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Does anyone have information on National Enterprise System?

Submitted by Ehwin on Fri, 05/19/2006 - 12:40
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Help please - looking for information on National Enterprise Systems, if there is a thread, can you let me know where it is?
I need info as soon as possible - Thanks!


I am having similar issues with them all becasue of a sears card. I truly want to get this debt clear and was misled with Sears which led to this collection agency. National Enterprise Systems will not work out a payment plan with me or even give an adress so that i can mail them payments. All they claim is if I Do not send money they are suing me. I have read the forums and realize I am not the only one recieving threatining phone calls my debt was from august 08. I never recieved anything in the mail but just the phone calls. I am going to write a letter for DV. Can I still do this? Each time I ask for an adress they refuse to provide one. Besides writing the letter what else can i do becasue I really dont want a judgement placed against me when i have attempted to try to arrange something?


Submitted by on Sat, 04/04/2009 - 15:56

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I am having similar issues with them all becasue of a sears card. I truly want to get this debt clear and was misled with Sears which led to this collection agency. National Enterprise Systems will not work out a payment plan with me or even give an adress so that i can mail them payments. All they claim is if I Do not send money they are suing me. I have read the forums and realize I am not the only one recieving threatining phone calls my debt was from august 08. I never recieved anything in the mail but just the phone calls. I am going to write a letter for DV. Can I still do this? Each time I ask for an adress they refuse to provide one. Besides writing the letter what else can i do becasue I really dont want a judgement placed against me when i have attempted to try to arrange something?


Submitted by on Sat, 04/04/2009 - 15:59

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I am currently dealing with this company as well. I am getting no where and all i want to do is setup payment to get my debt all cleared up. They keep calling my mother in law over and over and over again! even though i have called them to setup payment and gave them my direct number to contact me! To top it off my mother in law is recovering from cancer and starting chemo treatments!!! They do not care!! they enjoy harassing people!!! The only conclusion i can come up with is to let this debt go to a lawyer, get a judgement on my record, get served a summons and quickly pay the debt off before my court date!!! (i only know this because of one other credit card i let go this dilenquent). I cannot handle this company. Forget them!! They'll get their judgement back one day! In HELL!!!


Submitted by on Wed, 04/15/2009 - 15:18

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I made an over the telephone settlement with National Enterprise Systems for $491.50 when my husband owes $982.55. They are after me because he didn't pay the debt. I made a big mistake of giving them a checking transaction over the telephone. They claim they couldn't send me a settlement letter until I made the transaction. I realize it was a mistake because when they took the routing number for my checking
account, they said they didn't need a check number. I was suppose to get a settlement letter by e-mail. I have not received a settlement letter instead I received a bill for the total amount of $982.55 including the bank transaction.


Submitted by on Sat, 04/25/2009 - 13:46

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Collectors are not immune. They have paid for their harrasment and if you will start a class action suit National Enterprise Systems will pay as well. The FTC.gov site has a lot of good information.


Submitted by on Tue, 04/28/2009 - 21:44

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All the automated messages are illegal. Per FDCPA and the case of Foti v. NCO Financial Systems - even automated messages as well as messages left by a person from a 3rd party debt colelctor must state who the call is for and have a disclosue in the course of the message to advise anyone who is not the debtor a chanceto stop listening. Then it is to proceed with the nature of the call being to collect a debt, no other infor allowed to be given - i.e. casenumbers, legal terms, ramifications, or any sense of urgency) and the identity of the company and the call back number. You can contact a lawyer. Also it is against the law for a collection agency to leave more than 1 message per day per debt. If a colelction agency leavs a message at 8:30am then it is technically illegal to call back at all for the rest of the day becuase that is considered as legal "debtor contact". If you do want to consult a lawyer, be sure that keep all recorded messages and phone logs of when their "unkown caler" status shows on the screen. If you do happen to talk to someone on the phone don't give in to any demands and record the call. WARNING! If you do record the call be sure that you live in a 1 part state - that means a state that only one party has to know about the act of a recording. If you live in a 2 party state then you shouldadvise the person on the end that you are recording the call. Most judges arepretty lenient if you record a call from a debt collector, even if you don't state that pupose, but you never want to take your chances against these slimeballs.


Submitted by on Wed, 04/29/2009 - 18:28

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DO NOT let Collection calls from a third party companies frighten you. Also, do not pay them you do not have an agreement with them, only to the creditor you owe. Instead of paying NES payments make them to the creditor ONLY. Third party collections does not pay off your entire debt. Collection Agencies work on commissions


Submitted by on Mon, 05/11/2009 - 10:57

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From what I can determine, this is "Horizion"? We've never had an account with them but we both have common names ... and guess what? We get lots of calls. I log the time of day and the number ... at some point I will file suit for harassment. We have explained on numerous occasions that it is not us and even verified that we never had that telephone number and never even lived in that particular state. I despirately need a job but will not stoop so low as to work for a collection agency!


Submitted by on Thu, 06/04/2009 - 11:06

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I have a Private Student Loan that has defaulted and NES has been calling me at least 3x a day for the past month. I was in touch with a Company that specializes in dealing with this type of situation. Does anyone have any any information on this? Ive been in contact with AES(Handler of my Student Loans) and Chase (The provider of the default loan). Neither one can help me and do not have this loan in their system. What can I do?


Submitted by on Tue, 06/16/2009 - 17:01

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I can't believe there's fourteen pages and these people just keep hammering along. I've just experienced the first course of horror from them. I'm old, ill and willing to pay the debt but I can't pay $6400 by 9:00 PM tonight. Maybe I'll die from the stress and they won't get anything.


Submitted by on Fri, 07/10/2009 - 21:56

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I don't even owe anyone, and they are calling because they have my new number. They don't even bother to make sure they are calling the right person. And they keep calling. They could at least say who they are calling for. I am filing complaints about them now.


Submitted by on Sat, 07/11/2009 - 20:40

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The number for Scott Pollack is not the correct Scott Pollack. Please do not call. My family is getting calls from people directed to Scott Pollack. My husband has the same name but has nothing to do with this company. We are in the process of changing our number and have no clue who the Scott Pollack with national Enterprises is. We feel your pain and have the local police looking into this guy.


Submitted by on Sun, 07/19/2009 - 09:50

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Watch out for this company because 99% of these people use scare tactics. My experience happen several months ago when a automated machine called my house saying to call the number at 18004981798. So i did and when i called the guy that talked to me was nice at first and giving me 24 hours to pay my debt. It wasn't until the next day that the scare tactics were coming into play. I told him that i couldn't come up with the money and the guy transferred me to his supervisor in which the supervisor said and quote "how would you like to go to court next week" and that i had until 8:30 in the morning to pay the debt. After reading about horror stories on this site and other numerous sites i decided not to pay them and when i told the supervisor that i wasn't gonna pay him he went on to threaten me saying that i was going to go to jail for not paying my debt. Today i filed a compliant with the FTC and called my local attorney general office and the lady that works at the attorney general office said that collection agencies use scare tactics to get there money and to write a cease and desist letter. So i will write a cease and desist letter and get it certificated by the post office. To other people that have future problems with this lowlife company please file a complaint with the BBB and FTC and depending if your state has legal tape recording record these sons of bitches.


Submitted by on Mon, 07/20/2009 - 08:12

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We agreed to a reduced payment on an acct that had been turned over to them and they took out $320.00 more than agreed. What do you do to get your money back. Who are these owners?


Submitted by on Fri, 08/07/2009 - 17:04

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We agreed to pay a reduced amount on a bill they were trying to collect and they took$ 320.00 more out of our checking acct. What can you do about that.


Submitted by on Fri, 08/07/2009 - 17:07

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I owe no one money. I WILL TAKE LEGAL ACTION IF YOU DO NOT STOP THE HARASSING PHONE CALLS. I am on the federal no call list . So continue to call and be a criminal


Submitted by on Fri, 08/21/2009 - 17:57

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I had forgotten about a debt to a certain company. During the transaction, I noticed they had an address and telephone number (probably from my credit report) that was 15-20 years old. I informed the salesperson and credit person to correct the information. I never got a bill from them.
then recently I started receiving calls from National Enterprise System (NEC).
when I inquired about who I owed a debt to and how much, the collector stated an amount about double what I had made a transaction with that certain company.
I was told I owed a original creditor whose name was "Credit Bank".
When I told them that I did not owe anyone that amount, the collector and supervisor both asked me how much I owed.
A ploy to get a figure out of me to agree to pay.
I do not deal with third party collectors. I owe my debt only to the original creditor and will pay only that creditor.
I have sent return receipt a Cease Communication and a Debt Validation Letter (in one envelope).

Never give out your or others phone numbers, social security numbers, Bank numbers or credit card numbers, addresses, or any other personal information to anyone over the phone.

Deal with your original debt with the original creditor.
If they refuse to accept your payment efforts.(the amount is totaly up to you), then they are refusing to accept payment and threfore; validating that no debt is owed.
They can not tell you that you must make payments to a third party. if they do, file a dispute with the 3 credit reporting companies and explain what the circumstances are of their refusal to accept payment for the debt they are claiming.


Submitted by on Tue, 08/25/2009 - 18:04

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I had forgotten about a debt to a certain company. During the transaction, I noticed they had an address and telephone number (probably from my credit report) that was 15-20 years old. I informed the salesperson and credit person to correct the information. I never got a bill from them.
then recently I started receiving calls from National Enterprise System (NEC).
when I inquired about who I owed a debt to and how much, the collector stated an amount about double what I had made a transaction with that certain company.
I was told I owed a original creditor whose name was "Credit Bank".
When I told them that I did not owe anyone that amount, the collector and supervisor both asked me how much I owed.
A ploy to get a figure out of me to agree to pay.
I do not deal with third party collectors. I owe my debt only to the original creditor and will pay only that creditor.
I have sent return receipt a Cease Communication and a Debt Validation Letter (in one envelope).

Never give out your or others phone numbers, social security numbers, Bank numbers or credit card numbers, addresses, or any other personal information to anyone over the phone.

Deal with your original debt with the original creditor.
If they refuse to accept your payment efforts.(the amount is totaly up to you), then they are refusing to accept payment and threfore; validating that no debt is owed.
They can not tell you that you must make payments to a third party. if they do, file a dispute with the 3 credit reporting companies and explain what the circumstances are of their refusal to accept payment for the debt they are claiming.


Submitted by on Tue, 08/25/2009 - 18:06

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There are a few holes in this post.

Quote:

I have sent return receipt a Cease Communication and a Debt Validation Letter (in one envelope).
So why would you say "communicate with me" in one letter and "do not communicate with me" in another?

Quote:
Deal with your original debt with the original creditor.
If they refuse to accept your payment efforts.(the amount is totaly up to you), then they are refusing to accept payment and threfore; validating that no debt is owed.
They can not tell you that you must make payments to a third party.
This is not true. If you can pay the original creditor, then how would it get to collections anyway? The original creditor will simply forward your payment to the collector (they have to). Creditors are required to charge off in 180 days after default. They *do not* have to accept your amount. They *can* tell you that you must make your payment to a 3rd party.

As far as collections, you may not "fall for it", but don't expect the courts to "fall for it" when you present such "defenses" as the above after the collector sues you because you are not willing to work with them.

So, if the alleged debt referred to an address that was "15-20 years old" then it is probably a scam calling you pretending to be a collector....


Submitted by Chrys Henderson on Fri, 08/28/2009 - 00:49

Chrys Henderson

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One thing you should always do in addition to getting information about your rights online, is to do a bit of research on the actual collectoid mutts who are humping on your leg. (in this case, National Enterprise Systems) I just found the most heartwarming tidbit from the Charleston Gazette. Seems the Ohio State Attorney General has really lost his patience with these scum and their tactics and late July made it official by slapping them with a massive lawsuit! Just enter “State attorney general sues Ohio debt collector” into your search engine and get ready for a good laugh. It is said that snakes never sweat, but this just might do it! Most of the violations mentioned are the same type which have lead to the permanent shutdown of several other collection companies including Camco and Final Asset Locaters. That pig-eyed sack of pus, Ernest Pollack who owns this zoo of bottom feeders is also listed as a defendant (Come to think of it, the automated calls to our number abruptly stopped right after the story broke, anyone else notice this?)
The story doesn’t seem to print directly off the screen, but you can mouse-scan it and copy it into a Word document with good results. It made a great cover-letter to the Cease And Desist order I served these vermin with! The article goes on to say that anyone else wishing to add their own online consumer complaint to the huge list already against NES is encouraged to do so and provides a link for this purpose. Sounds like a party we could all go to! No word yet if the feds might get involved in this one, but if so, it could lead to NES being shut down for good (We can only hope) We don’t owe these filth a dime but they couldn’t care less, the one they are looking for is a similar name that is no relation. By the way, there is no 555 area code anywhere in the entire U.S. so their origin numbers are either offshored, bogus or most likely both.


Submitted by on Sun, 09/20/2009 - 17:40

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I got a message that just said please call us at 877-603-7165...no identification of who they were or why they were calling. Therefore there will be no callback. If they won't identify themselves then I have no business with them as far as I'm concerned. They didn't even say who the call was for.


Submitted by on Sat, 07/31/2010 - 17:46

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I got a call from them and they are using a cell phone from Monticello GA. I honestly don't know what it is about but I have dealt with CA for a while and they all seem to be focused on one thing, scaring the customers. What to do? They also call after 6 p.m. every night. Any points? With the economy the way it is, no one can pay payments all at once.


Submitted by on Fri, 10/22/2010 - 06:16

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im actually a former employee of nes and i have some information that may help your friend out.have them call in and ask to be transfered to ext 2066 which is the compliance dept. when transfered to a comp rep give them your complaint and ask them to put your account on compliance hold. therefore no other collectors can call u you can only call the. the compliance dept is the complaint dept they are not collectors but are trained on fdcpa policies. after that ask your compliance rep what i the lowest you can settle the account for. they are more willing to work with you on a settlment and payment plan for that settlement. goodluck


Submitted by on Mon, 10/25/2010 - 08:18

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Quote:

Originally Posted by Anonymous
I got a message that just said please call us at 877-603-7165...no identification of who they were or why they were calling. Therefore there will be no callback. If they won't identify themselves then I have no business with them as far as I'm concerned. They didn't even say who the call was for.


under fdcpa policy the collection agency can not leave any vital information on an answering machine. they can only leave name and # not what they are calling about and specific details.just so you know


Submitted by on Mon, 10/25/2010 - 08:23

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I got a call last week. Before the woman could say more than "how are you", I asked her if she was representing a debt collector, and I'd like the name and address, please. A couple of seconds of silence, then she spoke the name of the agency. I slowly repeated the name and asked her to spell the name. When she gave me the street and city, I did the same, slowly repeated then asked her to spell them. I then told her that her company now had five days to send me a dunning notice. Also, I told her not to call me ever again, that as soon as their letter arrived, I would respond with my own letter. Then, I hung up. Within five days, I received their letter. I immediately sent a certified "validation" letter. This is the procedure that will halt any kind of harrassment from them; or it should. The main thing: Don't talk to them about any alleged debt being owed. Again, do NOT speak with these people about anything other than their mailing address.


Submitted by on Sat, 01/15/2011 - 15:47

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....and by the way, this NES company was sued in 2010 by W. Virginia and Ohio Attorney Generals, and had to pay a 475,000 dollar fine for their criminal behavior. One would think the Attorney Generals would want them out of business if they were that bad--which they were, and most likely, still are.


Submitted by on Sat, 01/15/2011 - 15:50

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It's almost hilarious how stupid the people working for this company are. I mean, clearly nobody who works for them, at the point they failed to finish high school, said to themselves, "I'd really like to be a debt collector for a universally hated company in 5 years." Or maybe they did, I don't know. People are weird.

The point is this: I've been getting multiple calls a day (and sometimes an hour) from morons claiming to work for this company, and they're asking for someone I've never heard of. The first few times, I politely explained that they had the wrong number and the wrong person, and supposedly they took my number off of whatever crappy list they keep that's apparently never updated. Except I keep getting calls from the most ghetto-sounding fast-talking idiots ever. So I just started getting nasty with them and insulting the hell out of them. That, however, didn't work. They still call.

So...today I began calling THEM and harassing them back.

Them: "Thank you for calling National Enterprise Systems, how many I help you?"
Me: "You can help me by getting your GED and getting a better job so you don't have to sit in a cubicle and harass people, jerk."

I've been doing this for the last few hours. It's funny. And fun. Usually they try to quip something back, but I just hang up. A few times they've sounded very surprised and didn't seem to know how to reply. But if they're looking for a relationship like this, that's fine. It happens to be my day off, and I don't have much else to do but mess with them. Every time I see a call from one of their masked numbers on my caller ID, even missed calls, I'll just call the number right back and make sure they understand how much they suck.


Submitted by on Tue, 11/27/2012 - 12:20

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