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I want to settle with overpaid PDLs. Closed Bank Account!!

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Hello All,

I have 11 payday loans, and I just closed my bank account. I am in state of VA and they are all internet based. I am paying rollover fees and have overpaid at least 5 of these loans already. Can anyone help.

I was looking into going with PDL Assistance settlement company. Are they any good?? Been doing research and have not found much on them. Spoke with them and they seem real "Anti-Payday loan". So what do you suggest?

Got myself into a mess with 11 loans. Afraid they are too much for me to try and settle with myself. Any help wpuld be appreciated. :roll:

I just got an email from compliance dept MTE stating they got my letter as a vaklued customer they will marked my account paid in full after I pay $300. I already paid them $360. I filed a complaint to the BBB and they responded to BBB, stating they was working on a settlement with me, which was false. I get an email today saying pay $300 in 7 days. No way. So i am gonna notify BBB of what they sent me, and also file complaints with AG when my bank statements arrive today. MTE didnt even credit me my $360 I have already paid them. I asked to mark my accoutn paid in full. They want me to pay them $660 on a $300 loan. Unreal.

Sub: #31 posted on Fri, 05/23/2008 - 12:02

Cool_Abyss Cool_Abyss
(Posts: 2936 | Credits: )

Hello all,
I got my first PIF with USFASTCASH today! Also I never heard anything from MTE since I rejected their last settlement offer of $300 on top of $360 I already paid them. is a pin in my butt. They claim I owe the $274 on top of $148 I paid them on an ILLEAGL $200 loan. I been back and forth on their customer service website standing my ground. They have seemed to tack on interest to my $200 loan which noe totals $422 they claim I owe them. They continue to debit my bank after I revoked their authorization and closed my account. These people are nuts! I just am keeping a log on all events and refuse to pay them the outrageous fees. Have i mentioned it is a VERBAl agreement and they are ILLEGAL in the US period! Anyone ever dealt with They have no contact numbers or even a fax or mailing address. Go figure.

AIP, World Wide Cash, Little Loan Shoppe, 3B payday Loans, and PayDayMax have not even contacted me since I filed with BBB, AG, and SCC. I am demanding refunds for I have overpaid all these companies by hundreds!

Sonic Cash settled for the principal owed after I emailed their account rep stating my right and obligations. She accepted after conversing with her supervisore in a week.

CTC have called me, but not that much. I sent them partial payment on friday towards my LEGAl obligation of $300. I have mailed, faxed all revocations of wage assignments and propasals. I only plan on paying them the principal only and that is it.

Well that is my status on my 11 payday loans...whew! i didn't think I can handle all these an considered highering a service, but why do that and pay more. I am handeling it the best way possible with the help of this forum. Thanks Goudah and Roxy!

Sub: #32 posted on Mon, 06/02/2008 - 11:34

Cool_Abyss Cool_Abyss
(Posts: 2936 | Credits: )

I had a loan with AIP. I sent a C&D letter and Have heard nothing, its been over 3 weeks.

Sub: #33 posted on Mon, 06/02/2008 - 12:36


Ok I just got a voicemail from 3B Payday loans stating not only are they going to refund me $300, but alos mark my account PIF. How shocking because it was exactly what I asked for in my complaint to the my AG :D I called the rep back and asked for this in writing or email. I also was curious to how they was going to refund me $300 all of a sudden. She told me they sent it to my bank account today. I told her you sent money to my bank prior to my consent or knowledge. I then told her that bank account had been
closed so I will need to accept other form of payment via check, money order, etc.. She said she had to speak with supervisor on that.

What is to say you send me $300 mysteriously and claim it was a loan. I DONT THINK SO! I want it in writing! Anyone else agree??

This is what I wrote them in response to her voicmail today:

10 June 2008

Edited by Shazzers
Personal info removed

3B Financial/ 3B Payday Loans


To whom it may concern:

I am writing this letter in response to your companies settlement offer received 10 June, 2008. I received a phone call from your companies CS rep "Angela" in the collections department ext#1165. She informed me that 3B Payday loans will be refunding me $300 and marking my account "paid in full". I am requesting my account balance as of today 10 June 2008 via email. Also I contacted Angela 10 June, 2008 and informed me the refund was sent out to my bank account information on file with your company prior to my authorization or knowledge. That bank account has since been closed. Please read the letter below that was faxed and emailed to your company on 13 and 14 May, 2008 which was acknowledged. I am unable to accept refund in this manner so I am requesting the refund amount of $300 in form of money order, check, or money gram if possible. Thank you for your time and consideration in helping me bring this matter to a close.


Ms. Roberts

cc: Bureau of Financial Institutions

cc: VA Attorney General's Office

cc: State Corporation Comission

cc: Department of Financial Institutions

cc: Bank of America[/size][/color]

Sub: #34 posted on Tue, 06/10/2008 - 12:15

Cool_Abyss Cool_Abyss
(Posts: 2936 | Credits: )

Cash Transfer Center folded today accepting my settlement offer of the principal. Received letter in the mail marking my account "PIF". Done with them.

3B Financial is cutting me a check for $300 refund and marked my account "PIF" as well today. So that is that! :D

Sub: #35 posted on Tue, 06/10/2008 - 18:43


Ooops. Forgot to sign in. That was me above :D

Sub: #36 posted on Tue, 06/10/2008 - 18:44

Cool_Abyss Cool_Abyss
(Posts: 2936 | Credits: )

Congraulations anyaroberts, well done!!!

Sub: #37 posted on Tue, 06/10/2008 - 18:48

Lukeskywalker Lukeskywalker

(Posts: 1909 | Credits: )

WOW! Just got my 4th "PIF" and 2nd refund. World Wide Cash is sending me $304 as I requested. Got a letter response to my BBB complaint. I am saving this one for my records! Thanks guys! :D

Sub: #38 posted on Wed, 06/11/2008 - 09:55

Cool_Abyss Cool_Abyss
(Posts: 2936 | Credits: )

WOW!!!!!!! CONGRATS anyaroberts. Oh what a feeling this is. I love this and very happy for you. :!: :!: :hug:

Sub: #39 posted on Wed, 06/11/2008 - 13:51

Lukeskywalker Lukeskywalker

(Posts: 1909 | Credits: )

That is so great!! I hope I get the same results. I spent most of my day emailing PAYCHECK TODAY. Talk about idiots!!!

Sub: #40 posted on Wed, 06/11/2008 - 18:52

srjanes srjanes

(Posts: 51 | Credits: )

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