USFASTCASH sending my account to collections

Here are the Payday loan laws for Pennsylvania (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

How much are they telling you you have to pay?

Pa allows the laws of whatever state the IPDL is located in to prevail. The issue here I think is licensing. I am sure they are not licensed in PA as those types of laws are prohibited and probably not legally collectable. A Pa expert should be along soon to clarify that. I have heard wind of changes in your state recently.

That has happened to me exepcept i live in CA can someone let me know the laws for CA?

I live in Illinois and have defaulted on a usfastcash loan and have not heard from them.

Hiya kneal1982, I am going to post the laws for CA. If you should need any further help, please start a new thread, I am sure someone would be most happy to help you. :)
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

Quote:

I'm in Indiana and I believe if anyone applies for a ipdl after july 7, 2007 it is considered null and void? I'm not sure about that though... I have a girlfriend that applied last sept for a loan with USFASTCASH and got it. She didnt know until afterwords that it was not valid. She sent them letters/certified- and she is STILL getting calls from them. They are awful....so far nothing has been recorded on her credit...she is fighting it though. Yes, make sure your bank accounts are safe. They will bleed you dry....

that's right tweedy,they can be a handful.that is only because of there stupid indian reservation exemption.they are not licensed period.therefore if they don't use in house collections
the CA they use is probably as illegal as they are.

My girlfriend keeps getting emails from them stating that this account needs to be settled NOW...I told her that they dont have much of a leg to stand on since the new law passed here in Indiana.....She doesnt know what to do next....

did your girlfriend file AG,BBB and FTC?this place is illegal in any state and she should only pay the principal.that is it.

I would probably just tell them the next and only contact I want with them is in court. :lol:

Yes, she did......I'm not sure if she paid the principal though...She isnt obligated though with the new law passed is she?

Well Tweety, as you know, we always advocate paying back at least the principal amount, however, what she decides to do is exclusively her decision. :)

This is true.......I was just going from memory....I dont have the link where it states all this..... :oops:

They haven't sent me to collections yet, but I also haven't paid all my principle. I am trying to get them to say that they will accept the principle before I sent them any money. I'm in CT. I've told them that pdls are prohibited, faxed and emailed letters multiple times. They have not been nasty but they won't settle either. Should I just send them what I can and when I pay off the principle - that's it??

ldoll where ya been?i wouldn't send them anything until they agrree to accept the principal.pinklady tried to pay thru her DMP.they didn't cash the checks and still tried to collect a bigger balance.this place is illegal and immoral.stick to your guns.no agreement in writing,nothing sent...period end of story.

It's very frustrating since it's my last PDL!!!

i know,they were one of mine too.they are illegal,stubborn and stupid.just stick to your guns.