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RJM Acquisitions LLC - What do consumers say about them?

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Has anyone ever had any experiences with RJM Acquisitions LLC NY? I received a letter in the mail from this company about three weeks ago about a fingerhut account that I had 5 years ago (or more).




What's with RJM Acquisitions LLC asking for payment of some Literary Guild Select Book Club I never joined. Sounds like a scam & it's definatly screwed with my credit !

Sub: #161 posted on Mon, 04/07/2008 - 15:10

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Just called them about a small debt from an account that I know I had :)
They were not provided with my new address and I requested to remove this entry from my credit report (Equifax and Transunion) now I just have to wait and see if it has been deleted :O)

They were actually very nice and helpful, I guess it depends who you get to talk to :)


Alex

Sub: #162 posted on Fri, 04/11/2008 - 12:03

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I'm in the same boat, I got a mark on my credit report and I protested it. A few weeks later I got a letter in the mail from RJM Acquisitions saying I owed $91 for the Literary Guild Book Club. I called them up and told the lady that I had no knowledge of this debt. I asked what SSN they had on file and she said that they didn't have one. I then asked if they would/could provide me with any and all records showing that I agreed to this charge. She basically told me that they didn't have it on hand and that she would remove the debt from their accounts and the credit agency.

I guess the moral of the story is that you can (legally) just ask them to provide rediculous amounts of information and, in general, it just won't be worth it for them to chase down the info for a little bit of $$$... and even if you do have to pay, make them work for it, you'll feel better. :D

Sub: #163 posted on Mon, 04/14/2008 - 13:46

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I have recieved two notices fromthem on an acoount that I have sent back the books for $60.00. Though they have told me that they bought the account from the crafters choice book club. Is it best to pay them off or what?

Sub: #164 posted on Mon, 04/14/2008 - 16:19

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There address 575 Underhill Blvd. Ste#224
Syosset, NY 11791-3416. Ph (800)651-4542 or (800)541-0824. Fax (516)714-1300. Wish you the best of luck with these people.

Sub: #165 posted on Mon, 04/21/2008 - 14:18

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i received a notice of a valid debt, but from YEARS ago--how long do they have before the debt is invalid--isn't there a 5 yr. stautute???

Sub: #166 posted on Tue, 05/06/2008 - 06:27

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A debt is valid until paid for all but two states which have a statute of repose.You would have to google to see which two as I have long forgotten. After a debt has reached both civil & reporting sol,the only thing they can do is write letters & call. Whether you pay ancient debt or not is a personal decision.

Sub: #167 posted on Tue, 05/06/2008 - 06:39

cajunbulldog cajunbulldog
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How about I just checked my credit report and I have a $1,352.00 Bill from them on a bank account I've never had with some woman whom I dont know... WEIRD.. One thing I know is I WILL get to the bottom of it. Oh and I disputed it with Experian and somehow they verified it... Tomorrow I will get answers!

Sub: #168 posted on Tue, 05/06/2008 - 19:57

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I have 2 seperate bills that hit my credit report and they are both from RJM, I am pretty sure that both of them are mine but would like to know if they should have added the amount and only reported one combined account to the credit agencies? I have been also reading the horror stories and sympathize, and want to know how to NOT let that happen to me..

Sub: #169 posted on Tue, 06/24/2008 - 08:36

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Hey there! I just wanted to throw in my 2 cents, I had a collections account at RJM and disputed it, they were very quick to verify so I then sent them a settlement letter for $150.00 and asked they delete the reporting from my report. About two weeks later I received the settlement offer I proposed on their letterhead that also states they will remove negative reporting and that they are pleased to accept my offer of $150, it was great. I didnt even deal with anyone over the phone. Good Luck to you all!!!

Sub: #170 posted on Tue, 07/22/2008 - 17:42

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