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simms associates – anyone heard about S&A?

Submitted by cmcdonald on Tue, 03/14/2006 - 08:07
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I just had a call come across my called id from
000-000-0000, which I didn't answer. Then comes my message signal. Very unclear, but I think what I got was Jocelyn Brown with Simms Associates calling about a CIT investigation that requires my immediate attention.

Any clues on who this is and what they could be talking about?

Crystal


Simm Associates, Inc.
200 Biddle Avenue Suite 200
Newark, DE 19702

This is the info I have found from BBB. Good to know that they are working with your consolidation company 2kid. I also appreciate your knowledge Mishele.

Crystal, according to the feedback on them, it seems you won't be in trouble with them. Keep us updated on how it goes.


Submitted by stanley on Tue, 03/14/2006 - 11:22

stanley

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Thanks- I have a loan with GECC consolidated with T & C. I just wasn't sure who these people might be calling on beholf of.

Crystal


Submitted by cmcdonald on Tue, 03/14/2006 - 11:25

cmcdonald

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My loan is just consolidated thru T & C - they are making payments to GECC on my behalf. I do have my statements from T&C showing payments made, so they should just be touching base with me.

Mainly I didn't want to call them back if they were Sonc in disguise, because I am tired of talking to them and now will only communicate with them by mail!

Thanks,
Crystal


Submitted by cmcdonald on Tue, 03/14/2006 - 12:10

cmcdonald

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GECC turned me over pretty quick but I am finding Simms actually easier to deal with. I just sent them a validation letter via certified mail. GECC is try to add 600 dollars onto my account is roll over fees and all this other junk. I have been pretty firm with GECC and let them know I will dispute these items. I have also disputed them with GECC and I am waiting on a response back from them. They are not licensed in my state to loan money. I think they might be licensed in either Nebraska or Delaware. I called them out on it which they didn't like. Of course, they have twisted my words around on me. I have proof of all of my correspondece though.


Submitted by Cow & Chicken on Tue, 03/14/2006 - 13:29

Cow & Chicken

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GECC did the same thing to me,I had a $500 loan from them that I had to keep renewing,When I closed my checking account they had just rolled over the loan but only got 300 from my account.When I called to make payment arrangments,I stated that I should owe $327 from defaulted loan (200 plus 127 fee) and 627 for the new loan,but 2 months later they sent a balance of $2700 to Simms and didnt bother to send them the payments that I had made thru the consolidation company.They told me that they dont roll over,each loan is seperate,and they continued to add $127 in interest to each loan over 16 days.So now $954 turned into $2700.Atlease for now Simms is not adding on any interest.GECC is the worst of all the payloan people that I have dealt with.


Submitted by twokidtwocat on Tue, 03/14/2006 - 16:08

twokidtwocat

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Twokid,

I know GECC is horrible to deal with. I had made a payment to them through T &C and then they turned me over to collections. I am requesting my paperwork on them from T &C this week. I'm only going to pay the original amount of my loan plus the finance charge. They continue to add finance charges and roll over fees to my account as well. It's almost $1000 right now which is highway robbery in my book. I'm doing some investigation on this company. They told me the loan is out of their hands and to pay SIMMS. I checked GECC on the BBB website. I've sent all correspondence to them to the South Dakota address. It seems they might be licensed in Nebraska or Delaware. It seems Nebraska might be the strongest possibility because the BBB lists their license number with info on the bank commissioner in Nebraska. It lists a Delaware address as well. I sent out a validation request to SIMMS a couple of weeks ago. GECC didn't bother to let SIMM's know that I was working with T &C. I don't think we should have to pay hundreds of dollars more. I'm working on it so I'll keep you updated.


Submitted by Cow & Chicken on Wed, 03/15/2006 - 13:47

Cow & Chicken

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I received a phone call from a man with simms assoc. today, he was looking for a former son-in-law. He asked me to give him a phone # to call. He has been divorced from my daughter for over 12 yrs. The crazy thing was, her also had other contact names and her name was on the list along with her present husband. What do you think?


Submitted by on Thu, 11/09/2006 - 16:10

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[justify:b88ad354be][size=3][size=7][color=Red][font=Tahoma]I just had a Phone call to my cell from a J. Terrell for my roomate... i work for attorneys when i asked him how he got my number of course he said my roomate gave it to himand asked him to call him at4:30 when my roomate knows that i get offat 5:30p now that ive been reading up on them... this is crazy! so i asked him for his number and ext about 3 times before he gave it to me..... 800.864.6033 ext 2021. so i called that number back but with out the extention and tried to find out who they were... usually when they are very exclusive on what info they give out means they are a collection agency... so i asked them straight out are you a collection agency an the woman who took my call said NO! Wow.... ad come to find out they re... o welll gotta tell my roomate he must owe money somewhere....[font=Tahoma][/font][/font][/color][/size][/size][/justify:b88ad354be] :?


Submitted by on Tue, 08/12/2008 - 13:48

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funny stuff; CIT investigations...I think the 300th lawsuit made them stop using that one!


Submitted by on Fri, 10/03/2008 - 19:56

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I disputed a charge and cancelled my CC with Capital One. I ended up refusing to pay the $150 they said to be mine. That total is now around $450 and has been sold to Simm & Associates for collection. They have called me several times to collect the debt and seemed nice on messages. I decided to return their call and let them know the situation that happened in detail with Capital One and to get their address so that I could send them a Cease and Desist letter. From the minute I started talking to him (Blake) he started raising his voice with me and started calling me a loser that needs to pay my bad debt and that he was going to see me in court. (Very short version) I told him I knew the laws surrounding this and that there was nothing he could do. It got so ugly that he was telling me he should come kick my a__! I kept telling him I would never pay a penny and to please give me the address for his company. It took over 10 minutes for me to finally get the address. AND THEN that next week, they called my work again, but this time I answered and it was a female - who from the minute I picked up she was yelling at me. She told me I needed to be a woman and how can I live with myself knowingly not paying all the people I owe money to. I started laughing and told her she obviously knows nothing about me. She then asked to speak to my boss so he could know what kind of loser I am. Strangely enough he was standing right there and I told her that she could talk to him right then if she wanted. She must not have wanted to because she was yelling at me again and finally hung up on me. Since then I have spoken to an attorney and learned the law a little better. They are not allowed to contact you at your place of business if you tell them that they are harassing you & they need to not call your work again because it could cost you your job. You also need to ask them to verify that this debt is yours...in most cases they buy old debt from the original merchants and never receive anything that can prove you are tied to that debt. Whether you actually are or not is your knowledge, I'm not here to pass judgment - just help with people that are a nuisance! :)


Submitted by on Wed, 10/22/2008 - 09:14

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well, i got a call today from simms and spoke to a supervisor named kim...ext2273(302 366 8033) when she got done i wanted to kill myself...i have never had a human use such seething tone...like I was some low life scum...and they had the wrong person...i dont even owe them money. lord help u if you do


Submitted by on Mon, 10/27/2008 - 14:36

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[quote=Guest]well, i got a call today from simms and spoke to a supervisor named kim...ext2273(302 366 8033) when she got done i wanted to kill myself...i have never had a human use such seething tone...like I was some low life scum...and they had the wrong person...i dont even owe them money. lord help u if you do[/quote]


OK... This we can help with.

Send these bozos a total-cease-and-desist letter. This is also sometimes known as the 'Get Bent' letter. Basically, tell them that they are to cease and desist from contacting you by any means whatsoever. Send it certified mail, return receipt requested, and then keep the little green card you'll get back, as proof that they got it. Now, only do this if you're dead certain that they have the wrong person. Otherwise, it's pretty much guaranteed to precipitate a lawsuit.

Best -

Wulf


Submitted by unclewulf on Mon, 10/27/2008 - 15:00

unclewulf

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My sister in law is paying back a debt and this company is calling her every day even though she makes a payment at the beginning of the month. They even called her at 8 am on a Saturday. They lady said that she is allowed to call her on a regular basis. She also will not let her speak to her supervisor. Can they harrass you every day of the week? She's a nervous wreck over this.


Submitted by on Wed, 04/15/2009 - 17:21

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Tell your sister-in-law to send them a certified letter w/return receipt stating that they cannot contact her (or any third party) over the telephone. She's allowed to do that -

That doesn't mean they'll stop calling, but they're supposed to and one hopes that the right thing does happen occasionally.

Incidentally, this sort of stuff is why I finally gave up trying to set up payment plans, etc and am about to declare bankruptcy. The creditors force you into bankruptcy. They harass you, threaten you, refuse to work with you -

Maybe your sister-in-law should look into bk. Even if she has some money to pay her debts, the court can still set up a repayment plan and that usually quiets down the collection agencies (according to my attorney.)


Submitted by on Wed, 04/15/2009 - 21:07

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I had credit card debt that was charged off through Simms and found them to be very nice to work with. I made payment arrangements that I could afford over 12 months and paid it off. They changed my credit report to say paid as agreed and not show any charge off of the debt.


Submitted by on Tue, 05/26/2009 - 11:56

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Hello, my wife just received a call from a Robert Fine from Simms claiming to be an attorney. He was rude to my wife looking to collect $400.00 he felt I owed Toyota for damage to a vehicle that I traded in. I traded it in at a Honda dealership who stated "not to worry about tye damage they have a Toyota dealership and they would take care of it". That was over a year ago. Now he is calling my home threatening a civil suit and threatening to call my place of employment (police department) and telling my wife that I better pay because as a police officer i don't want a civil suit against me. I have called and left a message for him to reach me on my cell and not to call my wife and that I want to discuss his "threats" and his "collection practices". Anyone have any similar experinces? Thanks. PS. I have friends who are attorneys that I will be contacting regarding this call.


Submitted by on Wed, 07/01/2009 - 18:34

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In response to the person who just got a call from Robert Fine. I just had a similar situation with him in the middle of July. I had a truck repo early this year and the debt got turned over to Simms. Mr. Fine used threats such as they were going to repo my other car (that is current) bc it was a conflict of interest and they have no other choice. He said they were going to garnish my wages and that i COULD NOT file bankruptcy. Even after I told him he would hear from my attorney, he still proceeded to call and leave messages on my phone (saved) By law they CANNOT say anything on your voice mail except who they are, who they are calling and a return phone number. He is all over my voice message, talking about he pulled my file, he doesn't care how I take care of it, he says he knows its a financial difficulty for me but I need to handle this immediately. That alone has him trapped. I will be suing him immediately. Plus i have him on tape making the threats. Read up on FDRA laws and violations.


Submitted by on Sat, 08/08/2009 - 13:51

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I also have been getting calls from these people. I spoke to a Ms. Brown, I told her I was willing to pay my debt, and we agreed on a payment plan. When I refused to give her my bank account information she started threatening me with having my wages garnished. I explained to her that I was willing to pay but I would have to recieve an invoice from them with the amount the claimed I owed and something in writing with regarding the payment agreement. I told her I would pay by cashier check or money order. She got upset and started yelling at me and threatening, telling me that our conversation was being recorded and that my refusal to give her my bank info meant I was refusing to pay. I told her that since we were being recorded then it would be on the record that I was not refusing to pay, but that I would definately not give her my back info. She kept on throwing threats. I told her to serve me with court docs and to not call back and I hung up on her. Of course I am getting harrased at work and home. These people are real piece of work.


Submitted by on Tue, 09/22/2009 - 08:56

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I used to work in collections in a law firm. They cannot garnish or bank levy you unless they obtain a judgement. The only exception is a federal or state debt (student loans, taxes and child support). Never give them your bank info as if they do get a judgement they will go for a bank levy. Never use a money order from your bank. Use post office money order or walmart. When I worked in collections and someone would send in a money order from a bank I would issue a bank levy and 75% of the time we captured all funds in the account.
I just got a call from these people tonight and missed the call. Oh well. I am a SAHM with no income other than my hubby's and he is not liable for my debt. I am paying a defaulted loan back and they take into account I have no income and hubby is paying everything. Until I get that paid I can't pay anything else. I am current on current cards. Cards from when I was younger the statute of limitations has passed. Oh let them hassle me. I would love to get JAG involved (hubby is military).


Submitted by on Tue, 12/15/2009 - 18:37

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Hi everyone. I was turned over by HSBC to these guys. I made an attempt to call them back and I'll be contacting them tomorrw to talk. I don't have to give them personal info until they validate the debt correct? It was a car loan and my wife lost her job, HSBC of course took the truck and they want the difference..$14k. No way cn I pay that...But unless they validate/put things in writing / dont accept the monthly tht I can make they can just sue me and take all m money right?


Submitted by on Sun, 03/21/2010 - 21:29

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I find it funny that collection agencies are always under fire. I understand that there are companies that break the law and should be held accountable. But most agencies follow the law and have strict policies on collection tactics. They never make the news because it doesn't make for good TV. Lets not forget that if the money borrowed was returned as agreed upon there would be no need to receive collection calls.


Submitted by on Wed, 03/31/2010 - 14:34

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Quote:

Originally Posted by Anonymous
I find it funny that collection agencies are always under fire. I understand that there are companies that break the law and should be held accountable. But most agencies follow the law and have strict policies on collection tactics. They never make the news because it doesn't make for good TV. Lets not forget that if the money borrowed was returned as agreed upon there would be no need to receive collection calls.


if humanoids didn't come on here making comments.i would be able to help more people instead of responding to you.also nobody complaints about collectors who follow the law.just lawbreakers like this one.funny how people like you come on these threads deriding people.especially defending collectors like this one.


Submitted by paulmergel on Wed, 03/31/2010 - 15:10

paulmergel

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I made a post about this company last year in July after reading the post prior to mine about a man named Robert Fine from Simms. I won't go into detail again about what happened but there is a new twist to this. After Fine made several threats to me and I sent a certified letter from my attorney to this company for them to stop contacting me, they did. In January of this year, I received another call from another collection agency that HSBC hired trying to collect this debt. I explained to her what had happened with Simms. She immediately wrote a report and said that her company didn't want to have anything to do with a situation such as this and they closed the case with HSBC. It is now June 30, 2010 almost a year to date from when Mr. Fine first contacted me. This evening I received a phone call from a lady named Evette and she said she was from Simms Associate and went through the proper protocol about informing me that they were a debt collector trying to collect a debt. I stopped her mid way through the conversation. I told that I had sent a certified letter which I still have the copy that it was signed and dated in Sept 2009. I then proceeded to tell her the entire story of what happened from July 2009 until present. I informed her that I was well informed of my rights under FDRA and all the violations that Robert Fine had committed against me. I also informed her that in my divorce that this debt was put under the responsibility of my ex husband. I have now been advised to sue my ex-husband in this matter because this company was constantly harassing me and not him and I was never one to have the truck in question. After telling her my issue even informing her that I am under medical attention and have had to leave work since March because I cannot handle any high levels of stress which were first elevated with the original call back in July 2009. Of course this phone call sent me into another panic attack. But this time I had my documentation of the previous contacts with Simms. Yvette informed me that there was no prior information about my case with Simms and that they just received this contract from HSBC on June 16 of this year. Funny how all other previous communication disappeared. This was a completely new account with Simms as if they had never made any initial contact with me. Yvette was very apologetic with this and very appalled by what happened. She informed me that she was writing this up immediately, sending to her supervisor and closing the case. I will be contacting an attorney tomorrow to go after HSBC and Simms for causing a major setback in my medical recovery.


Submitted by on Wed, 06/30/2010 - 19:23

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[QUOTE=Cow & Chicken;38185]This is a collection agency used by a payday lender called GECC. They turned me over to them but they have been very nice to deal with in my case.[/QUOTE]


This guy is tool. He probably is a part of Simms and Associates SCAMS!!! This company is a bunch of scam artists. It is funny that they are supposedly located in the USA but all of their "agents" are foreigners. They first told me I owed a past due bill for AT&T....I never had AT&T and told them this, next a few weeks pass by and now they call with I owe US Cellular money on a past due bill...Again I have never had a US Cellular account and told them this. Each time telling them to NEVER call me again. Now they are trying to say that I owe back taxes to the IRS...HAHAHA....First off, if you owe the IRS the IRS will send you a letter in the mail. Second they would never hire some collection company. They will just continue to take your returns until they get their money or better yet a friend of mine had garnishments for not paying taxes. So I told them this and they insist that the IRS has hired them to collect....BULL S#*%. I am not a fool. This dip wad is part of the SCAM he gets online and says things like this on every website I see complaining about Simms and Associates....You would think he would be smart enough to change the whole payday lender story but he does not. He also always says they were very nice to deal with. Again BS!!! They try to pry into your personal info and life and then try to scam you for as much money as they can get out of you. When I ask to speak to a supervisor they pull over the person I spoke with the day before.


Submitted by on Mon, 09/13/2010 - 07:48

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Quote:

Originally Posted by twokidtwocat
Wayne Wiser
Section Manager
SIMM Associates
800 864 6033 x 2156
I also had a loan thru GECC,and SIMM is now working with my consolidation company.


Hahahaha! Another Scamming tool like the one above. I just called this number and asked for Wayne Wiser.....They hung on me. I thing it is fun to continuously call them annoying them and saying the whole this is an attempt to collect a debt....blah blah and then ask for the president of teh company. They always hang up.


Submitted by on Mon, 09/13/2010 - 07:54

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Receiving calls from 6033. That is all that shows on my cell phone. No messages are ever left but the calls start every morning at 7 am. I get as many as 6 a day, every 10 minutes. I called Simms this morning and they said it was probably them calling but they couldn't find any record of my name or number in their files and asked for my Social Security number which I refused to give them. I have no debt at all much less an unpaid debt. Any suggestions?


Submitted by on Tue, 12/28/2010 - 06:29

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:evil: These people are scum! They have the wrong number and have continued to call for 7 months!


Submitted by on Thu, 03/03/2011 - 19:42

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