Help with Pay day Loan
mbandy, I am going to move this to the pay day loan fourm so th
mbandy, I am going to move this to the pay day loan fourm so the members there will see it....
Roxy
check n go is a store front im sure, so you can probably get on
check n go is a store front im sure, so you can probably get on a payment plan with them
mte is illegal (i believe)
cash supply is illegal (i believe)
arrowhead is also, and you have already overpaid them, i wouldn't give them a dime if i were you!
the other two i don't know about, but i'm sure someone else will come in shortly, sit tight!!
hey roxy (jaydanielle1) some kind of way i can no longer log in, so i had to get a new name!
here is some info on one click! http://www.debtconsolidationc
and here is some info on arrowhead the managers name is Katie
and here is some info on arrowhead
the managers name is Katie Tillmon, you can email her at [email]katie@arrowheadinvestment.com[/email]
I hope the information below will help you. :) You are only obl
I hope the information below will help you. :)
You are only obligated to pay back the principal amount you borrowed from an unlicensed/illegal Internet Payday Lender.
What should you do?
Close your account asap, if you are unable to close your account, go into your bank and ask to speak with the Branch Manager, tell him/her you need a hard debit block placed on your account immediately! Explain that you are revoking ACH authorizations from unlicensed/illegal companies, and have learned these companies are notorious for ignoring revocation, therefore it is important to BLOCK any withdrawal attempts on your account to protect your interest. This is your privilege, do not accept no for an answer. The following link will provide you important information regarding closing accounts. CLICK HERE
What next?
AFTER your account is secure send each pdl (the unlicensed and illegal) an email similar to THIS (please scroll down to locate letter template). Tailor this letter to your needs, and try to write it with the same basic concept in your own words. You will need to research and locate email addresses/physical addresses if you don't already have them, I suggest that you type the name of the pdl (example: "oneclickcash address") in the search box in the upper right hand corner of this forum. You may also search for addresses HERE at the Better Business Bureau.
File complaints: Most of the time, you can file a complaint online with the following, I encourage you to follow through with doing so, you will need to search the Internet for your state Attorney General's website, however, here are links to file complaints for the FTC, Online complaints: Federal Trade Commission., and the BETTER BUSINESS BUREAU.
Keep in mind that you may not receive a response for days, or even weeks, or, you may receive harassing and threatening phone calls. I have found the best way to deal with this is not to respond or reply, simply hang up.
Side note: If you have paid an illegal/unlicensed payday lender above and beyond the principal amount you borrowed, it might be a good idea to demand a refund and a paid in full letter/receipt. You may or may not get one or both. It still doesn't hurt to include that tidbit in your letter. :)
Hi Jaydanielel, it is good to see you!! mbandy, is your Ch
Hi Jaydanielel, it is good to see you!!
mbandy, is your Check n GO online or storefront...I know they do online too and is it a pdl or an installment loan...they do both. That will make a difference in how you deal with them.
Roxy, I saw a post in another thread in which you PMd someone ab
Roxy, I saw a post in another thread in which you PMd someone about what to do if the lenders come back from the C & D letter with something like "Your state laws are for brick and mortar only and don't apply to us". Would you mind making that info available, as I do expect several replies like that when I send my emails out tonight.
Thanks
I don't mean to hijack this thread, but I lost my password and t
I don't mean to hijack this thread, but I lost my password and the forum isn't sending another one! Attempts to email the people who wrote me from here have bounced. Please advise.
Thanks