I have a query regarding paying taxes. I live in Oldham County, Kentucky. I am working in a company and earn $7300 per month. My wife has started working from August 2014. She earns about $4000 per month. We have bought a home and currently paying $1200 on mortgage per month. We have two children who are going to school. I want to know what will benefit us - Filing tax separately or jointly?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.