Watch video: Find out the 5 ways to repay and consolidate debt

Video on Free Online Debt Help Community by Michael Bovee

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  • Free debt counseling to be debt free
  • Information on how to deal with debt collectors
  • Forums to discuss your financial issues
  • Resources on various debt relief options
  • Tools, letters, and budgeting application
  • Informative articles to gather knowledge

How much consolidation can save you

Debt consolidation - Is it good for all? How does it work?

Debt consolidation is good for those people who are unable to satisfy their financial liabilities. They can replace their multiple unsecured bills, like personal loans, credit cards, private student loans, with a lower consolidated monthly payment plan. This debt relief option helps you pay less in interest rates and save money while paying off unpaid balance on multiple credit accounts.

Know more about its pros and cons...

Debt consolidation program

This is where the certified counselors of a debt relief company help you organize an easy and budget-friendly single monthly payment plan. With this option, you replace your multiple credit cards and other bills with a single monthly payment. It helps you pay off your debts systematically within a certain period.

Debt consolidation loan

This is where you take out a personal loan from a financial institution, such as a bank, to pay off your multiple creditors instantly. Through this loan consolidation option, you make one consolidated low monthly payment on the new loan.You can obtain this loan with suitable terms if you have a good credit score.

Real and smart debt plans to manage your finances

Apart from consolidation, you can choose 4 other debt relief plans to achieve financial freedom. Check out the plans to know which one will be best for your situation.

Debt Settlement

This option can help you take control of your financial life by paying a reduced amount up front. You can use a debt settlement calculator to find out how much to pay and save.

Debt Management

Through this option, you can replace your multiple bill payments with a single low monthly payment. You also get a smart budget plan and education to reduce expenses and make payments.

Interest Rate Arbitration

In this process, you replace your existing unsecured bills with a secured loan at a low - interest rate. So, you can repay multiple debts at a lower rate and lower single monthly payments.


This option can help you get your financial life back in order, and you can start afresh. You can initiate this court process to get discharged from your multiple debts partially or completely.

Eliminate your credit card debt with the help of financial resources