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I have had some serious credit issues. I have credit cards which carry low balances on them,less than $550. These credit cards have been charged off according to my credit report. I am no longer receiving statements from cc company. I am still receiving calls on one of the accounts which I believe is being handled by cc co's internal collections department. All accounts were in the hardship department prior to being charged off. In addition, I can see where there have been inquiries on my credit report, I'm sure they were looking for any assets. What is the liklihood they'll pursue via suing me? 2 of my accounts, I don't even hear from the collection agency or whomever is handling the accounts.

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