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Is this a collection agency for a payday loan? Anyone know?




They stated that I would be under a "refusal" to pay if I didnt do either!

Sub: #21 posted on Wed, 09/26/2007 - 13:49

rosscountycollectibles rosscountycollectibles

(Posts: 11 | Credits: )

I plan to pay by money order and they can take it or leave it. So, we'll see but I am only paying what I legally owe them, not the amount they WANT!

Sub: #22 posted on Thu, 09/27/2007 - 04:40

bflow30 bflow30

(Posts: 519 | Credits: )

I would think that once they figure out the only way they are going to get any money is to take what you send them as payment. I don't know why these places have to be so difficult. :twisted:

ladybug

Sub: #23 posted on Thu, 09/27/2007 - 19:10

ladybug ladybug

(Posts: 2757 | Credits: )

Let's remember here. If any collection agency is trying to collect on a pdl (especially an illegal pdl such as quickest cash advance), you need to send them a letter requesting debt validation. You need to tell them to validate the debt. They will have one hell of a time trying to validate an illegal loan. Please remember that. Any collection agency trying to collect on an illegal pdl, please request debt validation from them.

Sub: #24 posted on Thu, 09/27/2007 - 19:15

cannr cannr

(Posts: 9317 | Credits: )

I did that with DETEX (national payday) and they sent me copies of the original ONLINE electronically signed contract.

Sub: #25 posted on Thu, 09/27/2007 - 19:38

bflow30 bflow30

(Posts: 519 | Credits: )

That is NOT debt validation. They sent you the loan documents you signed. Whoopee. They did not validate the amount they were collecting. They need to validate the debt. This includes a lot more than just the loan documents you signed.

Sub: #26 posted on Thu, 09/27/2007 - 19:47

cannr cannr

(Posts: 9317 | Credits: )

cannr..there you are...holy cow girlie you're a hard person to track down...feel like i keep missing ya. how the heck are you?

Sub: #27 posted on Thu, 09/27/2007 - 19:51

lmk3524 lmk3524

(Posts: 435 | Credits: )

That is what I thought, and of course, I haven't heard anything else from them yet. So, I'm not worrying about it too much.

Sub: #28 posted on Thu, 09/27/2007 - 19:51

bflow30 bflow30

(Posts: 519 | Credits: )

lmk, oh, I'm ALWAYS here! LOL!

bflow, I'm sure they are aware that they did not VALIDATE your debt. Just watch your credit report, okay? It might just show up on there. Then it's time to fight! :wink:

Sub: #29 posted on Thu, 09/27/2007 - 19:58

cannr cannr

(Posts: 9317 | Credits: )

cannr...do you ever sleep???

Sub: #30 posted on Thu, 09/27/2007 - 20:15

lmk3524 lmk3524

(Posts: 435 | Credits: )

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