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I live in florida and have defaulted on several internet pay day loans.

Second payday loan with ameriloan $250.00 amount paid $300.00

Second payday loan with CashNetUSA $500.00 amount paid $387.01

Loan with Sandpoint capital $200.00 amount paid $720.00

Loan with Jd Marketing Group $200 amount paid $240.00

I have also already sent letters stating that i revoke all debits from my account and these companies are still debitting. What others rights do i have?




ibed, what address do you have for Sandpoint in the West Indies? If it's an illegal overseas pdl, you're more than likely going to have to type up a very fast letter revoking any wage assignment you signed with them. Does it state a name other than Sandpoint Capital? And what is the address?

Sub: #11 posted on Mon, 09/17/2007 - 17:45

cannr cannr

(Posts: 9317 | Credits: )

Here is what i have

Sandpoint Capital, LLC
P.O. Box 636
Charleston, Nevis West Indies
Phone Number 1-800-708-4342
Fax Number 1-800-708-4351

I get no answer at this number

Sub: #12 posted on Tue, 09/18/2007 - 17:46

Unregistered


ibed, I can not find one thing on this company. For your own safety, just to play on the cautious side, send them a letter revoking any wage assignment you may have signed with them, their partners, or any affiliates. The illegal overseas company's are the ones that are notorious for doing wage assignments. Just to be on the "safe" side, type a letter revoking any wage assigment you may have signed. Fax it, email it, mail it certified.

Sub: #13 posted on Tue, 09/18/2007 - 17:58

cannr cannr

(Posts: 9317 | Credits: )

i dont remember signing anything because the company called me. but i will do the letter now thank you

Sub: #14 posted on Wed, 09/19/2007 - 08:37

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ibed, better safe than sorry. I would rather revoke something that didn't exist than risk the chance of not revoking anything and then it pops up one day 4 months later. :wink:

Sub: #15 posted on Wed, 09/19/2007 - 22:19

cannr cannr

(Posts: 9317 | Credits: )

i sent out letters last week asking for my account to be marked pif i havent heard any responses yet. what should i do next

Sub: #16 posted on Mon, 09/24/2007 - 18:41

Unregistered


ibed, it's a "waiting game" now. Is your bank account closed so that they cannot hit it with debits any longer? If it is indeed closed and their debits will be rejected, it sometimes takes them awhile to figure that out. They're kind of slow that way. Once they realize they can not hit your account any longer, they will contact you. They may just not have "clicked" yet that they're not getting their debits. Once they realize it, they will contact you. By God, they will call, email, whatever. Did you close your account? And have you filed complaints with the BBB, the FTC, and your state AG yet?

Sub: #17 posted on Mon, 09/24/2007 - 20:37

cannr cannr

(Posts: 9317 | Credits: )

Yeah, Sandpoint is illegal. No legal company will lend over the phone. They would want your signature on a contract.

It is safe to say that Sandpoint in an unlicensed company. They are not even located in the US!

Sub: #18 posted on Tue, 09/25/2007 - 07:20

goudah2424 goudah2424

(Posts: 7935 | Credits: )

Thank you, goudah. Yet another overseas illegal pdl.

Sub: #19 posted on Tue, 09/25/2007 - 20:07

cannr cannr

(Posts: 9317 | Credits: )

Just a update
Sandpoint capital called me today they agreed to give me a refund of over payment and contact the collection agency to remove that with them. They faxed me paper work to my job and i did keep that copy including the cover sheet. I still havent talked to the other places.

Sub: #20 posted on Wed, 09/26/2007 - 14:39

Unregistered



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