Sorry I havent been around in a while, but any help on this would be great. I had an internet pdl that defaulted many months ago for I lost my job. The pdl was UPFRONTPAYDAY.COM. They had sold my debt to a collection agency called National Credit Adjusters. My loan was for $300 and they now want $760. My issue is that the collection agency reported it on my credit report. When I filed a dispute with Experian, they came back to me saying they looked into my dispute and according to the collection agency it is a valid debt. How can I get this off my Credit Report legally since the IPDL is illegal in my state of New Jersey.
Sub: #51 posted on Wed, 03/16/2011 - 13:26
Sub: #52 posted on Wed, 03/16/2011 - 13:31
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Sub: #53 posted on Sat, 10/27/2012 - 19:46
So many people, likely the ones who work for these companies scream about people paying their bills, but they curiously shut up when it is pointed out that these very same companies use illegal tactics to get money and more often then not don't even have a legitimate claim....I find it incredible that they would have the audacity to even ask for money with no documentation, but they do.
Sub: #54 posted on Sun, 10/28/2012 - 03:30
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You don't have to prove anything. THEY have to prove you owe any money. I wouldn't even bother sending a validation demand since you know without a doubt there are no monies owed on this account. Send them a cease and desist letter basically telling them to take a long walk off a short pier.
Sub: #55 posted on Sun, 10/28/2012 - 03:33
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Sub: #56 posted on Mon, 10/29/2012 - 07:00
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Sub: #57 posted on Thu, 11/29/2012 - 20:39
Sub: #58 posted on Thu, 11/29/2012 - 22:13
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Call 1-800-286-5427
Sub: #59 posted on Mon, 12/17/2012 - 11:19
pay your bill, even if it is illegal in your state, where the loan was taken out from my be legal in the state or country.. the lent you the money you provided your banking info to receive the money. unfortunately payday loans on line are high interest... i don't suggest anyone do them, it got me in more problems then when i needed the money. will never do one again
Sub: #60 posted on Sun, 01/06/2013 - 21:07