Does anyone know if these guys are real attorneys? How can I find out if they are registered and licensed to practice in Texas, Arkansas, and Tennessee? I've been hearing some horrible stories about them. Some say they have received summons by them but they don't show up to court. I received a citation from them requesting an answer from me. They are filing a law suit against me saying that I have an outstanding debt with Citibank and thye claim the account is not out of statue of limitations. They claim my last activity was on May 12, 2005 which is false but I have no way to prove it. Someone help me!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.