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Internet's First Get Out of Debt Community!
20+ Years of debt relief success
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Regain Financial Control with Our Members
Managing debt can feel impossible when dealing with confusing payment plans. DebtConsolidationCare meets you where you are, connecting you with customized guidance and a caring community invested in your financial freedom.
Our members know there is no “one-size-fits-all” path to debt relief. The strategies that empower your unique situation are uncovered through consistent experimentation and support. From late bill notices to burdensome interest rates, we may provide the unbiased support you need for revitalizing your financial health well.
Why should you get debt consolidation?
Debt consolidation provides needed relief by combining your scattered unsecured debts into one manageable payment plan. Benefits may include:
How It Works Here
Let’s begin your journey towards financial independence, together.
Our members at DebtConsolidationCare will provide intensive guidance on your financial situation and help you deal with your debts.
Connect with our community
Share your financial situation and challenges in our free, confidential forum. Our caring members are ready to listen and provide support.
Receive expert insights
Our knowledgeable advisors will review your circumstances, financial habits, and goals to deliver tailored recommendations and practical advice.
Develop your action plan
We'll walk you through various debt relief options and work with you one-on-one to create a customized, sustainable plan to conquer your debt.
Get Expert Debt Relief Legal Advice
"Loretta Kilday, Esq. is an accomplished attorney and spokesperson of DebtConsolidationCare, bringing over 35 years of experience in bankruptcy, collections, and debt relief matters. She holds a J.D. from DePaul University College of Law and a B.S. in Finance."
"I'm committed to providing knowledgeable, compassionate guidance to help individuals and families find the best path forward to achieving their financial goals."
—Loretta Kilday, Esq.
Meet Loretta KildayWhy Join Our Community?
Struggling with debt or poor credit? As a member of the DebtConsolidationCare community, you'll also gain access to valuable resources and ongoing financial guidance. Join us today and take the first step towards a brighter financial future.
Consistent support
We are available anytime for our clients to address any concerns they may have regarding their debt relief solution. We thoroughly go through the query and provide quick, personalized support.
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Personalized budget planning
Based on a comprehensive financial analysis of a client's accounts and current lifestyle, we may help them plan an easy-to-follow budget, with future adjustments when needed.
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Knowledge base
We provide various resources on different aspects of financial planning for people to explore. From tips about credit card usage to how to consolidate debt, get detailed information at your fingertips.
Read resources
Useful smart tools
Want to start making an action plan to get rid of your debt? Check out our calculators for debt settlement, credit card payments, and more.
Try calculators
Interactive Debt and Credit Forum
You will have access to a wide community of experienced members who will provide unique and user-friendly suggestions. Ask and get a quick response.
Visit forum
Access to list of useful debt relief companies
Confused about which companies you should go to for professional non-profit debt relief help, debt settlement planning, or other concerns? We list the best companies to reach out to across various locations.
Find companies
Variety of sample letters
Wondering what type of documentation you have to file for settling your debt or other situations? You may access our list of sample letters.
Sample LettersKnow Your Debt Relief Options
Wondering which debt relief strategy is right for you? The answer depends on your unique financial situation and the types of unsecured debt you have. Explore your options, from debt consolidation to debt management plans, and discover the best path to tackle your credit card balances, payday loans, or medical bills. Take the first step towards financial freedom today by finding the solution that fits your needs and goals.
Consolidate Your Debt
Want to pay off your loan payments, bills, and credit card balance in a simpler way? Consolidate your debts and pay off the monthly payments at a lowered interest rate within an adjusted timeline.
Consolidate Your Debt
Payday Loan Consolidation
Struggling to pay off the short-term payday loans on each paycheck cycle? We will advise you on consolidating your high-interest debt, provide useful sample letters, and more.
Payday Loan Consolidation
Credit Card Debt Consolidation
Deal with your high credit card debt by consolidating all your pending credit card bills into one simple repayment plan for a structured path to financial freedom.
Credit Card Debt Consolidation
Debt Settlement
If your outstanding debt is too much to handle, you can go through debt settlement to forgive part of it and pay the rest. Know how it works, the risks involved, and more from us.
Debt Settlement
Debt Management
With debt management, get control of your finances after a complete analysis. We will help you frame a practical budget plan after understanding your goals and financial habits.
Debt Management
Bankruptcy
Are you at the absolute brink of bankruptcy? We will help you understand which bankruptcy type to file for, what steps you need to take, and how to recover your financial health later.
BankruptcyFeel ready to take charge of your financial future?Contact usfor a personalized consultation today!
Our Solutions. Your Stories.
We at DebtConsolidationCare are committed to providing comprehensive guidance to all members for debt relief and financial independence. Here's what our clients have to say.
Our Reading Corner
Need financial tips to boost income or eliminate credit card debt? Explore our wide range of blogs covering varying topics here.
Featured Articles
See All Articles
How to Enjoy Holiday Moments While Staying Financially Smart
- 31 December, 2024
- Loretta Kilday
The holiday season is expensive. Fortune.com says the average person spends $2,000 during the holidays.
How to Qualify for Credit Card Debt Forgiveness in 2025
- 8 December, 2024
- Loretta Kilday
Credit card debt is among the largest problems many people in America face today.
How Parents Can Empower Kids with Financial Skills
- 29 November, 2024
- Loretta Kilday
As parents, the best gift we can give our kids is to know how to manage money properly.
Frequently Asked Questions
DebtConsolidationCare is an online community that provides debt information for managing and consolidating debt. It is a useful platform for people who need debt relief support and want to regain control over their finances in a sustainable way.
In this community, you may connect with financial consultants who will analyze your debt situation and financial condition. Based on financial issues, they might recommend personalized strategies for debt relief. Solutions may include consolidating your debt, debt management service, debt settlement program, etc. Such debt relief strategies are designed to combine multiple debt payments into one manageable monthly payment to remove multiple debts over time.
Yes, you may find options available to support individuals who have bad credit but still want to consolidate their debt. This includes programs that do not demand a credit check.
You can recover your score over time if you consistently make payments on time.
Generally, unsecured debts like personal loans, medical bills, payday loans, and credit card debt are eligible for a debt consolidation plan.
The timeline of the process may vary on a case-by-case basis. For some, it can take some weeks to complete, while others may find repayment plans that extend over 3-5 years.
Some programs may include fees, so review the terms and costs upfront before using a debt relief strategy for yourself. That being said, DebtConsolidationCare is an online platform where members may get advisory support for debt relief. You have the option to use the “Free Consultation” facility available here and get the debt information you require within a supportive debt community.