Loan shop online - Do you have any loan with loan shop online?

They are NOT in Deleware and they are an illegal lender, period!

got a $200 loan on 3/4/2010 from "LOANSHOP/ANTILLE 8008069971", also known as Loan Shop Online. I replied to the email authorizing the FULL amount $200 plus the $60 fee to be taken out of my account on 3/26/2010, and $260 was deducted from my account on 3/26/2010. I assumed everything was settled.. On 5/26/2010, I received a phone call from "HCS" a representative named "Charles Watkins" with a call back number of 914-371-6826, gave me my case # for a lawsuit they are putting against me for the amount I borrowed, $200. They said that they only deducted the fee, $60, and not the principal amount. He then transferred me to his "manger" who then began reading me my banking account and routing numbers and the date the deposit was made. They were clear in saying that I could not interrupt while they were reading this information, as if they were going to edit our phone conversation. Obviously I kept saying it was not true and I have proof of the email authorizing the full payment to be made, and also the debit of $260 from my bank account. They said I could either pay the $200 now, or it would cost me around $6,000 to have legal representation in court to fight the claims. He then wished me luck and said "God Bless you". I'm a little worried about this whole situation. I do have proof of everything, so I am covered there but does anyone have any suggestions on what I should do?

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Originally Posted by Anonymous got a $200 loan on 3/4/2010 from "LOANSHOP/ANTILLE 8008069971", also known as Loan Shop Online. I replied to the email authorizing the FULL amount $200 plus the $60 fee to be taken out of my account on 3/26/2010, and $260 was deducted from my account on 3/26/2010. I assumed everything was settled.. On 5/26/2010, I received a phone call from "HCS" a representative named "Charles Watkins" with a call back number of 914-371-6826, gave me my case # for a lawsuit they are putting against me for the amount I borrowed, $200. They said that they only deducted the fee, $60, and not the principal amount. He then transferred me to his "manger" who then began reading me my banking account and routing numbers and the date the deposit was made. They were clear in saying that I could not interrupt while they were reading this information, as if they were going to edit our phone conversation. Obviously I kept saying it was not true and I have proof of the email authorizing the full payment to be made, and also the debit of $260 from my bank account. They said I could either pay the $200 now, or it would cost me around $6,000 to have legal representation in court to fight the claims. He then wished me luck and said "God Bless you". I'm a little worried about this whole situation. I do have proof of everything, so I am covered there but does anyone have any suggestions on what I should do?

I replied to you at the thread below:
http://www.debtconsolidationcare.com/forums/showthread.ph p?t=71064

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Originally Posted by sh0762 Has anyone had any dealings with the Loan Shop Online? I received a letter from them and at the bottom of the letter it also has the name LTS Management Services. I borrowed $300 and paid them so far $720. I am from Florida.

Loan Shop Online is a scam. They are NOT located in Wilmington, DE. That is a non-functioning PO Box..
**They even have since changed the company name to continue operating to non-suspecting customers. They are now called "EXTRA CASH LIVE". The same phony PO Box in DE. This is the same company, be informed.
They are actually located in downtown Kansas City, MO. It's real name is LTS Management. I know this all to be true because my closest friend worked for them... stories of shady dealings
He saw account after account where people had paid $1000s to extend loans that were only $400 to begin with!!

[COLOR=#333333]:evil:Loan Shop Online is a scam. They are NOT located in Wilmington, DE. That is a non-functioning PO Box..
**They even have since changed the company name to continue operating to non-suspecting customers. They are now called "EXTRA CASH LIVE" extracashlive.com. The same phony PO Box in DE. This is the same company, be informed.
They are actually located in downtown Kansas City, MO. It's real name is LTS Management. I know this all to be true because my closest friend worked for them... stories of shady dealings
He saw account after account where people had paid $1000s to extend loans that were only $400 to begin with!! [/COLOR]

[QUOTE=Cool_Abyss;453952]I don't know what your company's real name but I'm still going to put a stop to my account because you folks are not helping at all so stop taking out money on my account because this is a online scam. I don't care if your company change your everytime but I know that this is sam on what you folks are doing on people's account. thanks

Hi everyone,

These things usually happen when you can not afford to maintain a proper budget at the time of getting your paychecks or not keeping your expenses up to your income limit. Hence in order to meet such urgent expenses you need a payday loan.

thanks so much for the replies everyone...it was really helpful. i am in the process of collection activity with them as well. i have written a letter and it will be sent to all needed parties for this to stop. thanks again.

I had a guy name Steve Hutchins calling me at work saying that i owned Loanshop Online $500 back in 2008 and now i have to pay back 1250$. I requested him not to called me at work but to emailed me or called me on my cellphone and he refused. He saids that the company willing to settle if i could pay $750 right away. Anyway, i told him that let me check and i will call him back, then he got really furious over the phone saying that i'm refuse to pay and he will take further actions like keeps calling me at work or possible law suit, before he hang up the phone he said no more $750 now you have to pay $1050. What should i do?

Can i post the email that i just received from LoanShop Online? Maybe some of you guys cal help me. Thank you.