You can cash a personal check without having a checking account - Truth or myth?
where can I cash a personal check
Go to the bank it was drawn from.
Go to a grocery store (this is getting rare, though).
Go to a check cashing/payday loan storefront location.
You'll need to provide ID, and there may be some sort of fee involved, too. The bank may charge a single amount, a check cashing business may charge a percentage of the check.
where to cash a personal check
Your best bet is to go to the bank the check was drawn from. They will ask for two types of IDs and they will ask for your thumb print that is all!
how to cash a personal check
Wouldn't go to a payloan place unless it was your last resort. First, if they'll cash it, they'll probably charge 10% of the check, that is, if they will cash it. When I worked at Cashland in 1999, for a personal check we had to call the person that wrote the check to verify that they indeed had written the check to the person trying to cash it. Then we had to call the bank the check was drawn on to make sure there were funds available. If you couldn't verify either of the above, wouldn't cash it.
I recently tried to cash a payroll check at Cashland. They had to call the bank it was drawn on to verify funds and then told me the funds weren't available so they wouldn't cash it. I've worked for this company for a year and never had a problem. Found out I could go to Wal-Mart and cash it for $3.00 so that's what I do now, but think they only cash payroll checks.
where can you cash a personal check
Most places I am aware of, except banks, will only cash payroll checks and they do charge a fee. Your best bet may to go to the bank and cash it there. They usually ask for a picture ID and a credit card. but usually a debit card will do with your picture ID.
Why don't you just open a checking account? That way you don't
A couple other questions on this topic: If you have a check t
A couple other questions on this topic:
If you have a check that is drawn on a bank you owe money to and are in ChexSystems, will they cash it?
Can you put on the back: Pay to the order of .... and sign it over to someone else?
Thanks!
You could sign it over to someone, but as long as you do not hav
You could sign it over to someone, but as long as you do not have an account at that bank still (which you wouldn't) they wouldn't even know you owed them money.
When you take a check into the bank that it is written on to cash it, they make sure the funds are available in the account the check is drawn on. They do ask for ID, but they don't run your name through anything, so unless you knew the teller, they wouldn't know you owed the bank any money. They would only know you are on chexsystems if you ask to open an account and they run you.
where can I cash a personal check without a bank account
i have a personal check made to me for $900.00 and i only have i form of i.d. and i dont have a bank account how can i cash it .also is there a way to verify funds without going to the bank itself,to check if funds are available on a check written to me?
You could call the bank and tell them that you have a check and
You could call the bank and tell them that you have a check and you just want to make sure the funds are available. They will ask how much the check is for and then they will just say yes or no. Most places will not cash a 2 party check only a payroll check. So you will either have to sign it ouver to someone that does have a checking account so they can cash it for you or you can go to the bank it was written from and cash it there like the others said. But there are also check cashing places around now, but you will have to pay a % of the check for the fee to have them cash it for you, so lets say they charge 10-15% it can cost you from $90-$135 to cash a check there.
Cashing an out of state payroll check while on chexsytems
I am on chexsystems and am in need of cashing my payroll check. The bank on which it is written is out of state so I cannot go to that bank to cash it. Who will cash this payroll check for me?
does walmart cash personal checks
Someone in an earlier post in this thread said that Wal-Mart will cash payroll checks for a $3 fee.
Woodforest bank, which is in some Wal-Mart stores, will cash che
Woodforest bank, which is in some Wal-Mart stores, will cash checks for non-account holders. According to their literature, they charge 1% with a $5.00 minimum for this service. I haven't tried it personally, but it looks like a good option.
how can I cash a personal check
i have a 4,200 check and no account and no id how can i get this done i need this money now....
If you don't have an account anywhere you will need some sort of
If you don't have an account anywhere you will need some sort of ID to cash it.
I have a chase account but I owe money can I go to chase to cash
I have a chase account but I owe money can I go to chase to cash the check??
Ugh, I am having that exact problem with chase... damn overdraft
Ugh, I am having that exact problem with chase... damn overdraft fees and online banking!
i am a teenager with no account. What kind of information will t
i am a teenager with no account. What kind of information will the check cashing places ask for?
Quote:Originally Posted by Anonymousi am a teenager with no acco
Quote:
Originally Posted by Anonymous i am a teenager with no account. What kind of information will the check cashing places ask for? |
You're checking account number, and an ID proving you are old enough to obtain a loan.
I have a two party check for 2000 dollars where I live I dont ha
I have a two party check for 2000 dollars where I live I dont have a bank around that the check is from so I dont know where to cash it at I called the bank the account is real I just dont know where to cash it
Walmart says the maxium fee is 3.00 but anything over a thousand
Walmart says the maxium fee is 3.00 but anything over a thousand is six.
giant eagle also does it if you have a advantage card for a low
giant eagle also does it if you have a advantage card for a low fee.
I have a personal check from mine and my husband's checking acco
I have a personal check from mine and my husband's checking account. We are separated at this time, but I need to cash a check for 200.00 today. I have moved out of state and there isn't a bank in the state I am in to which the check is drawn on. Where or who would cash this check?
I was banking with a bank and my account was cclosed about five
I was banking with a bank and my account was cclosed about five years ago. I am owing the bank. I have a financial aid check isssued by the same bank. Can I cash this check without any problems
Help?
Ok, so I became this mystery shopper, and they sent me a check which I am going to have to cash but I have no way of doing that being the last bank i had an account at ended up closing and I owe money. I have no idea as to how I can cash it besides going to a place that charges a percentage. Any ideas?
so if i write a check to someone, besides the bank, where can th
so if i write a check to someone, besides the bank, where can they go to cash it?
if the bank is closed, if i write a check to myself where can i cash it?
I sent my brother a $75 BANK CHECK and Wood Forest and 2 other b
I sent my brother a $75 BANK CHECK and Wood Forest and 2 other banks refused to cash it. I told him to sign it over to someone that he trusts to cash it for him and to open an account so this won't happen again.
I got a check for 1061.00 from my college and need to get it cas
I got a check for 1061.00 from my college and need to get it cashed. I do not have a checking account. Where can I take it to get cashed?!?!
A lot of banks have free checking accounts. Go open one and dep
A lot of banks have free checking accounts. Go open one and deposit the check.
WoodForest doesn't charge me a fee
I have gone to WalMart (in Fredericksburg VA) and cashed several checks. They have never charged me a fee, though I am not an account holder with them.
Several other banks like BankOfAmerica and Wachovia charge me a 5-dollar fee to cash their own checks, which I think is a real ripoff.
If I weren't reasonably happy with the bank I've had for 25 years, I'd probably deal with WoodForest at WalMart. They are open ridiculous hours, compared to other bankc -- evenings, weekends, holidays. Really a smart business move on their part. I can remember busting my butt to get to the drive-in window before it closed at 6 pm every night.