A New Tool to Manage Finances
Managing personal finances can feel overwhelming without clear visibility into your cash flow.
DebtCC has launched a free budgeting application designed to help consumers track monthly earnings, calculate essential costs, and build a actionable debt reduction plan.
1. List Your Income
Input all primary net salary sources alongside side hustle or passive income streams to determine your baseline cash inflow.
2. Plan Your Budget
Set spending caps for housing, utilities, groceries, and debt payments using recommended percentage allocations.
3. List Your Expenses
Track daily variable expenditures like dining out or subscriptions to spot unnecessary spending habits.
4. Get Your Budget Report
Generate monthly summaries showing surplus funds available to accelerate debt paydown or build emergency reserves.
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Loretta Kilday
Debt Relief Specialist & Spokesperson, DebtCC
Loretta Kilday, Esq., is an accomplished litigator and transactional attorney with more than 30 years of experience across debt collection, bankruptcy, and related matters. DebtConsolidationCare features her as its spokesperson and public voice. She earned her J.D. from DePaul University College of Law and a B.S. in Finance from DePaul University.