Home level Sample Debt Letters level Request letter for credit report after credit denial

Requesting a credit report after credit denial

As per the laws, if you're denied credit, you have the right to ask for a credit report from the bureaus within a period of 60 days of the denial. This is when you need to use a Request letter for credit report after credit denial. A sample format of such a letter is given below.


Request letter for credit report after credit denial
Your Name
Your Address
Your SSN

Credit Bureau's Name
Credit Bureau's Address

Date



Dear Sir/Madam,

I have been recently denied an application for [type of credit/loan] as I do not have a credit report to validate my credit profile. In accordance with the FCRA, I have the right to request a free copy of my credit report.


My personal details are given below:


My Full Name
My Birth Date
My Social Security Number
My Current address
My Former address

I am enclosing herewith a copy of the credit denial letter, a photocopy of my driving license as proof of my current address and a copy of my Social Security Card. Please send me a copy of my credit report at the earliest.


Yours sincerely,

Your Signature
Your Name



 
About Us | Contact Us | Affiliate | Sitemap | Espanol | RSS Feeds| Terms of Services