ACH PROCESSOR INFORMATION

Is that the Loan Shop out of Delaware? I had problems with them and kept getting call after call back in MArch. The last I heard from them was a voicemail that they would be sending me to collections, they have not, as of yet. But I do know that I paid them $540 on a $300 loan.

Does anyone know the ACH Processor for...
Edollarsdirect
Ezloansbynet
3 B financial
Magnum Z

Also what do you tell them when you call them?

Mj, You can read through this. It is a sticky at the top of the page...this may give you additional information until someone can answer you.

http://www.debtconsolidationcare.com/paydayloan/ach-processors.html

shoppin. . .glad to see that things are moving along for you. It really is amazing what can be accomplished when you know exactly where to go and what to do. I know that UsFastCash also uses Intercept and Bremer Bank. Worked for me. I also think that the more people who call, they will finally get the hint that it is the beginning of the end. Keep up the good work. I am looking for a processor for Star Advance and I seem to be at a stalemate. However, I did call the Bank of the Wests' Legal Department and they are working on it for me. Sent an email to Star informing them of such, so I will wait and see where it gets me. They are my LAST PDL and I can't wait to get them out of my life!

It is the loan shop out of Delaware

So here is the update. I got a call from Bremer bank and then from Intercept. i didn't know that UCL uses Intercept who in turn uses Bremer Bank. Both are "Turning up the Heat" as they put it. I called UCL 3 times today only to be told that they could not discuss my account with me because that was handled by another department and they did not have extensions. As Julie Berklin at Bremer put it "That doesn't seem right." Hopefully between the two they will put some stress on UCL. Sure wouldhelp to put them out of business if everyone on here called.

shoppin. . .I agree. The mere mention of Bremer Bank and Intercept EFT was enough to get a PIF from UsFastCash for me.

Well guys it is all over for me where PDL's are concerned. I just got a letter from United Cash Loans that my account is $0. I could not have done it without your help. I tell you ACH Processors are the way to go. I spent a week faxing letters to PDL's, AG's and the BBB but on Wednesday when you guys directed me to the ACH Processor sticky and I started hounding them I got results. In 2 days I have been confirmed of all three being marked PIF and one refunded mt $500. I can't tell you how relieved I am. Not that I don't still have debt but it is mostly Student Loan.

Sorry that was me, I forgot to log in

shoppinbuczek:
Well guys it is all over for me where PDL's are concerned. I just got a letter from United Cash Loans that my account is $0. I could not have done it without your help. I tell you ACH Processors are the way to go. I spent a week faxing letters to PDL's, AG's and the BBB but on Wednesday when you guys directed me to the ACH Processor sticky and I started hounding them I got results. In 2 days I have been confirmed of all three being marked PIF and one refunded mt $500. I can't tell you how relieved I am. Not that I don't still have debt but it is mostly Student Loan.

Amen!!! I'm beginning to believe in this method myself, too bad I couldn't use it for debt collectors. lol I am payday loan debt free thanks to the people of this forum, but really feel that others who are facing this should be advised to use this system also. I hope you stick around so you can help others who may wander in here, in the same predicament you were in. You now have the knowledge and experience to guide others with the processor method! I am so happy for you!! Yay!!

I plan on sticking around. I feel like an expert not. I literally have a file folder full of letters, e-mails, and articles.

Good!! We need you here, and I am quite sure you can use your experience to help others! :)

Again, I agree. If we could get the processors listed and who they are processing for it would help a great deal. The two biggies are Intercept and ACH Commerce. Neither process for Star Advance, so I am hoping that someone can stumble upon it, and get it listed. Now that I've cleared all the others, I am anxious to get this one cleared as well.

Have you talked to the ACH Department at your bank? I had some trouble until I called back the third time, explained my situation, and got an understanding person how called the ACH Department and they gave me the name, Company ID and Trace #. I hope eventually we can get many many Processors on this forum so others can easily find the information.

shoppin. . .Yes I did. That is how I got the Bremer Bank and the Intercept info to you. They had the bank info on both UFC and Star and I was able to track the processor to UFC but not to Star. I have spoken with the legal department of BOW, which is Star's originator and I have also sent an email to Mr. Guiterez, after jumping through hoops to get my email delivered, as opposed to going to the spam folder, but I am still waiting on a response from both. I did get an email from Star's collections, still demanding my remaining balance, in full, and within 10 days, but it had snotty undertones, which I don't take kindly to "snotty". I did let BOW know that they are funding an illegal operation, especially in the State of New York and that my AG is working on it as well. I did call again last evening and left yet another message regarding my request and am awaiting their response. I will keep on calling them each and every day until they make Star go away. In the meantime, if anyone has any thoughts on locating a processor, I would appreciate it. However, I suppose it is possible that BOW funds and processes as well so I may very well have the right connection.

Don't Give up! Keep bombarding them! Something will give

shoppin. . .I agree. With the amount of people who are now calling the processors, something has to give. As I always say, give someone enough rope. . . .they will eventually hang themselves!

I am glad to here that all is well..you should pat yourself on the back:)

i have a question - isn't united cash loans part of geneva roth? i have a loan with loan point usa and they're geneva roth.. i was wondering if they would have the same processor? sorry if this is a dumb question - for some reason i think they;re linked?

If they are linked, they probably use the same processor. You can call the processor and ask if they process for them. You can also call your bank and see who the originator is on the transaction.

I'm pretty sure that United Cash Loan is one of the DBA names of Rio Resources. Not sure about Geneva Roth though.

i'm not 100% neither.. i am trying to deal with geneva roth now.. i remember though i did take a united cash loan awhile back and thought they were the same company.. i'm probably getting them confused though.

Thanks to everyone who has helped with my dilemma with Star Advance. I am glad to say that I finally reached the right person and I received an email last evening with a PIF attached. As of that email, I am totally, I mean totally done with PDLs. Don't give up the fight!

shoppinbuczek...do you have the contact emails and phone for the people at united cash loans? I am getting no where with my bank.

3531 P Street NW, PO BOX 111
Miami, OK 74355

I do not have their information on me other than their address. Do a search on here and you will find it. As for their ACH Processor it is Bremer at 615-734-4726 and Intercept EFT. Their are numbers on here for Intercept as well.

Intercept is the processor and can be reached at 1-800-378-3328. Bremer Bank originates the loan. Hope this helps.

I don't want to close my bank account unless it is a complete lastresort - my spouse doesnt know about these loans and it would be a huge marital problem if found out.

Live in NJ and am confused about whether or not PDLs are legal and how to approach each company to find out how to get them marked paid? Have rolled over multiple loans many many times with these companies (most are 300/400 principles but a few are bigger):

Mycashnow
greenlight
money & more
discount
onestep cash
star
ameriloan
paycheck today
geneva roth (new one)
oneclick
loan shop
fast and reliable
delaware fast funds
paydaymax
magnum cash advance

Have been reading through the threads and just don't know how to start to figure out what these letters are you are sending and where to start to get this moving along without risking more coming out of the account (and really trying not to close it)

Can I make a suggestion? Why don't you copy and paste your information into a new thread. That way your post will get the attention you need.

Thank you - I just did that. I feel like there is maybe some ray of hope of getting out of this mess I've gotten myself into.

Get to counseling- not only have you taken out WAY to many loans but not telling your spouse about how completely irresponsible YOU have been with his money is beyond comprehension. The pain is only beggining when your spouse finds out not from you but a collector calling them at work or a neighbor you are screwed. Get a grip and at least be honest-Then figure out how to pay your debts back instead of trying to weasle your way out of paying the money back thet YOU borrowed.