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Anyone know about Personal Credit Services Inc.

Submitted by on Wed, 02/15/2006 - 10:39
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hi i was looking to get a personal loan to pay off some higher intrest credit cards and came across there site, so i figured why not, has anyone had dealing with this company or any problems?

PERSONAL CREDIT SERVICES INC.,
321 Dante Court (Suite #A1)
Holbrook, New York 11741


Guest

The company you speak of is actually a debt consolidation company. And based on the complaints made to the BBB, they are not in good standing.

Getting a loan is a bad idea to pay off other debts. If you're interested in trying to consolidate your debt, you can actually do so here by signing up. The consulor you'll speak with will go over with you an easy payment plan, and will help you get back on track.

http://www.debtconsolidationcare.com/signup/

Regards-
Mike


Submitted by Teleport on Wed, 02/15/2006 - 11:20

Teleport

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thanks mike
the only reason im looking to get rid of a few higher intrest cards. im not sure i want to do the debt consolidation thing as im understanding that it may affect your credit score i have worked pretty hard to rebuild my credit it is at 670 now, i have no problem paying my bills on time. my main concern was that i have heard that card companies are going to increase there minimum payments from 2% to 4% of the total owed, though i always pay more then the minimum on them its not the 4%. i afraid i may have trouble paying the 4% increase. any other suggestions?


Submitted by on Wed, 02/15/2006 - 11:38

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Guest,

The card companies are really going to increase the minimum payment. Most of the card holders anticipating a tough time, have been trying to consolidate credit cards. You must agree that it is always better to take some precautions before it's too late! Once you are default or late with your payments, the negative entry will hurt your score that you've built up after hard works of so many days.

By consolidating you lock the interest at a lower rate. Moreover, the consultant working in the program work out a perfect payment plan so that the monthly payment never exceeds your budget. By placing your cards under consolidation program, you not only secure an easy repayment process, but get rid of the headache of changes in market standards also.

Consolidation is good for your credit too. When your accounts are consolidated, your consultant will insist your creditors to report your accounts in your favor and ensure the ultimate benefit for you. Please visit the thread below-

http://www.debtconsolidationcare.com/forums/consol-result.html


Submitted by stanley on Wed, 02/15/2006 - 11:59

stanley

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thanks i have registered on this site im not sure why i am coming up as guest


Submitted by on Wed, 02/15/2006 - 12:37

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hello well thats better thanks stanley
the above guests post are mine


Submitted by whtlion on Wed, 02/15/2006 - 13:17

whtlion

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thanks i started the process by adding my accounts, i will get my expenses together and add them tomorrow.
thank you again for a great site


Submitted by whtlion on Wed, 02/15/2006 - 13:53

whtlion

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I just gave this company my information for a loan and after that i decided to do some research on this company and came across a website named ripoffreport.com ..you should check it out


Submitted by on Thu, 06/08/2006 - 07:26

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I have actually used them. They were very easy to work with. I have contact information for them if needed. I applied for a 5000 loan and got it paid it off in 9 months. They are a service that is not a pdl for people with bad credit. For a fee 100-350 they will send you a guaranteed listing of banks/creidt card companies that WILL approve you,. You have to do some work by calling and applying but they are real loans, not expensice pdls! I was approved with a credit score of 455 at the Bank of Balitomre with a finance fee of only 6%. If you do not get approved they WILL refund your money. (A friend of mine did not get approved) she had her full deposit refunded in 10 days via check.


Submitted by taki2u on Mon, 04/02/2007 - 09:42

taki2u

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I am thinking of applying for a loan through them, but when I told my husband we had to pay a fee, red flags went off. He says any company that will not give you a phone number upfront, but wants money is a scam. Do you have a phone number or anything I can verify with before we apply? I tried the BBB, but couldn't find a listing. I will keep looking!


Submitted by on Wed, 05/09/2007 - 17:37

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I too came across this site today, and I was curious if you had used this company and what your opinions were about them.


Submitted by on Wed, 01/23/2008 - 13:55

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This company is a rip off. they are going to ask you to pay a process fee for the amount of money you want and then send you a list of banks to apply for. You can apply for a loan at these well known banks yourself. stay far away from these crooks. I have a friend who has reported them to the FBI Fruad division


Submitted by on Sat, 02/23/2008 - 07:19

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Yep...I read, in ANOTHER thread, that someone applied here, for a loan. The 'fee' was taken out of their bank account, however, he din't get the loan. PLEASE becareful of those who ask for ANY kinds of fees.


Submitted by sdchargers_63 on Sat, 02/23/2008 - 08:37

sdchargers_63

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Clara's spam deleted! ~FINS


Submitted by on Sat, 03/08/2008 - 20:01

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so do they not help you get the loan that you are seeking? :)


Submitted by on Wed, 04/16/2008 - 09:05

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I too wish to know if I can trust this company. I needed a loan, I unfortuately took a payday loan for 1500.00...Now I don't know how I can pay it off. I didn't buy anything with it, I used it to get caught up on bills...now it's getting worst! I just wanted a loan to get me caught up!!! I need help, and feel I'm falling through the cracks! Can I think this "PERSONAL CREDIT SERVICES INC.," can help!
Mitch


Submitted by on Tue, 01/05/2010 - 16:42

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i too would like to know about this company..are they a legitament business..i want to pay off some bills and pay off some hospital bills that have gone for collection. im sick of living paycheck to paycheck..i wanna build my credit score back up.. can anyone help??


Submitted by on Sun, 10/17/2010 - 22:32

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Quote:

Originally Posted by Anonymous
i too would like to know about this company..are they a legitament business..i want to pay off some bills and pay off some hospital bills that have gone for collection. im sick of living paycheck to paycheck..i wanna build my credit score back up.. can anyone help??


no place that requests or demands money upfront is legit.these places are located in CANADA with shell US addresses.avoid thiem at all costs as you will be out the $$$$$ you give them putting you in a worse position.DO NOT DO IT!!!!!!!!!!!!


Submitted by paulmergel on Mon, 10/18/2010 - 05:30

paulmergel

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