States where payday loans are illegal

You can also go to this link to look up your state's pdl laws:

http://www.paydayloaninfo.org/states.cfm

I know someone who lobbied to have stricter regulations for PDLs. He didn't have a lot of success because the PDLs have a very powerful political action committee in the western states.

I wish these pdls were prohibited in Ohio :evil:

As for PA, if they are licensed to loan in the state that they operate in then they are legal to loan to PA residents, PA just won't allow them to operate within their state or issue them a license.

Brownsugar I think we all wished they were illegal in every state of the nation. It will come eventually this industry WILL be shut down, we all just need to help each other get through our stuff with PDL's

If someone took a payday loan out connecticut are they still responsable to pay it back if it's not legal in the state of ct

The laws for CT is below, click the link. You are morally obligated to pay back what you borrowed, on your terms.
http://www.paydayloaninfo.org/state_detail.cfm?id=CT
In Connecticut internet payday lenders are not legal, either because of restrictive laws, or because the state does not license companies not located in that state, but requires a state issued license to lend.
CLICK HERE to find out how to deal with illegal lenders.

THese are for "storefront" PDL's? WHat is the deal wit "Internet" PDLs? It shows PDLs as legal in FL, but with restrictions... what if it says "# of loans at one time : 1" but you have several?

thanks

For the most part store fronts are LegAL.

The list done at some point last year referes to internet

Ok, so Storefronts are Legal, we got that... what about Internet? Some people have said that they have to be Licensed in the state of FL to do business with people in FL.. others say that they don't. Just looking for any bit of clarification... does anyone have any more up to date info for the State of Florida?

Contact the Division of Securities and Finance @ (850) 410-9805 and ask them, this way you will be 100% certain. :)

Thanks Shazzers!

What if you live in a state that you found out payday loans are illegal and you are going to try to get help with repaying them can you use that as leverage against them its not that i dont want to pay my debt it is just that it is out of control

well how much was debited by the pdl's?if it equals the principle.then you owe no more no matter what.i would definitly letthem know they are illegal,but alot of them are fully aware of that,and don't care.that is where your state AG comes in.file complaints.

look at all u ppl...taking out a loan and looking for a loop hole not to pay it back--omg! SAD!!!!!!!!!!! if u cant afford not 2 pay the loan back then dont take the loan out!!!! no wonders americas in debt, ppl like u guys!!---IF U TAKE THE MONEY OUT.....PAY---IT---BACK!!!!! IT SEEMS TO ME LIKE U PPL NEVER HAD ANY INTENSION OF PAYING THIS BACK...THATS REALLY SAD---SAD

Not worth arguing worth, I would just let this float to the bottom of the page^^^