About DebtCC: Empowering Financial Freedom Since 2003
Helping people get rid of debt problems and showing them the right way to deal with creditors, debt collection agencies, and long-term financial independence.
By Loretta Kilday • Reviewed by the DebtCC Editorial Team
Debt Relief Specialist & Spokesperson
KEY TAKEAWAYS
- Founded in 2003 by Vikas Kedia to help consumers navigate complex debt crises and collection pressures.
- Owned by InterNext Technologies Inc., a BBB-accredited organization based in Reno, Nevada.
- Legal oversight guided by Loretta Kilday, Esq., with over 35 years of bankruptcy and debt collection experience.
- All debt consultants and financial coaches are IAPDA-certified, offering ethical, unbiased debt guidance.
DebtConsolidationCare (DebtCC) is an online financial assistance community designed to help consumers take control of their financial future. Whether you are overwhelmed by credit card balances, medical bills, payday loans, or persistent collection calls, DebtCC provides expert advice, certified coaching, and practical tools to guide you toward debt freedom.
Founder of Debt Consolidation Care
Debt Consolidation Care is owned by InterNext Technologies Inc., a BBB-accredited company based in Nevada. The founder of this online community is Vikas Kedia, who had once been in debt and gone through a tough time dealing with aggressive creditors and collection agencies.
Having personally experienced the stress of a financial crisis, Vikas Kedia launched Debt Consolidation Care in 2003 with a singular mission: to help people get out of debt and empower them with the exact legal knowledge and negotiation tactics needed to deal with collection agencies.
To deepen his understanding of US Federal and State debtor rights laws, Vikas Kedia pursued legal studies at The John Marshall Law School as a first-year law student, ensuring that DebtCC’s resources are grounded in consumer protections.
Headquarters & Corporate Identity:
InterNext Technologies Inc. (BBB Accredited)
301 W. 11th Street Unit E, Reno, NV, 89503, United States
Our Impact in Numbers
Over the past two decades, DebtCC has built a track record of supporting consumers through unbiased advice, free debt resources, and certified coaching.
| Metric | Achievement | Key Highlight |
|---|---|---|
| Years of Service | 20+ | Empowering consumers since 2003 |
| Happy Clients | 500+ | Guided out of burdensome debt |
| Years Legal Experience | 35+ | Led by attorney Loretta Kilday, Esq. |
| Customer Rating | 4.9/5 | Highly rated counseling and support |
Our 20-Year Milestone Journey
DebtCC has grown from a grass-roots advice forum into a comprehensive debt relief platform trusted across the United States.
Company Founded
Vikas Kedia started Debt Consolidation Care after experiencing debt struggles firsthand, with the mission of helping consumers navigate creditor pressures.
BBB Accreditation
InterNext Technologies Inc., the parent company of DebtCC, achieved accreditation from the Better Business Bureau (BBB).
Legal Team Expansion
Loretta Kilday, Esq. joined as spokesperson and legal counsel, bringing decades of bankruptcy and debt collection expertise.
Technology Infrastructure Upgrade
Implemented advanced Soap and Wsdl server architecture to deliver rapid, secure, and reliable consultation services.
IAPDA Certification
All financial coaches and consultants achieved IAPDA (International Association of Professional Debt Arbitrators) certification.
20 Years of Service
Celebrated two decades of helping over 500+ individuals and families achieve financial freedom and clear their debt.
Legal Expertise & Leadership
Consumer protection requires rigorous compliance with federal laws like the Fair Debt Collection Practices Act (FDCPA) and state debt management statutes. DebtCC is guided by experienced legal leadership.
Loretta Kilday, Esq.
Senior Legal Counsel & Official Spokesperson
Loretta Kilday is an accomplished litigator and transactional attorney with over 35 years of experience in bankruptcy, debt collection, and financial law. She earned her J.D. from DePaul University College of Law and a B.S. in Finance from DePaul University.
"I am committed to providing knowledgeable, compassionate guidance to help individuals and families find the best path forward to achieving their financial goals."
Certified Financial Coaches to Make You Debt Free
Managing debt requires clear strategy, practical industry knowledge, and an understanding of consumer rights. All consultants and financial coaches associated with DebtCC are IAPDA Certified (International Association of Professional Debt Arbitrators).
- Industry Awareness: Our coaches possess deep practical knowledge of creditor tactics, debt settlement windows, and consolidation programs.
- Legal Compliance: Coaches operate in strict alignment with state consumer credit laws and FDCPA regulations.
- Personalized Counseling: Sessions focus on your specific monthly budget, total debt load, and long-term financial health.
Our Commitment & Educational Tools
Beyond connecting you with professional debt relief programs, DebtCC is dedicated to financial education. We equip you with self-service tools to manage your finances:
Debt Calculators
Interactive tools to analyze your monthly payments, interest savings, and payoff timelines.
Explore tool →Sample Debt Letters
Pre-written dispute, validation, and hardship letter templates to communicate with collectors.
Explore tool →Debt Solutions Guide
In-depth guides comparing consolidation, settlement, management, and bankruptcy.
Explore tool →Collector Protection Tips
Actionable advice on enforcing your rights under the FDCPA and state debt collection laws.
Explore tool →Advanced Technology Ensures Better Service
To support rapid data processing and seamless user support, DebtCC leverages robust web architecture, including Soap Server and Wsdl Server backend services. We also provide public RSS feeds to share debt relief articles and financial guides across web communities.
Privacy & Confidentiality Guarantee
We respect member privacy above all else. DebtCC does not harvest or collect personal information without your explicit knowledge and consent. All submitted data is encrypted and handled under strict confidentiality protocols.
Need help getting out of debt? Take advantage of a free, confidential debt evaluation session with an IAPDA-certified counselor.
Call/Text: (800) 332-8913 or request a Free Consultation.
Frequently Asked Questions About DebtCC
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