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who is usa credit they been calling me alot.. any help will be appericated




Quote:
Originally Posted by Anonymous
I'm sorry! I know you understand but It was still trashy! thanks for putting me in check http://www.debtconsolidationcare.com/forums/images/icons/ icon12.gif


no worries i do have a problem with the poster above this though.another know-it-all.

Sub: #11 posted on Mon, 12/07/2009 - 07:15

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15514 | Credits: )

Quote:
Originally Posted by Anonymous
Don't you people read up on what you apply for. It states right in plain view on their web site what the charges are.


this is the know-it-all.

Sub: #12 posted on Mon, 12/07/2009 - 07:16

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15514 | Credits: )

Please explain why I am a know it all. I saw this offer , but it stated the fees involved and I opted out. I am just confused as to why people are complaining about what they signed up for.

Sub: #13 posted on Mon, 12/07/2009 - 07:35

Unregistered


Can't people disagree in this forum

Sub: #14 posted on Mon, 12/07/2009 - 07:35

Unregistered


Quote:
Originally Posted by Anonymous
Please explain why I am a know it all. I saw this offer , but it stated the fees involved and I opted out. I am just confused as to why people are complaining about what they signed up for.


i had a chance to look at the website,and there are hidden fees,and there is nothing about 149.95 being debited.glad you are a sage,but not everyone is.

Sub: #15 posted on Mon, 12/07/2009 - 07:41

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15514 | Credits: )

Not my fault if you can not read.
I am not a sage but you are a moron
Read it again. All the info is there. It seems like this forum, rather than helping people teaches them to run out on debt. No wonder you are all in the positions you are in.
Broke, being sued and utterly clueless

Sub: #16 posted on Mon, 12/07/2009 - 07:48

Unregistered


Quote:
Originally Posted by Anonymous
Not my fault if you can not read.
I am not a sage but you are a moron
Read it again. All the info is there. It seems like this forum, rather than helping people teaches them to run out on debt. No wonder you are all in the positions you are in.
Broke, being sued and utterly clueless


then off with you.i did see the sight,and not a word about automatcally debiting your account.you haved proved yourself a humanoid.now run along.

Sub: #17 posted on Mon, 12/07/2009 - 08:33

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15514 | Credits: )

Here is the member agreement. It clearly states that there is a 149.00 fee.

USA CREDIT™ SHOPPING CARD
MEMBER AGREEMENT

USA Credit™ SHOPPING CARDS
are issued with:
NO Credit Check - NO Interest Charges

This Agreement contains the Terms and Conditions of
becoming a USA Credit™ Shopping Cardholder

BY ACCESSING AND/OR USING THE USA CREDIT™ SHOPPING CLUB WEB SITE (THE "WEB SITE") AND/OR OUR SERVICE (THE "SERVICE"), I AGREE TO COMPLY WITH, AND BE BOUND BY, THE FOLLOWING TERMS AND CONDITIONS (THE "AGREEMENT").
NOTICE TO CARD MEMBER: (A) DO NOT USE THIS CHARGE ACCOUNT BEFORE YOU READ THIS AGREEMENT CAREFULLY. (B) USA CREDIT™ SHOPPING CARDS ARE NOT A VISA? OR A MASTERCARD?. (C) THE COST OF MEMBERSHIP IN THE USA CREDIT™ SHOPPING CLUB PROGRAM IS $149.95. (D) IF APPLICABLE, THE COST OF THE ELITE SERVICES IS $19.95 PER MONTH AND WILL BE AUTOMATICALLY DEDUCTED FROM YOUR BANK ACCOUNT UNTIL CANCELLED BY YOU. YOU MAY CANCEL THE ELITE SERVICES AT ANY TIME PER SECTION 7 OF THIS AGREEMENT. (E) IF APPLICABLE, THE COST OF THE LIVE WELL SERVICES IS $19.95 PER MONTH AND WILL BE AUTOMATICALLY DEDUCTED FROM YOUR BANK ACCOUNT UNTIL CANCELLED BY YOU. YOU MAY CANCEL THE LIVE WELL SERVICES AT ANY TIME PER SECTION 8 OF THIS AGREEMENT. (F) IF APPLICABLE, THE COST OF THE OF THE USA CREDIT CARE SERVICE IS $9.95 PER MONTH AND WILL BE AUTOMATICALLY DEDUCTED FROM YOUR BANK ACCOUNT UNTIL CANCELLED BY YOU. YOU MAY CANCEL THE USA CREDIT CARE SERVICE AT ANY TIME PER SECTION 9 OF THIS AGREEMENT. (G) FREE PRODUCT: IF APPLICABLE, MEMBERS WHO MAINTAIN THEIR ELITE SERVICES OR LIVE WELL SERVICES MEMBERSHIP AND MAKE ON-TIME PAYMENTS FOR THE NUMBER OF CONSECUTIVE MONTHS REQUIRED BY THEIR PROGRAM WILL BE ENTITLED TO RECEIVE A FREE PRODUCT, PURSUANT TO SECTION 6 OF THIS AGREEMENT. (H) YOU MAY AT ANY TIME PAY OFF THE FULL UNPAID BALANCE UNDER THIS AGREEMENT WITHOUT PENALTY OR ADDITIONAL COSTS. (I) CASH ADVANCES: IF APPLICABLE, ACCOUNT HOLDERS MAY REQUEST A CASH ADVANCE AFTER ON-TIME REPAYMENT OF MERCHANDISE PURCHASES, IN THE TOTAL AMOUNT OF FIFTY PERCENT OF TOTAL MERCHANDISE REPAYMENTS SINCE INCEPTION OF MEMBERSHIP, CAPPED AT $2500. (J) GUARANTEED QUALIFICATIONS: YOU MUST BE 18 YEARS OF AGE, A U.S. CITIZEN OR PERMANENT RESIDENT WITH NO UNDISCHARGED BANKRUPTCIES. MEMBERSHIP IS NOT AVAILABLE TO RESIDENTS OF WISCONSIN, VERMONT AND INDIANA.

Sub: #18 posted on Mon, 12/07/2009 - 08:59

Unregistered


BTW, I am not the "unregistered who was rude above me. I just thought it may help if I posted the agreement. I too did not read it and was taken in by them

Sub: #19 posted on Mon, 12/07/2009 - 09:02

Unregistered


I posted a copy of the agreement. I guess it was deleted because it DID mention the 149.95

Sub: #20 posted on Mon, 12/07/2009 - 09:12

Unregistered



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