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NY Payday Loans - How do I begin negotiations?

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I have 7 Payday loans and I live in New York. Here is the list of my loans and what I've paid:

United Cash Loans, 200=665, 250=625, 300=0 (new)
500 Fast Cash 400=1420, 450=540
ameriloan 300=885, 350=715
National Money Store 450=1368
Speedy Payday Loan 275=0 (new)
Payday Loan Services 500=0 (new)
NLS Payday 275=0 (new)

The new ones were taken out because I was 3 mos. behind in coop fees and I was warned that my unit would be sold unless I became current immediately.

I need to know how to deal with the ones that have taken huge interest payments and should be considered paid in full.

When you make a payment arrangement do you send USPS Money Orders? Prepaid debit card? Which is best?
All help is deeply appreciated.

You can choose to leave it off...but I included it as I did not have my account numbers with the PDL's handy. If you dont have the account number, then as much info as possible for the PDl to locate your account should be given.

Sub: #11 posted on Thu, 01/17/2008 - 17:54

volleyballmom volleyballmom

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