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cash call

Submitted by on Wed, 01/07/2009 - 13:48
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WOW i was just on there website and saw they were doing mortgages i just hope nobody is stupid enough to get a mortgage through them but this could be a good thing because the FBI is cracking down on mortgage fraud and it will be only a matter of time before one of there stupid ass employees commits fraud.


To jworth72:

Sounds like ur the mortgage fraud urself. I, along with 2 of my neighbors went through CashCall Mortgage AND they were able to beat Ditechs AND Quicken Loans rates and fees!!! We were able to get it done in 2 weeks! I seriously don't think they made any money on our mortgages.


Submitted by on Sat, 02/21/2009 - 11:39

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lighten up,if this is even a little attached to the cashcall installment loans,then i'm leary and suspect you of being a shill.cashcall is the worst loan company in the US.if they are offering mortgages UGH.get a 250,000.00 mortgage pay us 2,000,000.00 in interest.


Submitted by paulmergel on Sat, 02/21/2009 - 15:13

paulmergel

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um. when you sign up you know what the interest rate is, not like it's hidden. The only idiots are the ones that didn't use the loans for short term like they were intended. I think the rates are high too, but for the short term loan to pay your bills between paychecks, it made sense


Submitted by on Mon, 03/02/2009 - 15:52

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there is no way anybody can use these as a short term loan. they are intended for you not to pay back, hints the rate of almost 100%. and you are using them to pay bills between checks. but hey guess what you keep on taking them out so doesnt sound like a short term loan to me. lets see 1 month take out a loan to pay bills then pay the loan off and then next month take another one out to pay bills hmmm sounds like a never ending cycle


Submitted by on Tue, 03/03/2009 - 06:23

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There is nothing illegal about selling your loan. My loan has been sold three times in 4 years and finally ended up with bank of america who want's 15,000.00 to refi at a lower rate. Cash call is offering a 4.875 30 year fixed rate, with no cost to the consumer at all. I'm sure they make their money by selling the loan (usually to citibank) but who cares if they make money as long as it isn't coming out of your pocket. Nobody's bank is willing to refi your loan without charging you to do it. They are greedy! Cash call may have crazy pay day advance terms, but they figured out a way to make a lot of money doing loans for free to the consumer and getting paid by the bank. They can sell my loan 10 times if they want to as long as my new mortgage is saving me $500 per month! They are selling basic 30 year fixed rate loans, no creative crap, no arms, no balloon payment crap. A conventional loan with a lower rate with no cost to you, how can you call that stupid? My neighbors did a refi with them 6 months ago and was able to stay in their home because of it. I will go with them as well. Problem is most of you probably don't have good credit and can't qualify, or your debt to income ratio is too high. Lucky for me, I don't have those problems. I will gladly refi with cashcall and cut $500 per month off my mortgage.


Submitted by on Thu, 03/04/2010 - 10:10

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I agree - the ones complaining are certainly not home owners - and simply don't understand the dynamic of rate vs risk. If you're a slug who can't borrrow money from your parents because you spend diaper money on smokes and beer - guess what????? You're paying 100% on a small loan - and don't cry about it. If you're a home owner with A+++ credit and manage your bills and you're looking ot refi, give them a call. I did, and I couldnt be happier with how it turned out.


Submitted by on Wed, 05/12/2010 - 20:39

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Quote:

Originally Posted by Anonymous
There is nothing illegal about selling your loan. My loan has been sold three times in 4 years and finally ended up with bank of america who want's 15,000.00 to refi at a lower rate. Cash call is offering a 4.875 30 year fixed rate, with no cost to the consumer at all. I'm sure they make their money by selling the loan (usually to citibank) but who cares if they make money as long as it isn't coming out of your pocket. Nobody's bank is willing to refi your loan without charging you to do it. They are greedy! Cash call may have crazy pay day advance terms, but they figured out a way to make a lot of money doing loans for free to the consumer and getting paid by the bank. They can sell my loan 10 times if they want to as long as my new mortgage is saving me $500 per month! They are selling basic 30 year fixed rate loans, no creative crap, no arms, no balloon payment crap. A conventional loan with a lower rate with no cost to you, how can you call that stupid? My neighbors did a refi with them 6 months ago and was able to stay in their home because of it. I will go with them as well. Problem is most of you probably don't have good credit and can't qualify, or your debt to income ratio is too high. Lucky for me, I don't have those problems. I will gladly refi with cashcall and cut $500 per month off my mortgage.


Hey I think you got to work for cash call, anyway you think you are smart enough? ha....you are so funny.
you are a stupid when you think so. nobody has a good credit and then go for cash call eventhough they offered a good rate. Remember.
Good luck on your way, I do not want to see you around 7- eleven to ask for the change in the future ok.


Submitted by on Sat, 06/19/2010 - 07:18

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Someone used my personal information to open an account with cashcall. I have previously been a victim of fraud, but it looks they are at it again. What can I do to get this account out of my name and off of my credit report. I found out yesterday when I received a bill in my name $398.00 dollars. I then pulled a copy of my credit report and it was there as well. Can someone please help with this........

My email is


Submitted by on Tue, 01/04/2011 - 10:01

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You can go for an initial 90 day fraud alert, which will indicate to anyone requesting your credit file, that you suspect you are a victim of fraud. Thus, when you or someone else tries to open a credit account in your name or increase the credit limit on an existing account, etc., the lender should verify that you’ve authorized the request. If the creditor cannot verify this, the request will not be satisfied. You can contact the credit bureaus and they will help you in placing the fraud alert.


Submitted by Anna Sweeting on Tue, 01/04/2011 - 22:28

Anna Sweeting

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