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CCR and associates - is anyone else dealt with this company?

Submitted by bttrflyv69 on Mon, 09/22/2008 - 10:28
Posts: 24
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Hi everyone.

I am wondering if anyone has ever heard of/received a call from "the fraud division of CCB." I received a voicemail stating they are calling due to allegations involving my name and social security number. They also called a friend of mine and stated that she was listed as a reference. I am pretty sure this "attorney's office" is somehow linked to a payday loan company, as the calls did not start until I sent my letter demanding my refund and notifying these companies that they were not legal to lend in the state of Indiana, etc., etc.

Today I received another message from "James Black" at this company stating that if I did not return his phone call, they would process this through my county.

Just trying to see if there is anyone else here that has had to deal with these people and if there is a proper way I should deal with his calls.

Thanks!
BttrflyV69


I also received a call from this CCR Associates twice and they left a number of 866-845-2070 x646 Ms. Brooks. She was also demanding I contact this office ASAP or within 24 hours or other steps would be taken. I called her back and let her have it. First I told her that she had better not ever call my home again demanding anything because I am not the one to try and scare. She said they were looking for a certain person with a certain SS#....That's where you have got to be careful because she will run a number at you so you can say that's not my number because my number is blank, blank , blank. In other word they want you to give them your real SS#. I told her if she was legit she wouldn't be giving me somebody else's number which by the way is illegal. She got real quiet and I also asked her what all this was pretaining too and she said she was not at liberty to discuss that with me. I said are you serious!! But you want me to give you my info but you can't tell me what this is all about. I then let her have it by saying with all that's going on in the country today, people lossing their jobs, homes etc. you have the nerve to try and scare people when there are at their lowest points already. I said HOW DARE YOU and I will report you and your scam to the attorney Generals office. She just quietly said I will remove your name from our list. Please, please, please pay attention to these callers. If they ask you for private information you know something is wrong. Good Luck All!!!


Submitted by on Mon, 09/13/2010 - 06:49

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HI, I have delat with this just recently, call the payday company place were u got the loan from, if you never did do a loan then they are fack. these guys are really good at frauding. i call the BBB- Better Business Bueru, they said they are not legiate. caller id comes up as 716-335-7817. then they give you this number to call them back. 1-888-872-1266. do not belive it, i did not. even the payday loan company called them for me, they told her they were " real". if they are they would not call u from a cell. when i tryed to call that 1-888 number back it would not go through. even if they do have the last four numbers of your social, tell them nope, not me. BBB has a web site, there number is 1-614-486-6336. BBB also said that this is a big scam going around right now.
Good Luck!


Submitted by on Mon, 09/13/2010 - 11:34

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I have now had my dealings with these people now, and gave them HE** once I actually got someone to answer the phone. They had called and left a message on my home phone, which I don't even use, looking for the current husband of my husband's ex-wife, which we have no dealings with what so ever!!!! The number they left to call was 1-888-872-7992, but the call ID showed a local TN phone number. All I was told was that an "investigator" for the company had placed our number in the account as a reference for the person they were looking for. I asked what investigation - they said it wasn't important to us and they would remove my number from their system and notify their "client" that the person they were looking for was sitting in jail - which he actually is. Now I wonder how many of my family and friends they are trying to contact! Don't fall for their scam and ask them to remove the number from their system - if they do continue to call you after being told not to, you can file a suit against them!!!! BEWARE! And thanks to all the info here - now I can warn everyone else I know.


Submitted by on Tue, 09/21/2010 - 14:25

( Posts: 202330 | Credits: )


Get their number off of your caller ID and call them back. Get the name of the person you talk to, their supervisor, their exact adress, the attorney assigned to your case, the case number, the file number, and ANY imformation you can get from them. Milk them dry. And find out who the crediter is. If you think you owe the crediter call them, call the clerk in your county's office, and give them the imformation you have and see what comes up. And see if it's really even legit. DON'T LET ME SCARE YOU! DON'T LET THEM INTIMIDATE YOU! TAKE CONTROL OF THE SITUATION! It scares them to death! They cannot file suite without contacing you first, that's the biggest crap I've ever heard in my life. That's just to scare you. Just assume it's a scam and prove it wrong.


Submitted by on Wed, 09/22/2010 - 08:54

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I just received a call from a Sarah Mosier claming that someone is making allegations against me and if I do not call them back within 48 hours, they will file papers against me. Left me a reference # and a call back #. I've never made a PDL...so what the heck?


Submitted by on Mon, 10/04/2010 - 04:16

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please do not refer to me as an idiot, sir. you do not know me. and i don't appreciate people that KNOW me calling me an idiot, as i'm sure you don't either.

this is how pdl companies work. you clearly have never worked with one before, so you wouldn't even know that, while it is against fdcpa policy, that this is how these people do business. it is how they are trained. if you don't like it, file a complaint. or deal with it and pay back your loan that you stole. because if they are calling you, you clearly took money and never paid it back. and if you are bitching about it on a message forum, you clearly do not intend on paying back the money you feel is rightfully yours. defrauding a financial lending institution and bouncing checks is a crime. check your laws. it is against fdcpa policy for them to speak to you in such a manner, but check your laws before you start freaking out about money you feel is rightfully yours.


Submitted by on Thu, 12/16/2010 - 08:20

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[QUOTE]please do not refer to me as an idiot, sir. you do not know me. and i don't appreciate people that KNOW me calling me an idiot, as i'm sure you don't either.

this is how pdl companies work. you clearly have never worked with one before, so you wouldn't even know that, while it is against fdcpa policy, that this is how these people do business. it is how they are trained. if you don't like it, file a complaint. or deal with it and pay back your loan that you stole. because if they are calling you, you clearly took money and never paid it back. and if you are bitching about it on a message forum, you clearly do not intend on paying back the money you feel is rightfully yours. defrauding a financial lending institution and bouncing checks is a crime. check your laws. it is against fdcpa policy for them to speak to you in such a manner, but check your laws before you start freaking out about money you feel is rightfully yours.[/QUOTE]
However, this doesn't apply to everyone who posts their pdl encounters at this forum. Most of the people who post here are unaware of the fact that MOST online Internet payday lenders are not licensed/legal. We are here to educate them on their rights and help them plan a course of action to get out of the pdl cycle. We do not advocate not paying your bills.

By the way, the FDCPA does not apply to the original creditor, it only applies to 3rd party collectors.


Submitted by Shazzers on Thu, 12/16/2010 - 08:47

Shazzers

( Posts: 17344 | Credits: )


I'll be honest right off the bat with you people. I did collections for payday loans. Not with this company, but in the past.
Just pay your bills and noone would be calling you. And don't be mad when someone does call you.
I would have your:
Name
Social Security Number
Date of BIrth
Place of Employment you wrote down when you applied
Your bank name, account number and check number
your drivers license number
2 references that YOU PUT DOWN.
and YOU would still deny that you did it. How in the hell can you deny that. "it wasn't me" they'd say. "i had identity theft" ... yeah sure you did. Just man up and pay your bill. Stop taking loans out and you wouldn't have this problem
Its utterly amazing. Someone takes out a loan in say 2007 for around $600. They then don't pay it back. It goes through collections. They get contacted after calling every friend/neighbor/relative available to just pass a message to you because your number is constantly changing.
Even family members will say how big of a piece of trash some of you are. Saying they always disconnect their line, always change the number that even family can't keep up.
Then first off they make a big offensive language removed deal about how the number is found. Here your being told your facing re-precautions for bouncing a check and ALL you want to argue about is how they got your number. YOU SHOULD BE HAPPY THEY REACHED YOU. Then the excuses start. The sob stories. You get mad at them because they don't feel sorry for you that you haven't worked in 3 years. 3 fucking years! No excuses. I dont want to hear about the economy, hurricane Katrina...nothing. Its 3 years, theres temp agencies. Any decent human being will find a job in 3 years instead of sitting on their a** doing nothing.
Then you get the excuse of "you're calling about something that happened 3 years ago?!"....well of course. If i borrowed $500 from you and left you holding your sack with a bad check....and you saw me 3 years down the road wouldn't you want your money back too?!
Or "well i never heard anything from them so i didnt pay it"...your an adult. Stop acting childish. If you have a mortgage or car note...they don't contact you every month to pay it. You know its out there, so pay it.
Then you people will do anything to get off the phone. "Ooh my card is in my wallet and i dont have it on me" "its in the car" "i'm heading out to a funeral ill have to call you back" " i need to check my finances" then within ONE DAY your number is disconnected.
Or just the simple "I dont recall any of this"...i'm sorry, but if i borrowed hundreds of dollars i'd remember it no matter how long ago it was.


Submitted by on Fri, 01/14/2011 - 16:16

( Posts: 202330 | Credits: )


[QUOTE]I'll be honest right off the bat with you people. I did collections for payday loans. Not with this company, but in the past.
Just pay your bills and noone would be calling you. And don't be mad when someone does call you.
I would have your:
Name
Social Security Number
Date of BIrth
Place of Employment you wrote down when you applied
Your bank name, account number and check number
your drivers license number
2 references that YOU PUT DOWN.
and YOU would still deny that you did it. How in the hell can you deny that. "it wasn't me" they'd say. "i had identity theft" ... yeah sure you did. Just man up and pay your bill. Stop taking loans out and you wouldn't have this problem
Its utterly amazing. Someone takes out a loan in say 2007 for around $600. They then don't pay it back. It goes through collections. They get contacted after calling every friend/neighbor/relative available to just pass a message to you because your number is constantly changing.
Even family members will say how big of a piece of trash some of you are. Saying they always disconnect their line, always change the number that even family can't keep up.
Then first off they make a big offensive language removed deal about how the number is found. Here your being told your facing re-precautions for bouncing a check and ALL you want to argue about is how they got your number. YOU SHOULD BE HAPPY THEY REACHED YOU. Then the excuses start. The sob stories. You get mad at them because they don't feel sorry for you that you haven't worked in 3 years. 3 fucking years! No excuses. I dont want to hear about the economy, hurricane Katrina...nothing. Its 3 years, theres temp agencies. Any decent human being will find a job in 3 years instead of sitting on their a** doing nothing.
Then you get the excuse of "you're calling about something that happened 3 years ago?!"....well of course. If i borrowed $500 from you and left you holding your sack with a bad check....and you saw me 3 years down the road wouldn't you want your money back too?!
Or "well i never heard anything from them so i didnt pay it"...your an adult. Stop acting childish. If you have a mortgage or car note...they don't contact you every month to pay it. You know its out there, so pay it.
Then you people will do anything to get off the phone. "Ooh my card is in my wallet and i dont have it on me" "its in the car" "i'm heading out to a funeral ill have to call you back" " i need to check my finances" then within ONE DAY your number is disconnected.
Or just the simple "I dont recall any of this"...i'm sorry, but if i borrowed hundreds of dollars i'd remember it no matter how long ago it was. [/QUOTE]
Go back to school and learn how to spell instead of wasting your time ranting and raving. Sheesh, I am so sick of you people.


Submitted by Shazzers on Fri, 01/14/2011 - 17:39

Shazzers

( Posts: 17344 | Credits: )


something tells me shazz the humanoid stills collects for this bottomfeeder,and breaks every law,and some that aren't written.btw grow up,or should i say dumbo.i have been here long enough to be able to sniff out shills like you,so back to your hole in the wall and let us grown ups discuss your very illegal bottomfeeder intelligently.


Submitted by paulmergel on Sun, 01/16/2011 - 16:40

paulmergel

( Posts: 15514 | Credits: )


OMG I have had several agnecies call me on a debt that has been settled over 2 years ,Thank God I saved my information. However I have showed a company since then I paid it they sent me an email saying all is good now I am getting calls AGAIN for a new company. Today he left a message on my card saying the county I lived in courts would be contacted but I could avoid it if I call their office back...Well he can kiss it b/c I refuse to call him back and hia scare tactics won't work on me. This is just crazy that they get way with craop like this. I have started saving all the messages they leave me.


Submitted by on Fri, 01/28/2011 - 09:07

( Posts: 202330 | Credits: )


i paid back my loan - over double what i originally took out because i had to make installments per the agreement. when i contacted them and told them i should be done, they stated i had not filled my contractual duties. per the paperwork i had - i had paid them back just fine, actually making one more payment than i should have. i cancelled the auto debits and now 5 years later i'm being threatened over the phone and told that there is no way to reconcile, i either pay more money or they take me to court. not sure how that's fair, or how not contacting me FOR FIVE YEARS and then getting nasty on the phone is ok.


Submitted by on Wed, 02/23/2011 - 09:13

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