Have Your Financial Information Been Compromised? Things to Do

Change passwords for banking, email, and payment apps right away. Use strong, unique credentials and enable multi-factor authentication.

Prioritize email first since many account recovery links route there.

Report suspicious activity and request card replacements if needed. Ask for temporary account locks or additional verification protections.

Record case numbers and representative names for follow-up.

Place a freeze with all major credit bureaus to block unauthorized new credit applications.

Consider adding a fraud alert so lenders use extra verification before approving accounts.

Review recent account activity line by line. Identify unauthorized transactions and dispute them immediately through official channels.

Keep copies of screenshots, statements, emails, and dispute confirmations.

File identity theft or fraud reports with relevant authorities when necessary. This creates documentation that can help with account disputes.

Notify institutions where your information might have been exposed.

Run malware scans, update operating systems, and remove suspicious browser extensions or apps.

Avoid logging into financial accounts on public Wi-Fi or unsecured devices.

Set account alerts for transactions, logins, and profile changes. Review statements regularly even after the immediate incident is resolved.

Consider using identity monitoring services if your risk profile is high.