Sifxpert Closed Site- Need Client Info for Civil & Criminal

Thanks for the information. I will contact you ASAP. He didn't get too much from me but he sure left me with a mess and a lot of charge offs.

I called on a few accounts this morning that I assumed had been paid because they had been debited from my special account and to my surprise..........none of them had ever been paid. I'm screwed too

I only got promises from him. But he does have some of my personal information. I am worried now and pissed. We need to keep a really close eye on the credit file.

he got money from us too. Not only did he take checks against available credit we had, he debited our account for money as well. We have settlement letters but when we checked into those, those payments haven't been fully made. Only partial payments were made against these accounts so they are not settled at all.

We are looking at the possibility of a lawsuit.

people.........need your emails
please write to:
removed per forum rules

If you want to gather info here, guest, please register, it's free and doesn't require personal info. Then people can send you private messages and you can gather info that way. Goudah

Please tell me this is not true! He has taken $24743 from my account in the past 6 months, supposedly settled 3 big accounts! I'm about to cry now! If this is true, my marriage is over. I convinced my husband about sifxpert and that he will be able to help me settle my debts! Please again, tell he this is not true!

I pray that James Lombardo or sifxpert or whatever he is calling himself these days isn`t really scamming people but if what everyone is saying is true you guys need to file complaints with the BBB , ripoffreport.com , FTC , Your state attorney general and California state attorney general asap. I have those links as my signature so you can get to them quickly. Please keep us informed

Amazing that there are pieces of filth out there like that.

Stealing from people who need help the most. Does this guy think he won't get caught?

He's garbage. Send Rambo to stick a knife in his gut and pull hard.

He took money from me too. The funny thing is, he could have taken more because he knew exactly how much money I had saved. Now I have two major concerns. He did an electronic check from my account. What's to stop him from making another electronic check? The second is how can I proceed now to repair this damage with charged off accounts before being sued? I'm so sick over this. How can someone who seemed to show so much empathy and support be this heartless?

It's called greed. He has thousands too close for comfort and can't resist the temptation. Maybe an addiction problem? I can't really say. But I guess he couldn't handle the temptation.

I was thinking of dealing with Sifxpert...maybe it's a gtood thing I din't. I'm SOOO sorry for all of you. Gosh..how horrible. How can someone do this and STILL keep their pride and humanity? Knowing how many people he ripped off.

Karma is a b**ch! No one gets away with anything in the end. Hang in there everyone!!!

contact on him, and I see hes got a fairly new bmw

mahalo.com/member/Debtxpert

sifxpert.com
sifxpert.net/default.aspx
1-866-387-5028
"james@debtxpert.com"
Sifxpert
2233 Martin Suite 324-A
Irvine, CA 92612
United States
ph: 866-387-5028
fax: 949-861-9340
"james@debtxpert.com"

can someone please contact me if they have heard from James, I am not sure what to do if i should start looking for another company i dont want to get sued.

I heard from James on 7/30/08. He has settled my BofA account. I am waiting on the letter from Bof A.

I heard from James on 7/28 and the week before. We have been in contact. He is currently working on my account.

Let us know when you get that letter. I pray, for your sake, that your money went to your creditor and not in James' pocket. If he is still "in business" after all the exposure on misappropriation of our funds- he is not only a criminal but a psychopath.

Yeah right...

I cant beleive many of you are still in denial. He told me he settled my accounts two months ago, still no settlement letter, and in contacting the creditor there never was any settlement. Even if he does send you a settlement letter I would be careful, he likely forged it like he has for others here. I HIGHLY SUGGEST you contact BofA to confirm that an offer was made, even if he told you not to.

Good Luck.

To the people James is still working with: When it comes time to pay these accounts he has settled for you, how do you know the money he takes is going to reach your creditors?

We have many clients here saying he took money and didn't pay their account. Have you asked him about that? How can you trust him with your money. I signed up with him 3 months ago paid my fee and wish I knew how to revoke his power of attorney. I now want to work on my own accounts but, I am afraid we both will be working on an account at the same time and create a big mess.

I think you can revoke a POA with a simple letter. Do some searching on the net and you will probably find an example. Also I would suggest that you take all the money you have dual access to back and severe all ties with this guy. Basically it sounds like it is a sinking ship and you should cut your losses now instead of waiting.

I asked that the checks be made out to my creditors, he took it upon himself to make them out to James Lombardo. I find it hard to beleive that many are still in denial after all that has been said, and I was too until I came to the realization that it was simply "wishful thinking".

Simply google "power of attorney revocation letter" and you will find one. Have it notorized and keep one for yourself and send others to your bank and to Mr. Lombardo by CM.

It seems like the same people keep saying over and over that they were "ripped" off...
Yet others state he has done what he was hired to do...
As far as POA is concerned, let me ask if the POA that you submitted to him was ever notarized? If not no need to revoke as it is just a signed piece of paper.
He negotiates with OC's and CA's and you arrange the payments? How hard is this to control...direct payment to debtors after you receive the letter to settle.
Why hasnt this person been arrested or served if this is all true? Seems to me that the legal system would act swiftly on all the items mentioned in the numerous post's

It seems you have no idea what you are talking about " cheese with your wine " . It takes time for the wheels of justice to move. Just ask Richard A. Brennan and Laura Hess. They screwed a lot of people for a long time before the Attorney Generals of their states finally built enough evidence to make a move. Now go sit at the kiddie table and let the adults talk. :evil:

Maybe not. Seems like everyone knows where he lives as its posted all over the board. No one making a personal visit to see what the problem is?

It could take a year or longer before the legal system moves in on him if any of the accusations are true which I suspect they are. The legal system tends to move much slower on white collar crime than they do things like murder.

I think the problem with a personal visit is a majority of the people he scammed don't live anywhere near him. It is not exactly a simple task to drop by a persons house when you live one state away or further. If he did it to me though and I lived within an hour I would certainly pay him a visit to find out what is up. I am a face to face type of person so I would not hesitate in the least to give him a surprise visit. If he lived over 4 hours away then I don't think I would make the trip.

:evil: A Power of Attorney DOES NOT need to be notorized for it to be effective. Do a revocation letter and send it to all of your creditors and close your bank accounts! This is an emergency. What do you need to have happen before you allrealize that this man is a criminal? Do ya need an anvil to fall on your head? Be proactive. You are going to open a can of worms but any account he claims to have settled find out for sure. Question all settlement letters you received from him to. Come people get angry and do something! :x

It may be smart to go to the BBB and USOBA to find a good debt settlement company to finish out your program. Like someone else mentioned, go to a company that Lombardo burned. I am sure that they would be willing to help out!

If you have info on his whereabouts, please let me know.

Going over to see if moved out or even took my furnishing I had there.

Thanks,

just to clear my perspective on things, I met with James today at my rental. I don't want my comments previously to be construed as defamation, but he has suggested that there is some smear-campaign to negatively impact him in this business. He is good standing with me for now and he seems intent to clear his name. I perhaps overreacted to what I read on these boards, but admittedly it is troubling trying to contact him at times. I hope he clears matters with those concerned.

Thanks,
John
PERSONAL INFORMATION REMOVED

What goods have you done to get his attention?

Is he healthy and fine? Please tell him to contact his unfortunate clients also.

Liar Liar Pants on Fire, if this is not James himself putting a spin on thisngs. Is there anyone stupid enough out there that honstly believes that James went to John rental (instead of home) to explain things??? PLEASE RAISE YOUR HAND! Smear campain? LOL now that is funny. Right like the owrld has something against little Jimmy Lombardo. See you in court!

What a lame thing to do, why don't you pay back your clients with money that you actually earn and not by steaing from Peter to pay Paul. I am still laughing at this.....

It seems obvious to me based on the multiple post from different users that he is running a shady business. In my opinion, if you have money with him then you need to get it out ASAP and either settle the stuff yourself or find a different company.

We can't get money back from him because he stole it all. Another post showed a craigslist post that showed he was selling a refrigerator because he was moving into a different apartment. Funny how James tells others that we are all a part of a smear campaign...... smear heck, like to lay this sucker out with a nice punch to the jaw and then kick him till all of his ribs are all broken. It's not a smear campaign when everything that is written about him his true. He took all my money out of a special account he had me set up back in March and April and transfered it into his personal account. He hasn't returned one phone call, one email, one fax, not one anything. We have heard a half dozen different excuses from him through others he has contacted that there had been some problems but we have yet to hear why stealing our money has anything to do with any other problem he might have.

I was just responding to Barrow's post since he seemed to indicate that he was still doing business with james. That is why I was saying pull the money while he still can. There has been too many posts like yours that basically prove he is ripping people off.

Great! now his emails bounced back on me. Or may be he blacklisted me in his inbox.

I am so stuck because of this guy. I dont know what to do. Is their any genuine comany who will not be interested in ripping me off? Please help.

Emails to James are bouncing back. There is no way to contact him to know what he has done for my account.

I am feeling so stuck and miserable.

Is their any other company which will not rip me off and help me settle my last account?

Please help me

American Liberty Financial is offering help to Sif's victims....reduced and / or no fee

James Lombardo vs American Liberty Financial
Check out Palm Beach Civil Court website and search:
Case: 502008CA014674XXXXMB
So some facts about James and his prev employer (American Liberty) might be right. And some posters might also be from American Liberty people like the Guest poster above.
BTW - I'm not James, I'm James ex client who he also stole my money and still waiting for him to refund me.
A couple of weeks ago when I checked the website (Palm Beach Civil Court) ???????? there were about 3 cases pending between James and American Liberty, now only one left.

I am neither James or a employee of American Liberty....Just stating the facts...Helped me with my remaining issues for free...

Can you tell me the contact information for American Liberty financial?

You can email me at hsimpsons07 at yahoo dot com

Guest, why on earth would he help you with your remaining issues for free??? Even if he is running a clean business he wouldn't be working for free.
How have you been in contact with him? Please post so the rest of us can get our issues straightened out.
Oh I'm sorry that's not really possible is it, because he is hiding and will not resond to any communication attempts from the people who really need it.

Why would anyone want to do business with anyone James Lombardo worked for or ever worked with? That sounds insane to me!

American Liberty is helping me too for free. They are doing it because of a lawsuit they have with James. I got info from another person who went first and had results who was ripped off. If it doesn't cost me anything and they help what harm is it? They have a B+ rating with BBB so how bad could they be? You are freaking me out. They have motive to help us and it is benefits me and anyone else so what. Havent we all been ripped off enough? Besides they were in business alot longer than James and from what I understand he was only there a short time in relation to how long they have been in operation so I believe they were scammed too and trying to get their day in court. How can you trash a company who will help us for free? Are you James Lombardo or one of his flunkies? Come out come out where ever you are! We will find you and you will pay all of us back for what you did either with time served in jail or monies paid back and never allowed to work in any industry working with money or the public's private information.

If they help for free why would you slam them? Oh you must be James Lombardo. Isn't it possible that the company got scammed by him too. So they have a motive to us so what. If it benefits me so be it but why slam a company who is in fact helping for FREE.

Free, lets see how long they can stay in business. Free to YOU maybe, but kickback from the creditors or CA's.
Let us know how aggressive they are representing you.
I am willing to bet that they stay in the higher settlement %'s and have deals with lots o' companies....
Call me crazy. But as you said if it isnt costing you anything. Try calling the OC yourself...you might be suprised

James your posts are so obvious!!! Why do you hate your old employer so much? Is it because they caught you? Go do what you do best. I am sure that they will be aggressive with settling your old clients accounts. Word of mouth is everything baby. Your reputation is now mud in this industry. Face it you can talk trash about any company out there now but all anyone is going to see coming out of your poison pen/mouth is compost.

You ruined it for yourself. Stupid as stupid does. What your ex employer is doing for your exclients should be applauded. I am grateful for them.

Just to respond to the guest above. I am not necessarily defending American Liberty or James or any settlement company for that matter but a settled and paid account at 70% or 60% or any amount is still settled and that is nothing but a good thing as long as everyone is happy.