-recorded calls from allied interstate. No info, just a callback number. So, I googled them and ended up here at Debtcc. Wow! It's been humbling and educational to read the threads here. The good news: Allied Interstate was looking for someone else who just happens to have my last name and first initial. The better news: I pulled my credit report and found a collection that I wasn't aware of and am getting it taken care of. Until I lost my job in fall of 2005, I had superb credit. And after that, I just took it for granted. Not any more!

The BEST news: Your collective experience has helped me get committed to pulling my financial bacon out of the fire. The hard-earned knowledge of this community has booted me in the backside so that I can repair my credit before it gets much worse. Because of what I'm learning here, I'll be able to stay out of some truly awful financial traps. And I've got an opportunity to encourage others and help them stand up for themselves.

Thank you all for being here to help and support people you don't even know. You are the kind of people who make the world a better place.

(sorry, no pic yet, I'll work on that...)

Sub: #41 posted on Thu, 01/04/2007 - 22:35

funnydiva2002 funnydiva2002

(Posts: 37 | Credits: )

I found this site by mistake, but I'm glad I did. I am at the beginning of the payday loan cycle and right now I can't really see the end of it- I can't catch up enough to stop applying...

Sub: #42 posted on Tue, 01/09/2007 - 12:14


Community Name: Goudah2424
Location: Portland, Oregon
Testimonials: I came to this site accidently trying to find a phone number for a payday loan I was about to default on. Because of the information on this site I was able to prepare for what was to come. I learned exactly what was a lie and what to do to get myself out of the mess. Because of this site I am now payday loan free and without this site I don't want to think about where I would be . . . .

Sub: #43 posted on Wed, 01/31/2007 - 13:04

goudah2424 goudah2424

(Posts: 7935 | Credits: )

Community Name: Morningstar
Location: Los Angeles
Testimonials: I found this site because I was bored. I stayed, because I learned more about debt collection in couple of weeks here, than I did in 7 months as a collections manager. I am happy to share my time and ever growing knowledge. For personal use, I've learned to how to stay on top of my credit report, and will do so now.

Sub: #44 posted on Sun, 02/25/2007 - 13:38

Morningstar Morningstar

(Posts: 1633 | Credits: )

Community Name: Brownsugar
Location: Ohio
Testimonials: I found this site about 5 months ago when I was doing a google search on Arrowhead Investments b/c I was in a big mess with the pdls(storefront and internet). After reading some threads, I found that I was not the only one in this mess and I quickly learned how to get control of it with the help from others on this site :D

Sub: #45 posted on Sun, 02/25/2007 - 14:03

brownsugar brownsugar

(Posts: 1389 | Credits: )

Community Name: Suebeehoney70
Location: Michigan
Testimonial: I found this site while searching for "payday loan relief", "payday loan help", or "payday loan assistance" - this site came up all three times, right on top of the search results. I figured that was a sign I should check it out. I've been here ever since, and have learned so much. I didn't have a large number of payday loans outstanding when I joined, but I did need help with the ones I had, which were a little difficult to deal with. The fine members of this site, some of which have become my friends and confidants, were able to help me through a very rough time and help me free myself of my self-imposed PDL trap. I think that's the most important lesson someone can learn from this site - we got ourselves into the PDL mess...but we can get ourselves OUT of it as well, by following the advice given here!

Sub: #46 posted on Sun, 02/25/2007 - 15:10

(Posts: 4583 | Credits: )

Community Name: Mannictay
Location: Kentucky
Testimonial: Well I have a long story so bare with me. Everything started when me and my husband go married, he had to have his first of 3 surgeries. I was working and going to school. We made it through that surgery with the help of his credit cards. Then came the second and with his credit cards and my pay check we made it again. I had a changed jobs, and then had a baby. After the baby was born we struggled a little, but we curved our spending and made it. he decided he wanted better money and changed jobs. The money was good, but then he got layed off. Thanks to the mines. During that time he hurt his knee and the required surgery. One week before time to have his surgery he got laid off and guess what there went the insurance. So I took out several payday loans so he could have his surgery. I was the only one working for almost three months. Then I about had a nervous breakdown. We had it rough and almost lost my car and his truck. He went back to work at his first job and we was still stuggling. I was in denial until Christmas. I bearing could afford to buy my daughter stuff. Then we decided to file bankruptcy. We went to a lawyer and he went through all of our debts and just flat out right told us you will never be able to pay everything off. We owe $56,000 in medical bills alone, with 4 credit cards, and 5 to 6 payday loans. He informed me to stop payments on everything. I did and it wasn't long before I was getting the horrible phone calls. I was freaked out. I couldn't work for the rest of the day. I was researching Bass and Associates found you guys. What a blessing! I have read about them and other ones I am invovled with and finally got up the courage to call Kentucky's Office of Finanical Instutions. They gave me valuable information. I found out that I have over paid each company by hundreds of dollars. So that is pretty much my story. I am now going to get the ball rolling on getting some of my money back and I will be going to court for my bankruptcy soon. One things as a family that we have done is set a budget. This week has been rough because of One Click Cash, but hopefully I can get through that. So I will be sticking around to help out others.

Sub: #47 posted on Fri, 03/16/2007 - 13:36

Mannictay Mannictay

(Posts: 14 | Credits: )

I found this site looking for complaints regarding GFSIL and other internet payday lenders... I won't go into detail as to how I got into this trouble...Until I found the useful information on this site, I was unable to put groceries in the house or pay the rent....Had to rely on my mother to take care of me...Thank God for this site and all the wonderful people who helped me!

Sub: #48 posted on Thu, 04/05/2007 - 14:53

Leah Leah

(Posts: 2322 | Credits: )

We filed bankrupcty last year and things are worse now then ever. We should of tried to pay but we couldn't find any help and now I read all these testimonies and it's amazing.

Sub: #49 posted on Thu, 04/12/2007 - 21:11


Community Name: sswett
Location: Connecticut
Testimonials: I found this site a few months ago when researching Route 66. I kind of lurked for a while, then toward the end of March I joined. When I originally found this site, I decided against getting a PDL with Route 66, and ended up with one from Premier (AKA PD6/Xpress Cash/Loan Shoppe/Westbury) well as one from GFS. After realizing what a fool I'd been, I joined, in hopes that I could gain knowledge as well as provide it to others on the forum. This forum has become my financial "rock" these days. I'm going to be in the clear soon (i hope) and can thank the members of this community for that. I don't know what I would've done if I hadn't found this site. I've also recommended this place to my sister, who has since joined. I'll recommend this site to anyone!

Thanks again!

Sub: #50 posted on Fri, 04/13/2007 - 09:23

sswett sswett

(Posts: 408 | Credits: )

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