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I live in florida and have defaulted on several internet pay day loans.

Second payday loan with ameriloan $250.00 amount paid $300.00

Second payday loan with CashNetUSA $500.00 amount paid $387.01

Loan with Sandpoint capital $200.00 amount paid $720.00

Loan with Jd Marketing Group $200 amount paid $240.00

I have also already sent letters stating that i revoke all debits from my account and these companies are still debitting. What others rights do i have?




How do i find the websites to contact bbb, ftc, ag?

Sub: #21 posted on Wed, 09/26/2007 - 14:43

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ibe, great news on that sandpoint one (or whatever the hell their name is)! That is great! Make sure you keep copies of what they sent. Keep them and take them to the grave with you! As far as filing your complaints, you can file with the Better Business Bureau (www.bbb.org). You can file with the Federal Trade Commission (www.ftc.gov). And you need to file with your state attorney general. I just did a google search to find mine. I put in (my state name) attorney general. The site came up. Look under Consumer Protection. Then there should be something called "File A Complaint". States are different. Some you can file on line, some you have to print out the complaint form and mail it in. Just depends on how your state attorney does it. Whatever they want, just do it. You can file the BBB and the FTC on line. If you need any help, just post! :D

Sub: #22 posted on Thu, 09/27/2007 - 19:26

cannr cannr

(Posts: 9317 | Credits: )

Forget revoking. Balance your checking account. Walk in to your bank. SMILE. Close your bank account. Now go to another bank or credit union and open a NEW account. OR find a local place who sells or gives free money orders. Always pay SOMETHING. Even $5.00 is a payment. With money orders, there is nothing they can do but CASH it, which shows you are trying and judges like this, should you end up in court. BUT....EVEN BETTER...If you are self employed, open a Nevada corporation, which can be so very helpful. It doesn't even matter if you live in Nevada. I live in Florida, but all my self employment is under Nevada law. I am an S-Corp. If someone does try to sue, you are basically a bulletproof target LEGALLY. You basically become a person who legally has no assets and LOTS of protection from a business stand point. Find a way to become self employed. I have done Real Estate Appraisal, Real Estate Broker, Assessing, and the last 10 yrs. and Insurance Agent, which I still am doing. If you end up in court for any criminal or civil action, the judge wants to know ONE THING. Since the people suing you want money or assets, the judge asks ...What do YOU own? This is so the judge can decide if they can award a judgement to the people suing you. BUT...if you have no assets because your Nevada corporation owns everything, then YOU personally have no assets and your LOCAL checking account is owned by the Nevada corporation. My Nevada corp. purchased and bought my car, all my computers, furniture used for business, supplies and every other thing you can imagine, but it's all legal because I am self employed. I follow all the laws and all the tax laws. I always do things correctly and honestly. When someone wants to sue for money or assets, you can bet anyone suing will have to decide how much they want to spend going after your assets. Attorneys always check to see what you own before they take a case. If the target of the lawsuit owns NOTHING, not even a simple checking account, there are no assets. Now the entity suing you has to decide if they want to pay their attorney thousands of dollars to sue you. If you have no assets, then the attorney will charge big time or not take the case. And...they will not do a CONTINGENCY law suit because a Nevada corporation is pretty bulletproof...meaning uncollectable. My Nevada corporation owns just about everything. I am not sneaky. I am right up front, but I take advantage of every law I can. When someone finds out there is nothing to take from me and they will get ZERO, they leave me alone. In addition, there is a fantastic "corporate veil" on Nevada corps which is very protective. In the last 41 yrs., only 4 times has the "corporate veil" been pierced in Nevada, meaning there was a loophole found. In comparison, in Florida there are 27 loopholes, in Maryland there are 20 loopholes. So I live here and my business partner lives in Maryland and we are both incorporated as separate corporations in Nevada. No estate tax, no death tax, no probate, no civil suits, and it goes on and on and on. So...get to the bank and start protecting yourself. CLOSE YOUR ACCOUNT and GO ELSEWHERE. NEVER do automatic payments out of an account you can't control.

Sub: #23 posted on Sat, 02/14/2009 - 21:42

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are they legal and why am I still paying them.

Sub: #24 posted on Sun, 02/15/2009 - 15:49

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iS ANYONE FAMILIAR WITH THIS COMPANY?? I DONT WANT TO CONFUSE ANYONE ON MY ISSUE WITH THIS SCAM OF A LOAN CENTER..BUT....IF U'D LIKE...U MAY GOOGLE "SGQ PROCESSING" AND YOU WIL GET A MUUUUCH BETTER UNDERSTANDING OF WHATS GOING ON!! I NEED HELP FROM PEOPLE WHO HAVE BETTER UNDERSTANDINGS OF LOANS...I DID ONE FOR THE 1ST TIME..AND I ASSURE ALL...IT IS MY LASSSTTT!!! I DONT KNOW WHAT TO DO....I NEED HELP FROM SOMEONE WITH KNOWLEDGE OF THIS TYPE OF PROBLEMS.....PLEASEEE! I WILL GREATLY,,,GREATLY APPRECIATE IT...
ANY POSTINGS UNDER "JELLYRED" IT IS ME..
PLEASE REPLY!!!

Sub: #25 posted on Thu, 04/09/2009 - 19:18

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First what state are you in?

Sub: #26 posted on Fri, 04/10/2009 - 02:42

nohiogal nohiogal

(Posts: 2582 | Credits: )

i have a question i default my payday loan with sand point capital and they called me asking me to pay it back. they told me they was going to get me for writing bad checks n take me to court and put me to jail or take it out of my wages is that true can they do that becuase i was to give them money and they was going to take it out of my acct like check form is right can they do that lisa

Sub: #27 posted on Mon, 09/13/2010 - 11:15

Unregistered


i got the same phone call today. i have also defaulted in my payday loans. what are my rights. i am in tn

Sub: #28 posted on Thu, 09/30/2010 - 16:00

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