Credit and debit cards might look similar but have different uses. Similarly, fraud protection is also different for both of them. Credit cards have much better security than debit cards. So, practically, using debit cards openly is quite risky.
Graduating from college is a significant milestone that often heralds a new set of financial responsibilities. As you enter adulthood, you're greeted by rent, bills, and possibly the looming specter of student debt repayment.