Need Help with U.S. National Bank!!

Tell the receptionist to let them know you were terminated, and if you answer tell them YOU were terminated! It is not like they have cameras at your desk :lol: Do not worry. They will give up. Just take precautions and keep your back up alert if the termination does not work out. But I am pretty sure they will give up. If she is not gonna put calls through anyway, then you ARE FINE. Breath and relaxe :) It will be fine! Do not pay them a dime without validation of that debt they are claimimg you owe!!

I don't think our receptionist will tell them I have been terminated. This is a very straight laced professional place and I don't think they would do that. Tell me about your personal experience with them. Did they finally just give up with y ou and how long did it take?

I just got ripped of by US National Bank on Friday. They went in my account and took out all my money and I just got paid. I think my account information got stolen because I applied for some PDL's on line from e-mail advertisements instead of going to websites and somehow someway this so called US National Bank was able to go in and get my funds from the banking information from the PDL's I applied for. Check your bank account and make sure that this fraudlent company has not ripped you off. If you haven't been hit yet, notify your bank ASAP and let them know of this situation. They will probably suggest that you close your bank account and open another one. Don't worry they are the criminals and you are the victim. There is no such company and don't let them tell you otherwise. Also file a complaint with BBB and contact your State Financial Regulations Office and the FTC. I bet between the three of them, this person will stop using scare tactics to get money in their pockets.

That is what US National Bank does! THEY ARE SCAMMERS!! :evil: You will see it repeated over and over on this forum. Trust me. Like Paul stated it will take them a couple of weeks to stop calling if you do not entertain them.

Well, I am hoping I have made some progress on this.... I did some more investigating and found out the original collection agency that got my account was called I-Collect. One of my former payday loan companies had an office manager that was nice enough to tell me this. I went on this site and found that I-Collect typically sells their stuff to Bass and Associates. The office manager for the one payday loan I had that was settled was nice enough to call them for me and have them remove me from their system. She is also going to send me a PIF letter. She did mention to me, however, that I-Collect had told her that I had "several" accounts with them. So, I continued to call the payday loan companies I had had loans with in the past. There was one other one who had settled with me when I first got sick. I had not contacted them originally because they were not in the time frame the collectors were quoting to me. Come to find out this had been turned over to a collection agency too even though it had been settled. Guess what? Their collection agency was also I-Collect. The lady at the payday loan company was very nice but said there was nothing she could do once it was sent to collections. I told her I had filed a complaint with the FTC, Attorney General, BBB and was going to see an attorney this week who specialized in abuse of the Fair Debt Collection Act. She must have called them because last night I got an email from I-Collect stating they had received information on the settlement and that no further collection activity will be taken against me. I am hoping this means this is now taken care of. However, if they said I had "several" accounts I am afraid they may still call although at this point I have checked with everyone and have been told I am okay with each one. I have asked for PIF letters (thanks to you guys)but have not received any yet. I think I may still send cease and desist letters to both I-Collect and Bass & Associates on Monday. What do you guys think??

I've started getting calls also. The man with a made-up accent says his name is Charles Menke and I'm going to be downloaded and the issue is time-sensitive and he can just wish me good luck. So I told him he is being reported to local, state and federal authorities.

So, do you guys think I still should send Cease and Desist letters to Bass and also I-Collect even though they have sent me an email saying that collection efforts will stop.

I only have one other old payday loan company I have not talked to. They are MTE Financial. I made payment arrangements with them last fall and did make some payments to them but I am not sure it was paid in full. I have repeatedly tried to call them but get caught up in a voicemail loop and can never get anyone. I sent them an email this morning saying I wanted to know the status of my account. Is this the right thin g to do? I have repeatedly tried to call these guys to give them money but no one ever calls me back.

Okay, I thought I was out of this. I got an email from I-Collect saying there would be no further collection activity. I have not had a call since last Friday until tonight. I didn't answer but when I tried the number back the guy answered "Restitution Services." What do I do now????? I have one more outstanding payday loan out there that I have only paid half on. I have repeatedly tried to call them but they never call me back. It is MTE. Could this be why they are calling. I sent MTE an email say ing I had been trying to get in touch with them. I-Collect told me no more collection efforts. What do I do??

Hi guys. I am still trying to hang in there. No calls since last Thursday but I am sure they will start up this week. Any more advice?? I know you are tired of hearing from me but please bear with me. Your advice is the only thing that has gotten me through this!

No calls is great!! Just stick to your guns as we previously informed you J. When they call as they will, request debt validation(which they won't provide) and that is it. Keep calm and collective, OK :) Stop worrying, relaxe! Best of Luck!

As for MTE as we said before they are ILLEGAL as heck, send them and email requesting a balance of your account. You only owe the principal. If it has been several years, why stir the pot? :? If this debt collection company is collecting for MTE, then they are WRONG for collecting on a ILLEGAL debt anywayz. If MTE has not notified you directly, then what can you do. Like we stated over and over in the past, only pay what you are morally obligated to pay. For example, if you borrowed $300 from MTE and paid $270 in fees, you owe $30 simple as that :wink: Make sure you include in that email to MTE that if you do not get a response within 72 hours, you will consider this matter closed. Best of luck.

Here is there email info:
compliancedepartment (at) mtefs.com

Okay, they called again yesterday and left a message on my home phone. I did not return the call. I did ask for a debt validation in writing early on but, of course, they will not provide it. Paulmergel, I am trying to take your advice and not talk to them but they continue to call. It is true the calls are only about once a day now a couple of times per week instead of 3-4 times per week several times per day but how do I get them to stop once and for all?????

I think the calls are starting to slow down a little. I think, but not sure, that I am down to maybe 2-3 calls per week instead of that many per day. I say I am not sure because I do not answer the calls but I do keep a record of what is on the caller ID. I got a call last night from 305-433-7249 but did not answer. I got another call yesterday morning from National City Bank at 440-546-6000. I have never heard of them before. Are they connected with these other illegal guys somehow??? I sent Bass a cease and desist last week but have not received the return receipt back yet.

One more thing ... the lawyer I talked to last week said if the calls continued, he would call them for me but will that just keep them calling more??

so the calls will not stop until when....this morning my cell phone is quiet but i think it will go off tonight....the don wilson i talked to yesterday when i told him to stop calling me said that he will continue to call....i dont owe no pdls....took me two years to be pdl free....i wasted alot of money...money that i could have used for something else.....how do you send someone a letter when they wont provide any information to you....no fax number, no address, nothing...not even to validate the debt...they just want to threaten you with getting lock up and blessing you with god....

Its been two and a half days and no calls from US NATIONAL Bank....

Guest
Do they sound foreign? Don Wilson was calling me at work until the HR Dept told the receiptionist to tell them they are not allowed to call me at work (they don't have my home number). They have been calling for 2 weeks but didn't call yesterday or today. I also got the blessing message and a "be careful driving home". My HR Dept said they checked out the company and said it is just a scam. If you keep not answering they will stop calling. The loan they called me about was paid in full in 2005. 2 weeks seems to be their time frame before they stop calling.

thank you granny,if you just don't talk to them at all they move
on.that is how they operate.talk to them is like the SOL clock
it restarts.just laugh at there voice mails.

I learned to let the calls go to voice mail, then I can listen & laugh as they mangle the words...I think I get 1 a month now, but they don't leave messages anymore.

How long have you been getting the calls??

I just posted about this on another post. Ripoffreport has info on the US National Bank Federal Crime Division scam. One post actually names Don Wilson as one of the contacts. Anyaroberts suggests blowing a bullhorn in their ear the next time they call. . . . .I have to agree with the suggestion.

yeah don wilson doesnt like to be yelled at...and when he does he hangs up on you...and when you call back he hangs up again...and he doesnt like to be called a terroist...

Just wanted to add my two cents. I have received calls from these people for years - really - but they come in waves. I never talk to them (I tried and found out quickly that they don't play fair, won't send verification, won't do anything a real collection agency would do). I let them go to voice mail, and the message is always exactly the same, with a different name inserted - always in the thick foreign accent. Unfortunately, they have also called my former employer - one I worked for over two years ago when I took out a pdl (that was paid off). They still call there, even though I don't work there and they have been told repeatedly that I don't work there. My former boss finally got in their face - so to speak - and asked them to stop calling. We'll see if it works. If I were you, J, I would let my boss know about the calls in case one gets through. I had told my former boss about them before he ever got one, and that made all the difference. He was on my side instead of theirs, because make no mistake, they will try the threats with the boss, too. Good luck!

What is the address for United National Bank and phone number id you have it. I need it for my attorney. All i can get from Don Wilson, is nothing.

I am panicking. They are calling again.... what do I do?? I called my attorney this time.

Don't say a word, hang up, don't give them anyone to converse with, they will eventually give up. Did you report them to the police?