How to get started getting out of paydayloan problems
Date: Tue, 07/29/2008 18:10
Have so many loans - don't even know how and am embarrassed but need help. Its taking so much of pay can't barely pay other bills.
I don't want to close my bank account unless it is a complete last resort - my spouse doesnt know about these loans and it would be a huge marital problem if found out.
I Live in NJ and am confused about whether or not PDLs are legal and how to approach each company to find out how to get them marked paid? Have rolled over multiple loans many many times with these companies- don't have the amounts paid in total yet but will start to look up - I didn't want to wait another minute - payday is next thurs was hoping to start some fast:
mycashnow 57 230 new - no rollover
greenlight 100 250 new - no rollover
money & more 45 255 new - no rollover
discount 105 260 rolled over many times
onestep cash 90 300 rolled over many times
star 35 350 rolled over many times
ameriloan 105 350 rolled over many times
paycheck today 120 400 rolled over many times
geneva roth (new one) 120 400 rolled over many times
oneclick 120 400 rolled over many times
loan shop 120 400 rolled over many times
fast and rel 100 500 rolled over many times
delaware fast funds 165 550 rolled over many times
paydaymax 240 700 rolled over many times
magnumcashadvance 1500 rolled over many times
Have been reading through the threads and just don't know how to start to figure out what these letters are you are sending and where to start to get this moving along without risking more coming out of the account (and really trying not to close it)
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.