Has anyone ever had any experiences with RJM Acquisitions LLC NY? I received a letter in the mail from this company about three weeks ago about a fingerhut account that I had 5 years ago (or more).
What's with RJM
Acquisitions LLC asking for payment of some Literary Guild Select
Book Club I never joined. Sounds like a scam & it's definatly
screwed with my credit !
Sub: #161 posted on Mon, 04/07/2008 - 15:10
Unregistered
Just called them about a small
debt from an account that I know I had :)
They were not provided with my new address and I requested to remove
this entry from my credit report (Equifax and Transunion) now I just
have to wait and see if it has been deleted :O)
They were actually very nice and helpful, I guess it depends who you get
to talk to :)
Alex
Sub: #162 posted on Fri, 04/11/2008 - 12:03
Unregistered
I'm in the same boat, I got a
mark on my credit report and I protested it. A few weeks later I got a
letter in the mail from RJM Acquisitions saying I owed $91 for the
Literary Guild Book Club. I called them up and told the lady that I had
no knowledge of this debt. I asked what SSN they had on file and she
said that they didn't have one. I then asked if they would/could provide
me with any and all records showing that I agreed to this charge. She
basically told me that they didn't have it on hand and that she would
remove the debt from their accounts and the credit agency.
I guess the moral of the story is that you can (legally) just ask them
to provide rediculous amounts of information and, in general, it just
won't be worth it for them to chase down the info for a little bit of
$$$... and even if you do have to pay, make them work for it, you'll
feel better. :D
Sub: #163 posted on Mon, 04/14/2008 - 13:46
Unregistered
I have recieved two notices
fromthem on an acoount that I have sent back the books for $60.00.
Though they have told me that they bought the account from the crafters
choice book club. Is it best to pay them off or
what?
Sub: #164 posted on Mon, 04/14/2008 - 16:19
Unregistered
There address 575 Underhill
Blvd. Ste#224
Syosset, NY 11791-3416. Ph (800)651-4542 or (800)541-0824. Fax
(516)714-1300. Wish you the best of luck with these
people.
Sub: #165 posted on Mon, 04/21/2008 - 14:18
Unregistered
i received a notice of a valid
debt, but from YEARS ago--how long do they have before the debt is
invalid--isn't there a 5 yr. stautute???
Sub: #166 posted on Tue, 05/06/2008 - 06:27
Unregistered
A debt is valid until paid for
all but two states which have a statute of repose.You would have to
google to see which two as I have long forgotten. After a debt has
reached both civil & reporting sol,the only thing they can do is
write letters & call. Whether you pay ancient debt or not is a
personal decision.
How about I just checked my
credit report and I have a $1,352.00 Bill from them on a bank account
I've never had with some woman whom I dont know... WEIRD.. One thing I
know is I WILL get to the bottom of it. Oh and I disputed it with
Experian and somehow they verified it... Tomorrow I will get
answers!
Sub: #168 posted on Tue, 05/06/2008 - 19:57
Unregistered
I have 2 seperate bills that
hit my credit report and they are both from RJM, I am pretty sure that
both of them are mine but would like to know if they should have added
the amount and only reported one combined account to the credit
agencies? I have been also reading the horror stories and sympathize,
and want to know how to NOT let that happen to
me..
Sub: #169 posted on Tue, 06/24/2008 - 08:36
Unregistered
Hey there! I just wanted to
throw in my 2 cents, I had a collections account at RJM and disputed it,
they were very quick to verify so I then sent them a settlement letter
for $150.00 and asked they delete the reporting from my report. About
two weeks later I received the settlement offer I proposed on their
letterhead that also states they will remove negative reporting and that
they are pleased to accept my offer of $150, it was great. I didnt even
deal with anyone over the phone. Good Luck to you
all!!!
Sub: #161 posted on Mon, 04/07/2008 - 15:10
They were not provided with my new address and I requested to remove this entry from my credit report (Equifax and Transunion) now I just have to wait and see if it has been deleted :O)
They were actually very nice and helpful, I guess it depends who you get to talk to :)
Alex
Sub: #162 posted on Fri, 04/11/2008 - 12:03
I guess the moral of the story is that you can (legally) just ask them to provide rediculous amounts of information and, in general, it just won't be worth it for them to chase down the info for a little bit of $$$... and even if you do have to pay, make them work for it, you'll feel better. :D
Sub: #163 posted on Mon, 04/14/2008 - 13:46
Sub: #164 posted on Mon, 04/14/2008 - 16:19
Syosset, NY 11791-3416. Ph (800)651-4542 or (800)541-0824. Fax (516)714-1300. Wish you the best of luck with these people.
Sub: #165 posted on Mon, 04/21/2008 - 14:18
Sub: #166 posted on Tue, 05/06/2008 - 06:27
Sub: #167 posted on Tue, 05/06/2008 - 06:39
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Sub: #168 posted on Tue, 05/06/2008 - 19:57
Sub: #169 posted on Tue, 06/24/2008 - 08:36
Sub: #170 posted on Tue, 07/22/2008 - 17:42