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Medicredit: Why is it listed on my credit report?

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My name is Angela and I just signed up to recieve free credit reports from experian each month. Looking through my first report just now I noticed a supposed debt to a Medicredit Corporation. I have no idea who this is or how to go about finding out. Does anyone have any suggestions on how to find out what this debt is? The debt was marked with a KD as of August 01. (I'm not all that sure what the KD means, although I read the legend...) So it seems it would be an old debt, except I didn't have any credit then except my car. The total is only $148, but I want to get this cleared up asap with Medicredit Corporation.




DO NOT PAY THIS COMPANY!!!!!

DO NOT PAY THIS COMPANY!!!!!

I live on the west coast they are based in Missouri

they sent me a "notice" that I owed $340 from "Enterprise Rent-a-Car"

however i have never rented a car in my life. I called to try and understand what this could possibly be from and the representative only tried to collect my money. She provided no more information!!!! They could not even tell me which enterprise the car was rented at!!!! The first person I spoke to told me the enterprise location was in my home city, I looked this up online while speaking to her - and there IS NO ENTERPRISE IN THE CITY THAT I LIVE IN!!!!!!! I was extremely upset and mad and she actually hung up on me!!!!!! I called back and spoke to a manager who was even less helpful, she told me I needed to "file a police report." How can i file a police report based on your collection bill and "enterprise rent a car" clearly that is not enough information to do anything with. I need a location and date I said - the manager told me they would send me a letter with more information. I got the letter - here is the infomations listed on the letter:
1. my name and home address
2. "Refrence: ENTERPRISE RENT A CAR"
3. my medicredit account #
4. "amount: $340.00"

Thats it! what a joke!!!!

I have filed a report against this company with the Better Business Bureau in my home state. I suggest you do the same in your state.

DO NOT PAY THEM MONEY!!!!

Sub: #51 posted on Sat, 03/27/2010 - 15:39

Unregistered


DO NOT PAY THIS COMPANY!!!!!

DO NOT PAY THIS COMPANY!!!!!

I live on the west coast they are based in Missouri

they sent me a "notice" that I owed $340 from "Enterprise Rent-a-Car"

however i have never rented a car in my life. I called to try and understand what this could possibly be from and the representative only tried to collect my money. She provided no more information!!!! They could not even tell me which enterprise the car was rented at!!!! The first person I spoke to told me the enterprise location was in my home city, I looked this up online while speaking to her - and there IS NO ENTERPRISE IN THE CITY THAT I LIVE IN!!!!!!! I was extremely upset and mad and she actually hung up on me!!!!!! I called back and spoke to a manager who was even less helpful, she told me I needed to "file a police report." How can i file a police report based on your collection bill and "enterprise rent a car" clearly that is not enough information to do anything with. I need a location and date I said - the manager told me they would send me a letter with more information. I got the letter - here is the infomations listed on the letter:
1. my name and home address
2. "Refrence: ENTERPRISE RENT A CAR"
3. my medicredit account #
4. "amount: $340.00"

Thats it! what a joke!!!!

I have filed a report against this company with the Better Business Bureau in my home state. I suggest you do the same in your state.

DO NOT PAY THEM MONEY!!!!

Sub: #52 posted on Sat, 03/27/2010 - 15:49

Unregistered


Need to first laugh about how they leave a message Like their the Most Powerful Force in the Universe well maybe in Their minds they are But oh well ... Thats the first intimidation technique Like people havent come to relize how their industry works Then comes the part where they again intimidate by They are the ones that are to control the conversation Remember now The Most Powerful Force in the Universe then comes where they act and treat what They want is the only Important Thing anyone and everyone should focus on, Its amazing how they have trained their reps to Think they are superior to everyone else, I like on Court Show on TV today a Judge got one collection agency Staightend Out QUICK about their Techniques and Practices the spectators in the Court Room Loved It and they sure had alot of Laughs So anyways these collectors have to come to the reality people need to do what they need to do to make it thru hard and stressful times and One collection agencies priorities are not neccesarily the debtors highest priority at the time there are other things that far Surpass the collection agencies opinion.

Sub: #53 posted on Wed, 04/07/2010 - 16:39

Unregistered


Do these people have a valid phone number? I was on autopay and paid off the debt in december...but they have just decided to keep on taking. Anytime I call the numbers listed for them its just an answering machine. Please Advise

Sub: #54 posted on Tue, 02/01/2011 - 17:56

Unregistered


I couldn't find any phone number mentioned on their website. This is quite strange!!!

Sub: #55 posted on Fri, 02/04/2011 - 03:17

Anna Sweeting Anna Sweeting

(Posts: 1827 | Credits: )

Try this number
877 395 3125
Don't count on an intelligent conversation. strictly scripted con artist responses to anything you discuss. If you even get close to drawing them into an actual conversation, they hang up so you'll need to call back.
These people need to meet our attorney general and I'm working on making the introduction. Unless he or his friends own stock in this joke of a company, there may be interesting things to report here for those who can be patient. In my case these people are violating federal law by repeatedly calling my office. I'm not even the one they are looking for. I think they are trying to find my daughter. After reading the info on this site, I'd sooner give her number to Son of Sam.
Good luck

Sub: #56 posted on Mon, 04/25/2011 - 18:49

Unregistered


They keep calling for a "Terrance". I don't know a terrance, I'm not terrance and I dont owe any money to anyone. They call all the time. When I call back, they say they dont have my number in their database to remove it!!,!,!,!, if they don't have my number, how did I get their number to callback??.? I am so frustrated. Who can I call to stop this???

Sub: #57 posted on Fri, 04/29/2011 - 13:24

Unregistered


I used to work for this company; it is not fraudulent, and they are doing work based off information given by clients, the hospitals or other companies using the company's services. Attempts are made by phone and mail to contact each individual based off information given by the original establishment, and if the information is incorrect, the company will run searches for the individual based off their SS# and DOB. Trust me, they are trying to get paid and want to get the money; they will make the efforts to reach an individual. Also, there is a grace period of at least 45 days before credit reporting ever occurs so that they can attempt to reach the debtor before it will negatively effect them; it's not like they really want to go out and do that, but it is used as a tool to get an individual to pay in a more timely manner.

These debts are not bought. There is an agreement between the companies, and MediCredit is not trying to make extra money off of them, but some companies do charge interest on their accounts (read all agreements before you sign them), and this can continue while making payments on the account. And even when you are making payments with a hospital or company, they are not obligated to keep it in their office and can send it off to collections at their disposal. Once again, MediCredit does not control when they receive this information. They get it and are told to collect on it; if payments are needed, most reps are more than willing to work with you. Yes, you do have to provide info to show you're unable to pay in full, and there are a couple reps there that can be difficult to work with, but more often than not, the patients are too stubborn to really listen at all. They immediately get upset about the prospect of collections that they refuse to work with them when the collector is really actually trying to help.

And for individuals that say that they already paid their debt, then just provide the information and don't just say, 'Check with your client.' The reason they're calling is that the information still shows it as being owed, and sometimes, there is human error or information has crossed paths. MediCredit has a department that will check with the client to see where information might have been mixed up, or if there are multiple accounts, then a payment could have been applied to that one instead of the one in collections; that's why they try to get specific payment information. Also, insurance DOES NOT pay 100%; sometimes there is just a co-pay, but more often than not there is more, whether it is deductible or co-insurance. You need to make sure you follow-up with your insurance company after a date of service to see what your obligation will be, even if you are given a quote before the service. If given a quote before, you better get that in writing because what they tell you before you go in can only be an estimate; the exact amount is never known until everything is processed. And if you do pay the debt when it is your insurance company's obligation to actually pay it, then it is their responsibilty to reimburse you for it.

Once again, MediCredit does not control the information the are given by the clients. If there are bad numbers or wrong addresses, they will search to find new ones, it's not like they're trying to hide it from you. Also, always follow up with insurance or the company after the final service is performed to see what your obligation will be because assuming you will not owe anything is ingnorance on the patient's part, especially with insurance nowadays.

Also, the last # I knew to reach them is 877.395.3125. You can try to go through the DV letter that everyone else talks about, but that will take a whole lot longer than just calling and trying to discuss it over the phone.

Sub: #58 posted on Sun, 05/29/2011 - 20:30

Unregistered


And to Sparten's post, the messages left are required by law; it's not an intimidation technique. Obviously, the company is performing the job they've been hired to do, and they're not trying to 'threaten' or 'harass' as so many people think. They are calling for an outstanding bill that one hasn't paid; I'm sure each of you would be upset if you didn't get paid for services that you did for someone else. What MediCredit is trying to do is prevent the account from going on for any possible legal action or credit reporting. It's going to cost both parties even more time and money if it goes that far, but so many people automatically assume it's not their responsibility anymore and fail to really follow up with it that it comes back to bite them in the ass.

Sub: #59 posted on Sun, 05/29/2011 - 21:21

Unregistered


I am pissed with these people. I had received lots of phone calls stating about an invoice not being paid from the hospital and it was around $180 dlrs only. I didn't knew until I got the phone calls. I went ahead and paid it since july from 2011 and right now is still showing in the report. As soon I paid I let Medicredit know so they can send me the letter of deletion and to be removed from the account. Well guess what.... I am trying to do a refinance in my house so I dont lose it and when they ran my report is showing there. I called them to send me a letter again and what it states is that they will contacting Credit Reporting Bureaus to have this removed. So my loan officer says that its not valid because they needed removed not that this will happen in the future. So I called Medicredit again and guess what, I found out they sent me a letter in November stating the same. So i asked them why is still showing in my report since it takes from 60 to 90 days to get removed and they said because they only sent me a letter but they did not contact the credit reporting bureaus at that time. So they did not do their job, I asked to be talked with a supervisor and she stated she cannot do anything from the past but they will do it in the end of this month.
This BS.... what can i do????

Sub: #60 posted on Fri, 07/13/2012 - 12:14

Unregistered



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