United Cash Loans - What are the complaints against them?

Hi,

To my knowledge payday loans are illegal in Nevada or Oklahoma,they had violated laws in several states where they are illegal and took money forcefully from people!!!!!!!!!
They had scammed a lot of people....Please be careful while selecting the right company! If you are already into it please be careful!If something wrong happens you can seek the help of Oklahoma Consumer Protection

[QUOTE=Rebecca Miller;694025]Hi,

To my knowledge payday loans are illegal in Nevada or Oklahoma,they had violated laws in several states where they are illegal and took money forcefully from people!!!!!!!!!
They had scammed a lot of people....Please be careful while selecting the right company! If you are already into it please be careful!If something wrong happens you can seek the help of Oklahoma Consumer Protection[/QUOTE]

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I got a call from a attorney's office in california maybe it was a collection agency about a loan I tooke out from united cash. I tried to work out a payment with them but they would not take less then 50 at the time because I am broke. So now I am being sued for more then the loan if I don't pay up before 3:00 pm I guess my time or theirs. They told me I had to pay $354 to keep the account from going to court. I told them I will only pay them 280 that is what I owe united cash they can't take anything out of checking because I closed the account . I have prepaid card. I have a new account but they don't have that info. I am seriously thinkning of paying the loan. I have courtesy pay on my account. I may have a negative balance until next payday which is next week but at least I won't get sued. They are going to turn the case over to the sheriffs department etc. I told them I was not scared. I got tired of dealing with untied cash on several occasions.
Would love some advice

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Yesterday after I got off the phone with those people I called unitedcash the gal that answered in collections said that there is a scam going round about people taking there clients names of the internet and she did metion indian tribe and that there are procedures to follow before they sue someone. She gave me the phone number of homeland security. Anyway I am on a payment plan for the 280 I owe. The same people called me again today and I let them have it. I asked this person who is suing me and she said it was cash america I thougt it was united cash yesterday. I said I don't have a loan with cash america. then this person said I have payday loan I said yes but I told this person that I know exactly who I have loans with and all of them I am making payments and I am getting close to paying them off. this person would not listen i was yelling because this person would not listen. I told them I don't what kind of scam you are running but don't call here again. Next thing i herd was a dial tone.
is united cash an affiliate with cash america

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I took a loan from United cash for 400 and paid back the 520 for the loan and they call me on my cell phone saying I still owe them money. Your right, they are frauds. it's time the gov't does something about these ripoffs.

I got a loan fromm United Cash Loan on 7/15/10 for only 350.00 now I am owing them 455.00 which I can't pay back in one payment. They have you agreeing by just signing your name to front page of the forms then when you print the forms out that when you see all the dirty work that they have put you through. Like me they want me to make one payment of 455.00, which I can't afford,I can only make monthly payment. If I pay them 455.00 thats almost more then my check.

i just got off the phoen with them and they want 390.00 to settle this out. I've paid them over 1000.00 on a 500.00 loan. Can they report to your credit???

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these folks are located on tribal land in OKLA they will tell you they do not have to follow the white mans law......the attny general in OKLA sent the parent company Rio Resources a cease and Desisit since they are not recognized lenders per FDIC loan guidelines. BUT they cant do anything to UCL.....time to let you in on a secret...if they are not owned by the tribe or allowed to conduct business by the tribe they cannot do so...so now who do you think owns UCL???? Maby the Miami tribe or Modoc......I would call the cheif evertime you got a threatening call and see what happens.

These guys keep calling my work daily. I am not giving them any more cash since they have debitted so much already.

Here's what I have done so far and yet the keep calling me at work.

-I have closed my bank account
-filed complaints with BBB and other resources

Any other suggestions to get them to stop?

I live in the NYC metropolitan area. I have received several calls from United Cash Loans threatning by saying, "Do you have a lawyer to represent you in court tomorrow? Police officers will be at your residence or place of business to arrest you in the morning." I don't have a loan with them. I am concerned that they told me my SS number and know where I bank. (I never gave them any info at all). The police will not do anything because all I have is a phone number of the company. Phone number for them changes (CA, FL, NV, Sourth America, etc...)--I call back with caller ID, but none of their representatives will give me an address (address is not registered with phone number on whitepages). I have filed complaint with the FTC and was only given the advice to put a fraud alert with Equifax, but nothing else could be done. FTC rep was nice and said, "Good Luck!" I can't believe that NY State, NYC or the federal government can't do anything about this....One man form UCL (with a thick like from India or Sri Lanka) who claimed to be a lawyer could not tell me when I took the loan out or which of the 400 subsidaries of United Cash Loans (he volunteered the 400) gave me the loan. I keep a close eye on my credit report, but this is over 6 months--lawyers are too expensive. Any suggestions on how to get definite address of UCL or to move goverment officials/employees?

Jarcal, if the person had a thick accent, it's entirely possible, per earlier posts, that UCL sold your info to a scammer located in India. If they call up, just hang up on them. I've had calls like this and when they said they were going to send the police after me I asked "they're going to come all the way from India to get me? Come on down!!!" and hung up. It WOULD be nice if the government could do something but if you WERE called by an overseas scammer, I doubt there's much any of our government or regulatory agencies could do. As United Cash Loans hides behind Indian tribal laws in Oklahoma, I don't know if contacting any of the tribal leaders would do any good or not; UCL is a real pain, I'd love to see them taken down.

to all of you and myself all you have to do is close your bank account out open another one that will stop any over drafts from happening and also yes you can file a class action find a lawyer that will help you explain it to him .hope this helps goodman31

this is good if you any person went get loan from united cash you have to make sure the agreemet is good for you . this is me i borrow $200 from cash loan so i called them first time the said you have payback $260 and second time there said you have payback$445 i never see company like this this is first time this is last time i will never !ever!ever!and!ever! get loan any company if americans loans is like this so what you will do if borrow $20 and you have payback like $200 so what .........................................................thank all

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anyone was able to recover money. Please let me know because I have pay them extra $600. How can I recover my funds

I borrowed $150.00 and every week they take $45.00 out oif my account. I called them and they said that the money didn't go to my loan it was money just renew my loan. For a $150.00 loan i am paying $500.00 dollars. I asked them if i can pay alitte on the loan and they said no they would only take $90.00 a pay period.they also said that when i pay the $90.00 the interest of $45.00 dollars will reduced by $15.00.so i think that this is a scam and this is breaking me but when i pay them off i will never ever get a loan from them.
Jacqueline stollings

Jacqueline yes the loan is run by a company who is big at scamming millions of people

Is there any way to consolidate payday loans

:sad:they keep calling me on money they say they put into my account in march here it is 1-4-2011 they say they have a lawsuit against me for money i havent seen at first it was $250.00 aan now it was a loan for $400.00 an now i owe $789.00

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They also sell or pass on your bank account number to a third party. I got a loan paid the first payment when it was due. The next week an unknown company debited my account. I found out about through my bank which advised me to close my account. I have contacted the Indiana Attorney General's office and the BBB. There are numerous complaints concering this company. I will also be contacting the AG in Nevada.

Hell me Too , On New Year. I had 300 loan But I paid over and over now, How to stop and take an action.

If you are thinking of getting a loan from united cash loans dont you will regert it.

United Cash Loans is trying to file a lawsuit against me for not paying them back for a loan I DON'T have. They are threatening me with large amounts they are going to sue me for and more. I don't have a loan through them. What do I do?

i have experienced the rudeness and they have debt collectors calling at all hours of the night

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I have been receiving calls from these people for months and I never even took out a loan with them. They continue to ask for someone who isn't here, and when I ask to speak to their manager, I get ignored. I spoke to Enia, who claimed that her name was so original there was no need to give out any other identifiers. I asked for her last name and she asked for mine. I told her my last name and she said that I didn't need to know hers.

Resolved to call about her, I dialed their number to speak to a manager. They claim that their business is closed even though I had just received a call. There is an interesting aspect to their phone system that allowed me to try extensions until I got one correct. I found that 2011 works to get to someone, but they were 'Unavailable' when I called. When I try to leave a voice mail, it gave me a busy signal and hung up on me.

Listen people....Those who have had difficulty with this company contact info...its clear based on their website that:::
[COLOR=#F90]Tribal Financial Services, doing business as UnitedCashLoans??, is a tribal lending entity wholly owned by the Miami Tribe of Oklahoma,
a Sovereign Nation recognized by the United States government under the Oklahoma Indian Welfare Act of 1936.

However I spoke with a rep Im so glad i backed out and never allowed the loan to go thru especially now,anywho, the reps state they have no affiliation with the tribe. Im so glad I recorded the call just like they did and i informed them i was...now i will pursue the tribes financial services thru the business comitee about all of my concerns..dealing with a tribe gives me the feeling it will be an us vs them mentality on their end...they lie all the way around about their so call process....people try your family friends for loans if need be or tough it out....its surely not as bad as it could be especially the fact you can qualify says you work so chill out and choose a better course of action then a payday loan
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You're from IL, do not let this people robbed you left and right.close your acct or stop payment on it. Download Illinois laws for pdl and fill out a consumer complaint to illinois Atty general. Look at their website. Write and fax all of this to united cash loans. Last, do not borrow from them. They are notorious.

I took a loan out for $300, I have paid every 2 weeks $90 for the last 2 months. Now I look at my account and they have charged another $295. totalling $655 paid on a $300 loan. I am a single father of 4 and have done loans online before but never have I come across a company w/such practices. I will be calling my bank and disputing these charges as well as alerting whatever agency deals w/ illegal loan practices. I have paid over 200% of the loan. they know they are fraudulent because instead of putting 1 charge in for $295. they did 1 @ $90, 2 @ $50, 1 @ $75 and 1 @ $30. on the same day. they are trying to pry out anything they can get from you and hope you don't check or balance your accounts. My recommendation is to never do business w/ this company.

What state are you in? This is an illegal lender. You borrowed $300.00 How much have you actually paid back thus far? Please answer the questions and we will be able to help you in dealing with them.