Request Letter to Remove Inaccurate Information

[Your Name]
[Your Address]
[City, State ZIP Code]
[Date]

[Credit Bureau Name]
[Address]
[City, State ZIP Code]

RE: Dispute of Inaccurate Information on Credit Report

Dear Sir/Madam:

I am writing to formally dispute inaccurate information appearing on my credit report. I have enclosed copies of supporting documentation demonstrating that the following information is incorrect and should be removed or corrected immediately.

Disputed Item(s):

Account Name: [Creditor Name]
Account Number: [Account Number]
Reported Amount: $[Amount]
Current Status: [Status]

Reason for Dispute:

[SPECIFIC INACCURACY - This amount is incorrect, This account was paid in full, This account does not belong to me, This is a duplicate entry, Payment history is inaccurate, etc.]

Enclosed you will find documentation supporting my dispute, including [payment receipts, settlement agreement, proof of identity, etc.].

Under the Fair Credit Reporting Act, you are required to investigate this dispute within 30 days of receipt of this letter and provide me with written results of your investigation.

If you cannot verify this information as accurate, it must be immediately removed from my credit report.

Please provide written confirmation of the correction or removal of this inaccurate information within 30 days.

Sincerely,

[Your Name]
[Your Signature]