Blogging Origins
Almost Frugal was created to provide realistic personal finance advice for individuals navigating tight budgets without extreme deprivation.
The Leap to Personal Finance
Understanding basic budgeting principles allows individuals to regain control of household cash flow.
Career Transformation
Building consulting skill sets provides financial flexibility and protects against single-employer income risks.
The Reality of Frugality
Effective frugality focuses on cutting waste on unvalued items to spend intentionally on long-term priorities.
Mistakes & Lessons Learned
Failing to track small daily expenses allows cash flow leaks to undermine debt payoff plans.
The Most Important Step
Commit to tracking every expense immediately to gain complete control over your financial future.
Recent & Important Articles
InterviewsBlogger interview series: Free From Broke
Insights on marital financial harmony, credit card payoff strategies, and wealth building.
InterviewsBlogger interview series: Single Guy Money
Personal finance strategies and debt payoff insights for solo budgeters.
Loretta Kilday
Debt Relief Specialist & Spokesperson, DebtCC
Loretta Kilday, Esq., is an accomplished litigator and transactional attorney with more than 30 years of experience across debt collection, bankruptcy, and related matters. DebtConsolidationCare features her as its spokesperson and public voice. She earned her J.D. from DePaul University College of Law and a B.S. in Finance from DePaul University.